UNITED STATES

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

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                                    FORM 13F

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                               FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended:  March 31, 2009

Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:             TERRY L BLAKER
Address:          200 EAST JACKSON STREET
                  MUNCIE, IN   47305

13F File Number:  28-

The institutional  investment  manager filing this report and the person by whom
it is signed hereby  represent  that the person signing the report is authorized
to  submit  it,  that all  information  contained  herein is true,  correct  and
complete,  and  that it is  understood  that  all  required  items,  statements,
schedules, lists, and tables, are considered integral parts of this form.

Person signing this Report on Behalf of Reporting Manager:

Name:             Terry L Blaker
Title:            Senior Vice President
Phone:            (765) 747-1570

Signature, Place, and Date of Signing:

                  Terry L Blaker          Muncie, IN         April 6, 2009

Report Type (Check only one.):

[X]    13F HOLDING REPORT.
[ ]    13F NOTICE.
[ ]    COMBINATION REPORT.


FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: None Form 13F Information Table Entry Total: 214 Form 13F Information Table Value Total: $166,203,000 List of Other Included Managers: None

FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- ACCENTURE LTD CLASS A COM G1150G111 710 25840 SH SOLE 25440 300 100 ACCENTURE LTD CLASS A COM G1150G111 18 650 SH DEFINED 650 0 0 INGERSOLL RAND CL A COM G4776G101 641 46450 SH SOLE 45100 900 450 INGERSOLL RAND CL A COM G4776G101 29 2105 SH DEFINED 2105 0 0 AT&T INC COM 00206R102 3148 124928 SH SOLE 124421 75 432 AT&T INC COM 00206R102 251 9975 SH DEFINED 6590 0 3385 ABBOTT LABS COM 002824100 3510 73590 SH SOLE 72240 1050 300 ABBOTT LABS COM 002824100 262 5489 SH DEFINED 4889 0 600 ALBERTO CULVER CO NEW COM 013078100 335 14835 SH SOLE 14835 0 0 ALBERTO CULVER CO NEW COM 013078100 7 300 SH DEFINED 300 0 0 APACHE CORP COM 037411105 359 5600 SH SOLE 5200 400 0 APACHE CORP COM 037411105 6 100 SH DEFINED 100 0 0 AUTOMATIC DATA PROCESSING COM 053015103 4123 117301 SH SOLE 115601 1150 550 AUTOMATIC DATA PROCESSING COM 053015103 35 990 SH DEFINED 990 0 0 BB & T CORPORATION COM 054937107 216 12750 SH SOLE 12750 0 0 BB & T CORPORATION COM 054937107 33 1925 SH DEFINED 925 0 1000 BP PLC - SPONS ADR 055622104 2806 70000 SH SOLE 69325 375 300 BP PLC - SPONS ADR 055622104 1230 30683 SH DEFINED 21183 0 9500 BALL CORP COM 058498106 2142 49364 SH SOLE 49364 0 0 BANK OF AMERICA CORP COM 060505104 68 9950 SH SOLE 9350 300 300 BANK OF AMERICA CORP COM 060505104 29 4200 SH DEFINED 2900 0 1300 BANK OF NEW YORK MELLON CORP COM 064058100 473 16736 SH SOLE 16086 550 100 BANK OF NEW YORK MELLON CORP COM 064058100 5 160 SH DEFINED 160 0 0 BAXTER INTERNATIONAL INC COM 071813109 1047 20445 SH SOLE 20345 50 50 BAXTER INTERNATIONAL INC COM 071813109 21 405 SH DEFINED 405 0 0 BECTON DICKINSON & CO COM 075887109 274 4080 SH SOLE 4050 30 0 BECTON DICKINSON & CO COM 075887109 2 25 SH DEFINED 25 0 0 BED BATH & BEYOND COM 075896100 361 14570 SH SOLE 14570 0 0 BED BATH & BEYOND COM 075896100 22 895 SH DEFINED 895 0 0 BEST BUY COMPANY INC COM 086516101 723 19059 SH SOLE 18809 250 0 BEST BUY COMPANY INC COM 086516101 33 878 SH DEFINED 878 0 0 CATERPILLAR INC. COM 149123101 467 16712 SH SOLE 16062 650 0 CATERPILLAR INC. COM 149123101 10 356 SH DEFINED 356 0 0 CHEVRON CORP COM 166764100 5550 82537 SH SOLE 81212 825 500 CHEVRON CORP COM 166764100 197 2925 SH DEFINED 2125 0 800 CHUBB CORP COM 171232101 642 15167 SH SOLE 15167 0 0 CHUBB CORP COM 171232101 25 595 SH DEFINED 595 0 0 CISCO SYSTEMS COM 17275R102 1727 102960 SH SOLE 101460 1100 400 CISCO SYSTEMS COM 17275R102 23 1395 SH DEFINED 1395 0 0 CITY NATIONAL COM 178566105 340 10055 SH SOLE 9705 350 0 CITY NATIONAL COM 178566105 41 1210 SH DEFINED 1210 0 0 COCA COLA CO COM 191216100 1076 24474 SH SOLE 24474 0 0 COCA COLA CO COM 191216100 105 2400 SH DEFINED 2400 0 0 COLGATE PALMOLIVE CO COM 194162103 1157 19626 SH SOLE 18676 850 100 COLGATE PALMOLIVE CO COM 194162103 109 1850 SH DEFINED 250 0 1600 CONOCOPHILLIPS COM 20825C104 1611 41152 SH SOLE 40102 900 150 CONOCOPHILLIPS COM 20825C104 65 1650 SH DEFINED 1650 0 0 COVANCE INC COM 222816100 444 12460 SH SOLE 11660 700 100 COVANCE INC COM 222816100 15 425 SH DEFINED 425 0 0 CULLEN FROST BANKERS COM 229899109 197 4195 SH SOLE 3895 300 0 CULLEN FROST BANKERS COM 229899109 22 460 SH DEFINED 460 0 0 DNP SELECT INCOME FUND 23325P104 453 66668 SH SOLE 64638 1030 1000 DNP SELECT INCOME FUND 23325P104 24 3600 SH DEFINED 3600 0 0 DANAHER CORP COM 235851102 1022 18855 SH SOLE 18155 600 100 DANAHER CORP COM 235851102 38 700 SH DEFINED 700 0 0 DEERE & CO COM 244199105 218 6630 SH SOLE 5930 700 0 DEERE & CO COM 244199105 18 550 SH DEFINED 550 0 0 DISNEY WALT COMPANY COM 254687106 1131 62295 SH SOLE 62220 75 0 DISNEY WALT COMPANY COM 254687106 5 300 SH DEFINED 300 0 0 DONALDSON INC COM 257651109 420 15645 SH SOLE 15445 200 0 DONALDSON INC COM 257651109 3 100 SH DEFINED 100 0 0 DU PONT E I DE NEMOURS COM 263534109 460 20622 SH SOLE 19872 750 0 DU PONT E I DE NEMOURS COM 263534109 10 470 SH DEFINED 470 0 0 ECOLAB INC COM 278865100 589 16955 SH SOLE 16755 150 50 ECOLAB INC COM 278865100 10 300 SH DEFINED 300 0 0 EMERSON ELEC CO COM 291011104 2845 99591 SH SOLE 98391 800 400 EMERSON ELEC CO COM 291011104 144 5040 SH DEFINED 3040 0 2000 ENDO PHARM HLDG INC COM 29264F205 381 21545 SH SOLE 20745 700 100 ENDO PHARM HLDG INC COM 29264F205 6 340 SH DEFINED 340 0 0 EXELON CORP COM 30161N101 449 9900 SH SOLE 9900 0 0 EXELON CORP COM 30161N101 27 600 SH DEFINED 600 0 0 EXXON MOBIL CORP COM 30231G102 7919 116281 SH SOLE 114891 940 450 EXXON MOBIL CORP COM 30231G102 973 14284 SH DEFINED 12236 0 2048 FPL GROUP INC COM 302571104 1217 24000 SH SOLE 23000 1000 0 FPL GROUP INC COM 302571104 162 3200 SH DEFINED 1200 0 2000 FIRST MERCHANTS CORP COM 320817109 1618 149992 SH SOLE 148890 1102 0 FIRST MERCHANTS CORP COM 320817109 133 12367 SH DEFINED 12367 0 0 GENERAL ELECTRIC CO COM 369604103 2082 205928 SH SOLE 202228 2250 1450 GENERAL ELECTRIC CO COM 369604103 173 17125 SH DEFINED 9025 0 8100 GRACO INC COM 384109104 580 34015 SH SOLE 33665 250 100 GRACO INC COM 384109104 14 825 SH DEFINED 825 0 0 HARRIS CORP DEL COM 413875105 850 29390 SH SOLE 28840 550 0 HARRIS CORP DEL COM 413875105 20 695 SH DEFINED 695 0 0 HENRY JACK & ASSOCIATES COM 426281101 207 12705 SH SOLE 12705 0 0 HENRY JACK & ASSOCIATES COM 426281101 5 300 SH DEFINED 300 0 0 HEWLETT PACKARD CO COM 428236103 2008 62650 SH SOLE 62250 0 400 HEWLETT PACKARD CO COM 428236103 98 3050 SH DEFINED 3050 0 0 INTEL CORP COM 458140100 2716 180695 SH SOLE 177395 2700 600 INTEL CORP COM 458140100 50 3300 SH DEFINED 2300 0 1000 INTL BUSINESS MACHINES CORP COM 459200101 2247 23196 SH SOLE 22696 350 150 INTL BUSINESS MACHINES CORP COM 459200101 40 410 SH DEFINED 410 0 0 I SHARES LEHMAN AGGREGATE 464287226 359 3537 SH SOLE 3537 0 0 MSCI EAFE INDEX SHARES 464287465 2663 70849 SH SOLE 68614 1225 1010 MSCI EAFE INDEX SHARES 464287465 18 483 SH DEFINED 483 0 0 BIOTECHNOLOGY I SHARES COM 464287556 1526 23000 SH SOLE 22325 625 50 BIOTECHNOLOGY I SHARES COM 464287556 36 540 SH DEFINED 540 0 0 S&P 400 MIDCAP GROWTH ISHARES 464287606 710 13505 SH SOLE 13505 0 0 S&P 400 MIDCAP GROWTH ISHARES 464287606 40 754 SH DEFINED 754 0 0 ISHARES RUSSELL 2000 I SHARES 464287655 571 13582 SH SOLE 12992 420 170 ISHARES RUSSELL 2000 I SHARES 464287655 12 285 SH DEFINED 285 0 0 S&P 400 MIDCAP VALUE ISHARES 464287705 777 17632 SH SOLE 17410 0 222 S&P 400 MIDCAP VALUE ISHARES 464287705 57 1284 SH DEFINED 1284 0 0 I SHARES S&P SMALL CAP 600 COM 464287804 919 25270 SH SOLE 24507 427 336 I SHARES S&P SMALL CAP 600 COM 464287804 65 1797 SH DEFINED 1797 0 0 S&P 600 SMALL CAP VALUE ISHARES 464287879 452 11626 SH SOLE 11427 0 199 S&P 600 SMALL CAP VALUE ISHARES 464287879 26 669 SH DEFINED 669 0 0 S&P 600 SMALL CAP GROWTH ISHARES 464287887 541 14254 SH SOLE 14254 0 0 S&P 600 SMALL CAP GROWTH ISHARES 464287887 20 528 SH DEFINED 528 0 0 J P MORGAN CHASE & CO COM 46625H100 2570 96734 SH SOLE 96034 100 600 J P MORGAN CHASE & CO COM 46625H100 337 12670 SH DEFINED 12670 0 0 JARDEN CORPORATION COM 471109108 127 10035 SH SOLE 10035 0 0 JOHNSON & JOHNSON COM 478160104 5235 99538 SH SOLE 98188 1150 200 JOHNSON & JOHNSON COM 478160104 436 8291 SH DEFINED 5491 0 2800 JOHNSON CTLS INC COM 478366107 265 22050 SH SOLE 21000 900 150 JOHNSON CTLS INC COM 478366107 3 250 SH DEFINED 250 0 0 KELLOGG CO COM 487836108 214 5840 SH SOLE 5840 0 0 KIMBERLY CLARK CORP COM 494368103 1447 31385 SH SOLE 30635 500 250 KIMBERLY CLARK CORP COM 494368103 48 1050 SH DEFINED 1050 0 0 KOHL'S CORP COM 500255104 928 21932 SH SOLE 21332 500 100 KOHL'S CORP COM 500255104 40 945 SH DEFINED 945 0 0 LABORATORY CORP COM 50540R409 289 4945 SH SOLE 4945 0 0 LABORATORY CORP COM 50540R409 8 135 SH DEFINED 135 0 0 LILLY ELI & CO COM 532457108 4317 129250 SH SOLE 128850 100 300 LILLY ELI & CO COM 532457108 42 1250 SH DEFINED 1250 0 0 LOWE'S COMPANIES INC COM 548661107 3088 169184 SH SOLE 166734 1850 600 LOWE'S COMPANIES INC COM 548661107 73 4015 SH DEFINED 3615 0 400 MDU RES GROUP INC COM 552690109 215 13320 SH SOLE 12620 600 100 MDU RES GROUP INC COM 552690109 1 80 SH DEFINED 80 0 0 MASCO CORP COM 574599106 260 37280 SH SOLE 36780 100 400 MASCO CORP COM 574599106 10 1485 SH DEFINED 1485 0 0 MCDONALDS CORP COM 580135101 676 12395 SH SOLE 12395 0 0 MCDONALDS CORP COM 580135101 74 1365 SH DEFINED 1365 0 0 MEDTRONIC INCORPORATED COM 585055106 1214 41212 SH SOLE 40137 875 200 MEDTRONIC INCORPORATED COM 585055106 21 725 SH DEFINED 725 0 0 MICROSOFT CORPORATION COM 594918104 3243 176636 SH SOLE 174786 1650 200 MICROSOFT CORPORATION COM 594918104 116 6340 SH DEFINED 5340 0 1000 MICROCHIP TECHNOLOGY COM 595017104 991 46810 SH SOLE 45310 1300 200 MICROCHIP TECHNOLOGY COM 595017104 57 2675 SH DEFINED 2675 0 0 S&P 400 MIDCAP SPDR 595635103 3858 43553 SH SOLE 42964 342 247 S&P 400 MIDCAP SPDR 595635103 135 1521 SH DEFINED 1521 0 0 NORTHERN TR CORP COM 665859104 720 12045 SH SOLE 11855 150 40 NORTHERN TR CORP COM 665859104 13 215 SH DEFINED 215 0 0 NORTHROP GRUMMAN CORP COM 666807102 14 320 SH SOLE 320 0 0 NORTHROP GRUMMAN CORP COM 666807102 885 20290 SH DEFINED 20290 0 0 NVIDIA CORP COM 67066G104 531 53880 SH SOLE 52155 1600 125 NVIDIA CORP COM 67066G104 14 1425 SH DEFINED 1425 0 0 NUVEEN MUNI DIVIDEND ADVISOR 67070X101 123 10980 SOLE 10980 0 0 NUVEEN MUNI DIVIDEND ADVISOR 67070X101 18 1600 DEFINED 1600 0 0 OLD NATIONAL BANCORP COM 680033107 267 23884 SH SOLE 23884 0 0 ORACLE CORP COM 68389X105 913 50532 SH SOLE 49382 1000 150 ORACLE CORP COM 68389X105 48 2633 SH DEFINED 2633 0 0 PEPSICO INC COM 713448108 5288 102743 SH SOLE 101143 1100 500 PEPSICO INC COM 713448108 287 5575 SH DEFINED 5575 0 0 PFIZER INC COM 717081103 821 60290 SH SOLE 59890 200 200 PFIZER INC COM 717081103 48 3500 SH DEFINED 2500 0 1000 T. ROWE PRICE GROUP INC COM 74144T108 657 22781 SH SOLE 22731 0 50 T. ROWE PRICE GROUP INC COM 74144T108 13 450 SH DEFINED 450 0 0 PRINCIPAL FINANCIAL GROUP COM 74251V102 84 10290 SH SOLE 9790 450 50 PRINCIPAL FINANCIAL GROUP COM 74251V102 1 160 SH DEFINED 160 0 0 PROCTER & GAMBLE CO COM 742718109 4417 93808 SH SOLE 92683 875 250 PROCTER & GAMBLE CO COM 742718109 283 6010 SH DEFINED 3010 0 3000 ROBERT HALF INTERNATIONAL COM 770323103 481 27020 SH SOLE 27020 0 0 ROBERT HALF INTERNATIONAL COM 770323103 8 445 SH DEFINED 445 0 0 S&P 500 INDEX SPDR 78462F103 903 11351 SH SOLE 11351 0 0 SPDR MSCI ALL-COUNTRY WORLD EX-US INDEX ETF 78463X848 1724 85667 SH SOLE 85667 0 0 LEHMAN INTL TREASURY BOND 78464A516 5118 100068 SH SOLE 99023 1045 0 LEHMAN INTL TREASURY BOND 78464A516 126 2457 SH DEFINED 2457 0 0 SCHLUMBERGER LTD COM 806857108 3130 77075 SH SOLE 76045 630 400 SCHLUMBERGER LTD COM 806857108 87 2154 SH DEFINED 2154 0 0 MATERIALS SELECT SECTOR SPDR COM 81369Y100 334 15030 SH SOLE 14850 80 100 MATERIALS SELECT SECTOR SPDR COM 81369Y100 10 465 SH DEFINED 465 0 0 SECTOR SPDR UTILITIES COM 81369Y886 231 9035 SH SOLE 8960 0 75 SECTOR SPDR UTILITIES COM 81369Y886 8 330 SH DEFINED 330 0 0 THE J.M. SMUCKER COMPANY COM 832696405 574 15401 SH SOLE 15001 350 50 THE J.M. SMUCKER COMPANY COM 832696405 12 315 SH DEFINED 315 0 0 SOUTHERN CO COM 842587107 1290 42135 SH SOLE 41885 50 200 SOUTHERN CO COM 842587107 146 4780 SH DEFINED 4080 0 700 STAPLES INC COM 855030102 1864 102919 SH SOLE 101019 1600 300 STAPLES INC COM 855030102 54 2995 SH DEFINED 2995 0 0 STRYKER CORP COM 863667101 825 24224 SH SOLE 23524 700 0 STRYKER CORP COM 863667101 9 250 SH DEFINED 250 0 0 SUPERVALU INC COM 868536103 212 14820 SH SOLE 14745 75 0 SUPERVALU INC COM 868536103 21 1445 SH DEFINED 1445 0 0 SYSCO CORP COM 871829107 2993 131344 SH SOLE 129094 2050 200 SYSCO CORP COM 871829107 107 4700 SH DEFINED 4700 0 0 TEVA PHARMACEUTICAL ADR 881624209 568 12615 SH SOLE 12115 500 0 TEVA PHARMACEUTICAL ADR 881624209 52 1165 SH DEFINED 1165 0 0 THERMO FISHER SCIENTIFIC INC COM 883556102 380 10650 SH SOLE 10150 500 0 3M COMPANY COM 88579Y101 685 13786 SH SOLE 13536 250 0 3M COMPANY COM 88579Y101 152 3050 SH DEFINED 850 0 2200 US BANCORP DEL COM 902973304 1514 103638 SH SOLE 101388 1800 450 US BANCORP DEL COM 902973304 38 2570 SH DEFINED 1570 0 1000 UNITED PARCEL SERVICE COM 911312106 167 3400 SH SOLE 3400 0 0 UNITED PARCEL SERVICE COM 911312106 49 1000 SH DEFINED 1000 0 0 UNITED TECHNOLOGIES CORP COM 913017109 4727 110007 SH SOLE 108407 1100 500 UNITED TECHNOLOGIES CORP COM 913017109 58 1355 SH DEFINED 1355 0 0 VF CORP COM 918204108 483 8450 SH SOLE 8115 235 100 VF CORP COM 918204108 5 85 SH DEFINED 85 0 0 VNGRD FTSE ALLWORLD EXUS ETF 922042775 1852 65899 SH SOLE 65489 0 410 VNGRD FTSE ALLWORLD EXUS ETF 922042775 19 683 SH DEFINED 683 0 0 VECTREN CORP COM 92240G101 1759 83384 SH SOLE 81934 1250 200 VECTREN CORP COM 92240G101 127 6018 SH DEFINED 4118 0 1900 VERIZON COMMUNICATIONS INC COM 92343V104 2057 68110 SH SOLE 67310 550 250 VERIZON COMMUNICATIONS INC COM 92343V104 72 2372 SH DEFINED 2372 0 0 WAL MART STORES INC COM 931142103 3427 65792 SH SOLE 65192 300 300 WAL MART STORES INC COM 931142103 150 2880 SH DEFINED 2880 0 0 WELLS FARGO & CO COM 949746101 2048 143813 SH SOLE 141513 1300 1000 WELLS FARGO & CO COM 949746101 77 5400 SH DEFINED 3000 0 2400 WEYERHAEUSER CO COM 962166104 375 13600 SH SOLE 13500 0 100 WEYERHAEUSER CO COM 962166104 3 100 SH DEFINED 100 0 0 WYETH COM 983024100 1958 45491 SH SOLE 45091 0 400 WYETH COM 983024100 130 3010 SH DEFINED 610 0 2400 ZIMMER HLDGS INC COM 98956P102 302 8279 SH SOLE 7944 335 0 ZIMMER HLDGS INC COM 98956P102 20 555 SH DEFINED 555 0 0 GRAND TOTALS 166203 5423480 5292790 57991 72699