UNITED STATES

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                        ------------------------------

                                    FORM 13F

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                               FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended:  June 30, 2009

Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:             TERRY L BLAKER
Address:          200 EAST JACKSON STREET
                  MUNCIE, IN   47305

13F File Number:  28-

The institutional  investment  manager filing this report and the person by whom
it is signed hereby  represent  that the person signing the report is authorized
to  submit  it,  that all  information  contained  herein is true,  correct  and
complete,  and  that it is  understood  that  all  required  items,  statements,
schedules, lists, and tables, are considered integral parts of this form.

Person signing this Report on Behalf of Reporting Manager:

Name:             Terry L Blaker
Title:            Senior Vice President
Phone:            (765) 747-1570

Signature, Place, and Date of Signing:

                  Terry L Blaker          Muncie, IN         July 21, 2009

Report Type (Check only one.):

[X]    13F HOLDING REPORT.
[ ]    13F NOTICE.
[ ]    COMBINATION REPORT.


FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: None Form 13F Information Table Entry Total: 216 Form 13F Information Table Value Total: $190,776,000 List of Other Included Managers: None

FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- ACCENTURE LTD CLASS A COM G1150G111 885 26460 SH SOLE 26160 300 0 ACCENTURE LTD CLASS A COM G1150G111 63 1890 SH DEFINED 1890 0 0 NOBLE CORPORATION COM H5833N103 257 8480 SH SOLE 8405 75 0 NOBLE CORPORATION COM H5833N103 20 650 SH DEFINED 650 0 0 AFLAC INC COM 001055102 267 8600 SH SOLE 8375 225 0 AFLAC INC COM 001055102 2 50 SH DEFINED 50 0 0 AT&T INC COM 00206R102 3413 137395 SH SOLE 137088 75 232 AT&T INC COM 00206R102 190 7643 SH DEFINED 4258 0 3385 ABBOTT LABS COM 002824100 3538 75222 SH SOLE 74072 1050 100 ABBOTT LABS COM 002824100 273 5809 SH DEFINED 5209 0 600 ALBERTO CULVER CO NEW COM 013078100 547 21500 SH SOLE 21500 0 0 ALBERTO CULVER CO NEW COM 013078100 8 300 SH DEFINED 300 0 0 ALLIANT CORP COM 018802108 689 26375 SH SOLE 26375 0 0 ALLIANT CORP COM 018802108 28 1080 SH DEFINED 1080 0 0 AMPHENOL CORPORATION 032095101 203 6410 SH SOLE 6410 0 0 AMPHENOL CORPORATION 032095101 7 230 SH DEFINED 230 0 0 APACHE CORP COM 037411105 417 5785 SH SOLE 5385 400 0 APACHE CORP COM 037411105 7 100 SH DEFINED 100 0 0 AUTOMATIC DATA PROCESSING COM 053015103 4268 120461 SH SOLE 119161 1150 150 AUTOMATIC DATA PROCESSING COM 053015103 52 1465 SH DEFINED 1465 0 0 BB & T CORPORATION COM 054937107 211 9585 SH SOLE 9585 0 0 BB & T CORPORATION COM 054937107 23 1050 SH DEFINED 50 0 1000 BP PLC - SPONS ADR 055622104 3147 66009 SH SOLE 65634 375 0 BP PLC - SPONS ADR 055622104 1463 30683 SH DEFINED 21183 0 9500 BALL CORP COM 058498106 2031 44994 SH SOLE 44994 0 0 BANK OF AMERICA CORP COM 060505104 85 6475 SH SOLE 5875 300 300 BANK OF AMERICA CORP COM 060505104 55 4200 SH DEFINED 2900 0 1300 BANK OF NEW YORK MELLON CORP COM 064058100 643 21936 SH SOLE 21386 550 0 BANK OF NEW YORK MELLON CORP COM 064058100 7 235 SH DEFINED 235 0 0 BAXTER INTERNATIONAL INC COM 071813109 1425 26920 SH SOLE 26840 50 30 BAXTER INTERNATIONAL INC COM 071813109 45 855 SH DEFINED 855 0 0 BECTON DICKINSON & CO COM 075887109 649 9105 SH SOLE 8845 230 30 BECTON DICKINSON & CO COM 075887109 20 275 SH DEFINED 275 0 0 BED BATH & BEYOND COM 075896100 428 13910 SH SOLE 13910 0 0 BED BATH & BEYOND COM 075896100 28 895 SH DEFINED 895 0 0 BEST BUY COMPANY INC COM 086516101 626 18709 SH SOLE 18459 250 0 BEST BUY COMPANY INC COM 086516101 29 878 SH DEFINED 878 0 0 CATERPILLAR INC. COM 149123101 552 16712 SH SOLE 16062 650 0 CATERPILLAR INC. COM 149123101 12 356 SH DEFINED 356 0 0 CHEVRON CORP COM 166764100 5415 81737 SH SOLE 80412 825 500 CHEVRON CORP COM 166764100 200 3025 SH DEFINED 2225 0 800 CHUBB CORP COM 171232101 944 23672 SH SOLE 23672 0 0 CHUBB CORP COM 171232101 43 1070 SH DEFINED 1070 0 0 CISCO SYSTEMS COM 17275R102 1771 94990 SH SOLE 93690 1100 200 CISCO SYSTEMS COM 17275R102 23 1225 SH DEFINED 1225 0 0 CITY NATIONAL COM 178566105 309 8390 SH SOLE 8040 350 0 CITY NATIONAL COM 178566105 45 1210 SH DEFINED 1210 0 0 COCA COLA CO COM 191216100 1138 23709 SH SOLE 23709 0 0 COCA COLA CO COM 191216100 115 2400 SH DEFINED 2400 0 0 COLGATE PALMOLIVE CO COM 194162103 1361 19241 SH SOLE 18391 850 0 COLGATE PALMOLIVE CO COM 194162103 131 1850 SH DEFINED 250 0 1600 CONOCOPHILLIPS COM 20825C104 1743 41445 SH SOLE 40545 900 0 CONOCOPHILLIPS COM 20825C104 69 1650 SH DEFINED 1650 0 0 COVANCE INC COM 222816100 608 12360 SH SOLE 11660 700 0 COVANCE INC COM 222816100 21 425 SH DEFINED 425 0 0 CULLEN FROST BANKERS COM 229899109 199 4310 SH SOLE 4010 300 0 CULLEN FROST BANKERS COM 229899109 21 460 SH DEFINED 460 0 0 DNP SELECT INCOME FUND 23325P104 534 66968 SH SOLE 64938 1030 1000 DNP SELECT INCOME FUND 23325P104 29 3600 SH DEFINED 3600 0 0 DANAHER CORP COM 235851102 1100 17810 SH SOLE 17210 600 0 DANAHER CORP COM 235851102 43 700 SH DEFINED 700 0 0 DEERE & CO COM 244199105 241 6030 SH SOLE 5330 700 0 DEERE & CO COM 244199105 22 550 SH DEFINED 550 0 0 DISNEY WALT COMPANY COM 254687106 1439 61704 SH SOLE 61629 75 0 DISNEY WALT COMPANY COM 254687106 7 300 SH DEFINED 300 0 0 DONALDSON INC COM 257651109 802 23153 SH SOLE 22613 500 40 DONALDSON INC COM 257651109 17 500 SH DEFINED 500 0 0 DU PONT E I DE NEMOURS COM 263534109 538 21007 SH SOLE 20257 750 0 DU PONT E I DE NEMOURS COM 263534109 12 470 SH DEFINED 470 0 0 ECOLAB INC COM 278865100 756 19385 SH SOLE 18935 450 0 ECOLAB INC COM 278865100 12 300 SH DEFINED 300 0 0 EMERSON ELEC CO COM 291011104 3198 98736 SH SOLE 97836 800 100 EMERSON ELEC CO COM 291011104 167 5170 SH DEFINED 3170 0 2000 ENDO PHARM HLDG INC COM 29264F205 639 35655 SH SOLE 34955 700 0 ENDO PHARM HLDG INC COM 29264F205 11 640 SH DEFINED 640 0 0 EXELON CORP COM 30161N101 486 9500 SH SOLE 9500 0 0 EXELON CORP COM 30161N101 60 1178 SH DEFINED 1178 0 0 EXXON MOBIL CORP COM 30231G102 7929 113433 SH SOLE 112343 940 150 EXXON MOBIL CORP COM 30231G102 911 13031 SH DEFINED 10983 0 2048 FPL GROUP INC COM 302571104 1518 26705 SH SOLE 25655 1050 0 FPL GROUP INC COM 302571104 195 3430 SH DEFINED 1430 0 2000 FIRST MERCHANTS CORP COM 320817109 1647 205127 SH SOLE 204025 1102 0 FIRST MERCHANTS CORP COM 320817109 93 11587 SH DEFINED 11587 0 0 GENERAL ELECTRIC CO COM 369604103 2228 190098 SH SOLE 186948 2250 900 GENERAL ELECTRIC CO COM 369604103 157 13425 SH DEFINED 6025 0 7400 GRACO INC COM 384109104 781 35465 SH SOLE 35215 250 0 GRACO INC COM 384109104 18 825 SH DEFINED 825 0 0 HARRIS CORP DEL COM 413875105 1098 38710 SH SOLE 38160 550 0 HARRIS CORP DEL COM 413875105 35 1230 SH DEFINED 1230 0 0 HEINZ H J CO COM 423074103 127 3555 SH SOLE 3555 0 0 HEINZ H J CO COM 423074103 89 2500 SH DEFINED 1000 0 1500 HENRY JACK & ASSOCIATES COM 426281101 494 23830 SH SOLE 23830 0 0 HENRY JACK & ASSOCIATES COM 426281101 6 300 SH DEFINED 300 0 0 HEWLETT PACKARD CO COM 428236103 2398 62065 SH SOLE 61865 0 200 HEWLETT PACKARD CO COM 428236103 118 3050 SH DEFINED 3050 0 0 INTEL CORP COM 458140100 2796 169037 SH SOLE 166337 2700 0 INTEL CORP COM 458140100 55 3300 SH DEFINED 2300 0 1000 INTL BUSINESS MACHINES CORP COM 459200101 2371 22711 SH SOLE 22361 350 0 INTL BUSINESS MACHINES CORP COM 459200101 43 410 SH DEFINED 410 0 0 I SHARES BARCLAYS AGGREGATE ETF 464287226 361 3537 SH SOLE 3537 0 0 MSCI EMERGING MARKET INDEX 464287234 283 8773 SH SOLE 8773 0 0 MSCI EAFE INDEX SHARES 464287465 3181 69434 SH SOLE 68059 1225 150 MSCI EAFE INDEX SHARES 464287465 22 483 SH DEFINED 483 0 0 BIOTECHNOLOGY I SHARES COM 464287556 1783 24505 SH SOLE 23880 625 0 BIOTECHNOLOGY I SHARES COM 464287556 39 540 SH DEFINED 540 0 0 S&P 400 MIDCAP GROWTH ISHARES 464287606 1241 19896 SH SOLE 19896 0 0 S&P 400 MIDCAP GROWTH ISHARES 464287606 73 1177 SH DEFINED 1177 0 0 ISHARES RUSSELL 2000 I SHARE 464287655 684 13387 SH SOLE 12967 420 0 ISHARES RUSSELL 2000 I SHARE 464287655 15 285 SH DEFINED 285 0 0 S&P 400 MIDCAP VALUE ISHARES 464287705 1277 24500 SH SOLE 24178 0 322 S&P 400 MIDCAP VALUE ISHARES 464287705 91 1747 SH DEFINED 1747 0 0 I SHARES S&P SMALL CAP 600 COM 464287804 1126 25344 SH SOLE 24581 427 336 I SHARES S&P SMALL CAP 600 COM 464287804 86 1947 SH DEFINED 1947 0 0 S&P 600 SMALL CAP VALUE ISHARES 464287879 626 13305 SH SOLE 13013 0 292 S&P 600 SMALL CAP VALUE ISHARES 464287879 38 812 SH DEFINED 812 0 0 S&P 600 SMALL CAP GROWTH ISHARES 464287887 805 17357 SH SOLE 17357 0 0 S&P 600 SMALL CAP GROWTH ISHARES 464287887 34 738 SH DEFINED 738 0 0 J P MORGAN CHASE & CO COM 46625H100 4476 131209 SH SOLE 130909 100 200 J P MORGAN CHASE & CO COM 46625H100 432 12670 SH DEFINED 12670 0 0 JOHNSON & JOHNSON COM 478160104 5623 99023 SH SOLE 97873 1150 0 JOHNSON & JOHNSON COM 478160104 379 6666 SH DEFINED 3866 0 2800 KELLOGG CO COM 487836108 272 5840 SH SOLE 5840 0 0 KIMBERLY CLARK CORP COM 494368103 1620 30900 SH SOLE 30300 500 100 KIMBERLY CLARK CORP COM 494368103 52 1000 SH DEFINED 1000 0 0 KOHL'S CORP COM 500255104 915 21397 SH SOLE 20897 500 0 KOHL'S CORP COM 500255104 40 945 SH DEFINED 945 0 0 LABORATORY CORP COM 50540R409 304 4490 SH SOLE 4465 25 0 LABORATORY CORP COM 50540R409 9 135 SH DEFINED 135 0 0 LILLY ELI & CO COM 532457108 3931 113510 SH SOLE 113210 100 200 LILLY ELI & CO COM 532457108 47 1352 SH DEFINED 1352 0 0 LOWE'S COMPANIES INC COM 548661107 3300 170089 SH SOLE 168139 1850 100 LOWE'S COMPANIES INC COM 548661107 86 4415 SH DEFINED 4015 0 400 MDU RES GROUP INC COM 552690109 745 39290 SH SOLE 38490 800 0 MDU RES GROUP INC COM 552690109 29 1510 SH DEFINED 1210 0 300 MASCO CORP COM 574599106 432 45140 SH SOLE 45040 100 0 MASCO CORP COM 574599106 14 1485 SH DEFINED 1485 0 0 MCDONALDS CORP COM 580135101 616 10708 SH SOLE 10708 0 0 MCDONALDS CORP COM 580135101 78 1365 SH DEFINED 1365 0 0 MEDTRONIC INCORPORATED COM 585055106 1417 40612 SH SOLE 39637 875 100 MEDTRONIC INCORPORATED COM 585055106 25 725 SH DEFINED 725 0 0 MICROSOFT CORPORATION COM 594918104 4100 172486 SH SOLE 170836 1650 0 MICROSOFT CORPORATION COM 594918104 151 6340 SH DEFINED 5340 0 1000 MICROCHIP TECHNOLOGY COM 595017104 1371 60820 SH SOLE 59495 1325 0 MICROCHIP TECHNOLOGY COM 595017104 69 3075 SH DEFINED 3075 0 0 S&P 400 MIDCAP SPDR 595635103 4566 43401 SH SOLE 42812 342 247 S&P 400 MIDCAP SPDR 595635103 166 1581 SH DEFINED 1581 0 0 NORTHERN TR CORP COM 665859104 784 14605 SH SOLE 14355 250 0 NORTHERN TR CORP COM 665859104 25 465 SH DEFINED 465 0 0 NORTHROP GRUMMAN CORP COM 666807102 27 600 SH SOLE 600 0 0 NORTHROP GRUMMAN CORP COM 666807102 927 20290 SH DEFINED 20290 0 0 NVIDIA CORP COM 67066G104 882 78090 SH SOLE 76490 1600 0 NVIDIA CORP COM 67066G104 21 1825 SH DEFINED 1825 0 0 NUVEEN MUNI DIVIDEND ADVISOR 67070X101 138 10980 SOLE 10980 0 0 NUVEEN MUNI DIVIDEND ADVISOR 67070X101 20 1600 DEFINED 1600 0 0 OLD NATIONAL BANCORP COM 680033107 225 22884 SH SOLE 22884 0 0 ORACLE CORP COM 68389X105 970 45302 SH SOLE 44302 1000 0 ORACLE CORP COM 68389X105 51 2403 SH DEFINED 2403 0 0 PEPSICO INC COM 713448108 5441 99023 SH SOLE 97723 1100 200 PEPSICO INC COM 713448108 215 3910 SH DEFINED 3910 0 0 PFIZER INC COM 717081103 808 53875 SH SOLE 53675 200 0 PFIZER INC COM 717081103 50 3320 SH DEFINED 2320 0 1000 PHILLIP MORRIS INTL INC COM 718172109 227 5195 SH DEFINED 2195 0 3000 T. ROWE PRICE GROUP INC COM 74144T108 928 22271 SH SOLE 22271 0 0 T. ROWE PRICE GROUP INC COM 74144T108 19 450 SH DEFINED 450 0 0 PROCTER & GAMBLE CO COM 742718109 4727 92523 SH SOLE 91448 875 200 PROCTER & GAMBLE CO COM 742718109 292 5710 SH DEFINED 3210 0 2500 ROBERT HALF INTERNATIONAL COM 770323103 747 31645 SH SOLE 31645 0 0 ROBERT HALF INTERNATIONAL COM 770323103 20 845 SH DEFINED 845 0 0 S&P 500 INDEX SPDR 78462F103 1011 10991 SH SOLE 10991 0 0 SPDR MSCI ALL-COUNTRY WORLD EX-US INDEX EX ETF 78463X848 2171 85667 SH SOLE 85667 0 0 BARCLAYS INTL TREASURY SPDR 78464A516 7291 133408 SH SOLE 131733 1675 0 BARCLAYS INTL TREASURY SPDR 78464A516 198 3631 SH DEFINED 3631 0 0 SCHLUMBERGER LTD COM 806857108 4068 75180 SH SOLE 74350 630 200 SCHLUMBERGER LTD COM 806857108 127 2354 SH DEFINED 2354 0 0 MATERIALS SELECT SECTOR SPDR COM 81369Y100 305 11840 SH SOLE 11710 80 50 MATERIALS SELECT SECTOR SPDR COM 81369Y100 9 365 SH DEFINED 365 0 0 THE J.M. SMUCKER COMPANY COM 832696405 756 15536 SH SOLE 15186 350 0 THE J.M. SMUCKER COMPANY COM 832696405 15 315 SH DEFINED 315 0 0 SOUTHERN CO COM 842587107 1322 42435 SH SOLE 42385 50 0 SOUTHERN CO COM 842587107 149 4780 SH DEFINED 4080 0 700 STAPLES INC COM 855030102 2030 100599 SH SOLE 98999 1600 0 STAPLES INC COM 855030102 60 2995 SH DEFINED 2995 0 0 STRYKER CORP COM 863667101 1167 29379 SH SOLE 28679 700 0 STRYKER CORP COM 863667101 22 550 SH DEFINED 550 0 0 SUPERVALU INC COM 868536103 197 15240 SH SOLE 15165 75 0 SUPERVALU INC COM 868536103 19 1445 SH DEFINED 1445 0 0 SYSCO CORP COM 871829107 3294 146600 SH SOLE 144300 2100 200 SYSCO CORP COM 871829107 123 5495 SH DEFINED 5495 0 0 TEVA PHARMACEUTICAL ADR 881624209 650 13165 SH SOLE 12665 500 0 TEVA PHARMACEUTICAL ADR 881624209 67 1365 SH DEFINED 1365 0 0 THERMO FISHER SCIENTIFIC INC COM 883556102 418 10250 SH SOLE 9750 500 0 3M COMPANY COM 88579Y101 823 13696 SH SOLE 13446 250 0 3M COMPANY COM 88579Y101 183 3050 SH DEFINED 850 0 2200 US BANCORP DEL COM 902973304 1690 94382 SH SOLE 92432 1800 150 US BANCORP DEL COM 902973304 30 1660 SH DEFINED 660 0 1000 UNITED PARCEL SERVICE COM 911312106 188 3755 SH SOLE 3755 0 0 UNITED PARCEL SERVICE COM 911312106 50 1000 SH DEFINED 1000 0 0 UNITED TECHNOLOGIES CORP COM 913017109 5535 106542 SH SOLE 105242 1100 200 UNITED TECHNOLOGIES CORP COM 913017109 69 1325 SH DEFINED 1325 0 0 VF CORP COM 918204108 668 12075 SH SOLE 11840 235 0 VF CORP COM 918204108 16 285 SH DEFINED 285 0 0 VNGRD FTSE ALLWORLD EXUS ETF 922042775 2444 68069 SH SOLE 67564 0 505 VNGRD FTSE ALLWORLD EXUS ETF 922042775 35 987 SH DEFINED 987 0 0 VECTREN CORP COM 92240G101 2098 89539 SH SOLE 88289 1250 0 VECTREN CORP COM 92240G101 151 6443 SH DEFINED 4543 0 1900 VERIZON COMMUNICATIONS INC COM 92343V104 2291 74576 SH SOLE 73926 550 100 VERIZON COMMUNICATIONS INC COM 92343V104 73 2372 SH DEFINED 2372 0 0 WAL MART STORES INC COM 931142103 3112 64267 SH SOLE 63942 325 0 WAL MART STORES INC COM 931142103 149 3080 SH DEFINED 3080 0 0 WELLS FARGO & CO COM 949746101 2498 103013 SH SOLE 101413 1200 400 WELLS FARGO & CO COM 949746101 129 5300 SH DEFINED 2900 0 2400 WYETH COM 983024100 2020 44506 SH SOLE 44406 0 100 WYETH COM 983024100 136 3000 SH DEFINED 600 0 2400 ZIMMER HLDGS INC COM 98956P102 333 7809 SH SOLE 7474 335 0 ZIMMER HLDGS INC COM 98956P102 23 545 SH DEFINED 545 0 0 GRAND TOTALS 190776 5572654 5450791 57846 64017