UNITED STATES

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

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                                    FORM 13F

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                               FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended:  March 31, 2010

Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:             TERRY L BLAKER
Address:          200 EAST JACKSON STREET
                  MUNCIE, IN   47305

13F File Number:  28-

The institutional  investment  manager filing this report and the person by whom
it is signed hereby  represent  that the person signing the report is authorized
to  submit  it,  that all  information  contained  herein is true,  correct  and
complete,  and  that it is  understood  that  all  required  items,  statements,
schedules, lists, and tables, are considered integral parts of this form.

Person signing this Report on Behalf of Reporting Manager:

Name:             Terry L Blaker
Title:            Senior Vice President
Phone:            (765) 747-1570

Signature, Place, and Date of Signing:

                  Terry L Blaker          Muncie, IN         April 05, 2010

Report Type (Check only one.):

[X]    13F HOLDING REPORT.
[ ]    13F NOTICE.
[ ]    COMBINATION REPORT.

FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: None Form 13F Information Table Entry Total: 221 Form 13F Information Table Value Total: $241,871,000 List of Other Included Managers: None

FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- ACCENTURE PLC ADR G1151C101 1729 41220 SH SOLE 40920 300 0 ACCENTURE PLC ADR G1151C101 81 1920 SH DEFINED 1920 0 0 NOBLE CORPORATION COM H5833N103 1318 31525 SH SOLE 31450 75 0 NOBLE CORPORATION COM H5833N103 58 1395 SH DEFINED 1395 0 0 TRANSOCEAN LTD COM H8817H100 609 7049 SH SOLE 6745 304 0 TRANSOCEAN LTD COM H8817H100 35 410 SH DEFINED 410 0 0 AT&T INC COM 00206R102 3606 139557 SH SOLE 139250 75 232 AT&T INC COM 00206R102 218 8438 SH DEFINED 5053 0 3385 ABBOTT LABS COM 002824100 3976 75481 SH SOLE 74381 1000 100 ABBOTT LABS COM 002824100 145 2745 SH DEFINED 2145 0 600 ALBERTO CULVER CO NEW COM 013078100 838 32050 SH SOLE 31350 700 0 ALBERTO CULVER CO NEW COM 013078100 35 1325 SH DEFINED 1325 0 0 ALLIANT CORP COM 018802108 1502 45180 SH SOLE 44280 900 0 ALLIANT CORP COM 018802108 55 1640 SH DEFINED 1390 0 250 AMPHENOL CORPORATION 032095101 773 18330 SH SOLE 18330 0 0 AMPHENOL CORPORATION 032095101 24 575 SH DEFINED 575 0 0 APACHE CORP COM 037411105 926 9125 SH SOLE 8725 400 0 APACHE CORP COM 037411105 27 270 SH DEFINED 270 0 0 AUTOMATIC DATA PROCESSING COM 053015103 5336 119989 SH SOLE 118739 1100 150 AUTOMATIC DATA PROCESSING COM 053015103 74 1670 SH DEFINED 1670 0 0 BB & T CORPORATION COM 054937107 270 8330 SH SOLE 8330 0 0 BB & T CORPORATION COM 054937107 34 1050 SH DEFINED 50 0 1000 BP PLC - SPONS ADR 055622104 3027 53056 SH SOLE 52681 375 0 BP PLC - SPONS ADR 055622104 1770 31016 SH DEFINED 20516 0 10500 BAKER HUGHES INC COM 057224107 1545 32980 SH SOLE 32380 600 0 BAKER HUGHES INC COM 057224107 52 1120 SH DEFINED 1120 0 0 BALL CORP COM 058498106 2048 38362 SH SOLE 38362 0 0 BANK OF NEW YORK MELLON CORPCOM 064058100 1157 37466 SH SOLE 36391 1075 0 BANK OF NEW YORK MELLON CORPCOM 064058100 53 1730 SH DEFINED 1730 0 0 BAXTER INTERNATIONAL INC COM 071813109 1829 31425 SH SOLE 30895 500 30 BAXTER INTERNATIONAL INC COM 071813109 66 1135 SH DEFINED 1135 0 0 BECTON DICKINSON & CO COM 075887109 1513 19220 SH SOLE 18810 380 30 BECTON DICKINSON & CO COM 075887109 50 640 SH DEFINED 640 0 0 BED BATH & BEYOND COM 075896100 709 16205 SH SOLE 15905 300 0 BED BATH & BEYOND COM 075896100 29 655 SH DEFINED 655 0 0 BEST BUY COMPANY INC COM 086516101 1156 27182 SH SOLE 26782 400 0 BEST BUY COMPANY INC COM 086516101 44 1028 SH DEFINED 1028 0 0 CATERPILLAR INC. COM 149123101 955 15200 SH SOLE 14550 650 0 CATERPILLAR INC. COM 149123101 16 256 SH DEFINED 256 0 0 CHEVRON CORP COM 166764100 5662 74663 SH SOLE 73488 775 400 CHEVRON CORP COM 166764100 224 2955 SH DEFINED 1955 0 1000 CHUBB CORP COM 171232101 1822 35150 SH SOLE 34600 550 0 CHUBB CORP COM 171232101 121 2330 SH DEFINED 2330 0 0 CISCO SYSTEMS COM 17275R102 2207 84822 SH SOLE 83522 1100 200 CISCO SYSTEMS COM 17275R102 21 800 SH DEFINED 800 0 0 CITY NATIONAL COM 178566105 404 7490 SH SOLE 7140 350 0 CITY NATIONAL COM 178566105 11 200 SH DEFINED 200 0 0 COCA COLA CO COM 191216100 1381 25112 SH SOLE 25112 0 0 COCA COLA CO COM 191216100 11 200 SH DEFINED 200 0 0 COLGATE PALMOLIVE CO COM 194162103 1587 18616 SH SOLE 18066 550 0 COLGATE PALMOLIVE CO COM 194162103 158 1850 SH DEFINED 250 0 1600 CONOCOPHILLIPS COM 20825C104 1942 37962 SH SOLE 37062 900 0 CONOCOPHILLIPS COM 20825C104 171 3350 SH DEFINED 2350 0 1000 COVANCE INC COM 222816100 768 12505 SH SOLE 11805 700 0 COVANCE INC COM 222816100 26 425 SH DEFINED 425 0 0 CULLEN FROST BANKERS COM 229899109 888 15910 SH SOLE 15560 350 0 CULLEN FROST BANKERS COM 229899109 35 620 SH DEFINED 620 0 0 DNP SELECT INCOME FUND 23325P104 537 57928 SH SOLE 55898 1030 1000 DNP SELECT INCOME FUND 23325P104 33 3600 SH DEFINED 3600 0 0 DANAHER CORP COM 235851102 1187 14855 SH SOLE 14455 400 0 DANAHER CORP COM 235851102 40 500 SH DEFINED 500 0 0 DEERE & CO COM 244199105 287 4835 SH SOLE 4835 0 0 DEERE & CO COM 244199105 33 550 SH DEFINED 550 0 0 DISNEY WALT COMPANY COM 254687106 2082 59649 SH SOLE 59574 75 0 DISNEY WALT COMPANY COM 254687106 5 150 SH DEFINED 150 0 0 DONALDSON INC COM 257651109 1121 24853 SH SOLE 24313 500 40 DONALDSON INC COM 257651109 23 500 SH DEFINED 500 0 0 DU PONT E I DE NEMOURS COM 263534109 725 19467 SH SOLE 18717 750 0 DU PONT E I DE NEMOURS COM 263534109 30 800 SH DEFINED 600 0 200 ECOLAB INC COM 278865100 1551 35285 SH SOLE 34735 450 100 ECOLAB INC COM 278865100 39 880 SH DEFINED 880 0 0 EMERSON ELEC CO COM 291011104 5111 101531 SH SOLE 100631 800 100 EMERSON ELEC CO COM 291011104 255 5070 SH DEFINED 3070 0 2000 ENDO PHARM HLDG INC COM 29264F205 905 38215 SH SOLE 37315 900 0 ENDO PHARM HLDG INC COM 29264F205 21 875 SH DEFINED 875 0 0 EXXON MOBIL CORP COM 30231G102 6822 101861 SH SOLE 100921 790 150 EXXON MOBIL CORP COM 30231G102 684 10217 SH DEFINED 8169 0 2048 FPL GROUP INC COM 302571104 1385 28667 SH SOLE 27917 750 0 FPL GROUP INC COM 302571104 169 3487 SH DEFINED 1487 0 2000 FIRST MERCHANTS CORP COM 320817109 329 47295 SH SOLE 47295 0 0 FIRST MERCHANTS CORP COM 320817109 71 10191 SH DEFINED 10191 0 0 GENERAL ELECTRIC CO COM 369604103 3593 197502 SH SOLE 194352 2250 900 GENERAL ELECTRIC CO COM 369604103 227 12485 SH DEFINED 5085 0 7400 GRACO INC COM 384109104 1224 38235 SH SOLE 37885 250 100 GRACO INC COM 384109104 31 955 SH DEFINED 955 0 0 HCC INSURANCE HLDGS COM 404132102 671 24330 SH SOLE 24330 0 0 HCC INSURANCE HLDGS COM 404132102 14 520 SH DEFINED 520 0 0 HARRIS CORP DEL COM 413875105 1998 42070 SH SOLE 41520 550 0 HARRIS CORP DEL COM 413875105 85 1800 SH DEFINED 1800 0 0 HEINZ H J CO COM 423074103 132 2900 SH SOLE 2900 0 0 HEINZ H J CO COM 423074103 114 2500 SH DEFINED 1000 0 1500 HENRY JACK & ASSOCIATES COM 426281101 830 34530 SH SOLE 34530 0 0 HENRY JACK & ASSOCIATES COM 426281101 32 1335 SH DEFINED 1335 0 0 HEWLETT PACKARD CO COM 428236103 3695 69529 SH SOLE 69329 0 200 HEWLETT PACKARD CO COM 428236103 183 3440 SH DEFINED 3440 0 0 HORMEL FOODS CORP COM 440452100 535 12747 SH SOLE 12747 0 0 HORMEL FOODS CORP COM 440452100 12 290 SH DEFINED 290 0 0 ITT CORPORATION COM 450911102 641 11960 SH SOLE 11935 25 0 ITT CORPORATION COM 450911102 52 970 SH DEFINED 970 0 0 INTEL CORP COM 458140100 3301 148162 SH SOLE 145062 2700 400 INTEL CORP COM 458140100 33 1500 SH DEFINED 500 0 1000 INTL BUSINESS MACHINES CORP COM 459200101 2397 18694 SH SOLE 18344 350 0 INTL BUSINESS MACHINES CORP COM 459200101 61 475 SH DEFINED 475 0 0 I SHARES BARCLAYS AGGREGATE 464287226 1511 14505 SH SOLE 14505 0 0 MSCI EMERGING MARKET INDEX 464287234 359 8533 SH SOLE 8533 0 0 MSCI EAFE INDEX SHARES 464287465 3532 63102 SH SOLE 61727 1225 150 MSCI EAFE INDEX SHARES 464287465 27 483 SH DEFINED 483 0 0 BIOTECHNOLOGY I SHARES COM 464287556 1285 14125 SH SOLE 13500 625 0 BIOTECHNOLOGY I SHARES COM 464287556 39 425 SH DEFINED 425 0 0 S&P 400 MIDCAP GROWTH ISHARES 464287606 5504 64872 SH SOLE 64614 258 0 S&P 400 MIDCAP GROWTH ISHARES 464287606 121 1429 SH DEFINED 1429 0 0 ISHARES RUSSELL 2000 I SHARES 464287655 896 13217 SH SOLE 12797 420 0 ISHARES RUSSELL 2000 I SHARES 464287655 19 285 SH DEFINED 285 0 0 S&P 400 MIDCAP VALUE ISHARES 464287705 5972 83721 SH SOLE 83094 305 322 S&P 400 MIDCAP VALUE ISHARES 464287705 136 1912 SH DEFINED 1912 0 0 I SHARES S&P SMALL CAP 600 COM 464287804 2230 37505 SH SOLE 36413 756 336 I SHARES S&P SMALL CAP 600 COM 464287804 122 2058 SH DEFINED 2058 0 0 S&P 600 SMALL CAP VALUE ISHARES 464287879 3284 51204 SH SOLE 50373 539 292 S&P 600 SMALL CAP VALUE ISHARES 464287879 62 967 SH DEFINED 967 0 0 S&P 600 SMALL CAP GROWTH ISHARES 464287887 3214 52468 SH SOLE 52183 285 0 S&P 600 SMALL CAP GROWTH ISHARES 464287887 60 974 SH DEFINED 974 0 0 J P MORGAN CHASE & CO COM 46625H100 5523 123414 SH SOLE 123114 100 200 J P MORGAN CHASE & CO COM 46625H100 566 12645 SH DEFINED 12645 0 0 JACOBS ENGR GROUP INC COM 469814107 301 6670 SH SOLE 6670 0 0 JACOBS ENGR GROUP INC COM 469814107 9 195 SH DEFINED 195 0 0 JARDEN CORPORATION COM 471109108 252 7555 SH SOLE 7555 0 0 JOHNSON & JOHNSON COM 478160104 6244 95774 SH SOLE 94624 1150 0 JOHNSON & JOHNSON COM 478160104 422 6470 SH DEFINED 3670 0 2800 JOHNSON CTLS INC COM 478366107 193 5850 SH SOLE 5850 0 0 JOHNSON CTLS INC COM 478366107 8 250 SH DEFINED 250 0 0 KELLOGG CO COM 487836108 323 6040 SH SOLE 6040 0 0 KIMBERLY CLARK CORP COM 494368103 2020 32125 SH SOLE 31525 500 100 KIMBERLY CLARK CORP COM 494368103 71 1125 SH DEFINED 1125 0 0 KOHL'S CORP COM 500255104 1459 26642 SH SOLE 26112 500 30 KOHL'S CORP COM 500255104 68 1240 SH DEFINED 1240 0 0 LABORATORY CORP COM 50540R409 525 6940 SH SOLE 6915 25 0 LABORATORY CORP COM 50540R409 59 780 SH DEFINED 780 0 0 LILLY ELI & CO COM 532457108 3679 101567 SH SOLE 101367 0 200 LILLY ELI & CO COM 532457108 27 752 SH DEFINED 752 0 0 LOWE'S COMPANIES INC COM 548661107 4157 171578 SH SOLE 169753 1725 100 LOWE'S COMPANIES INC COM 548661107 128 5270 SH DEFINED 4870 0 400 MDU RES GROUP INC COM 552690109 1317 61080 SH SOLE 59830 1250 0 MDU RES GROUP INC COM 552690109 61 2830 SH DEFINED 2530 0 300 MASCO CORP COM 574599106 747 48150 SH SOLE 48050 100 0 MASCO CORP COM 574599106 31 2015 SH DEFINED 2015 0 0 MCDONALDS CORP COM 580135101 572 8570 SH SOLE 8570 0 0 MCDONALDS CORP COM 580135101 90 1355 SH DEFINED 1355 0 0 MEDTRONIC INCORPORATED COM 585055106 1950 43318 SH SOLE 42343 875 100 MEDTRONIC INCORPORATED COM 585055106 86 1920 SH DEFINED 1920 0 0 MICROSOFT CORPORATION COM 594918104 3587 122516 SH SOLE 120966 1450 100 MICROSOFT CORPORATION COM 594918104 130 4450 SH DEFINED 3450 0 1000 MICROCHIP TECHNOLOGY COM 595017104 1871 66480 SH SOLE 65055 1325 100 MICROCHIP TECHNOLOGY COM 595017104 96 3425 SH DEFINED 3425 0 0 NATIONAL OILWELL VARCO COM 637071101 314 7735 SH SOLE 7735 0 0 NATIONAL OILWELL VARCO COM 637071101 24 600 SH DEFINED 600 0 0 NORTHERN TR CORP COM 665859104 1531 27720 SH SOLE 27070 650 0 NORTHERN TR CORP COM 665859104 81 1475 SH DEFINED 1475 0 0 NORTHROP GRUMMAN CORP COM 666807102 21 320 SH SOLE 320 0 0 NORTHROP GRUMMAN CORP COM 666807102 644 9828 SH DEFINED 9828 0 0 NOVARTIS A G SPONSORED ADR 66987V109 173 3200 SH SOLE 3050 50 100 NOVARTIS A G SPONSORED ADR 66987V109 64 1175 SH DEFINED 1175 0 0 NUCOR CORP COM 670346105 754 16615 SH SOLE 16515 50 50 NUCOR CORP COM 670346105 30 660 SH DEFINED 660 0 0 NVIDIA CORP COM 67066G104 1215 69895 SH SOLE 68295 1600 0 NVIDIA CORP COM 67066G104 33 1925 SH DEFINED 1925 0 0 OMNICOM GROUP INC COM 681919106 211 5425 SH SOLE 5350 75 0 OMNICOM GROUP INC COM 681919106 2 50 SH DEFINED 50 0 0 ORACLE CORP COM 68389X105 874 33995 SH SOLE 32995 1000 0 ORACLE CORP COM 68389X105 13 490 SH DEFINED 490 0 0 PEPSICO INC COM 713448108 5790 87527 SH SOLE 86552 775 200 PEPSICO INC COM 713448108 259 3915 SH DEFINED 3915 0 0 PFIZER INC COM 717081103 2729 159233 SH SOLE 158935 200 98 PFIZER INC COM 717081103 111 6475 SH DEFINED 3111 0 3364 PHILLIP MORRIS INTL INC COM 718172109 259 4975 SH DEFINED 1975 0 3000 T. ROWE PRICE GROUP INC COM 74144T108 1238 22516 SH SOLE 22516 0 0 T. ROWE PRICE GROUP INC COM 74144T108 21 375 SH DEFINED 375 0 0 PROCTER & GAMBLE CO COM 742718109 5221 82517 SH SOLE 81542 875 100 PROCTER & GAMBLE CO COM 742718109 404 6380 SH DEFINED 3880 0 2500 ROBERT HALF INTERNATIONAL COM 770323103 827 27175 SH SOLE 27175 0 0 ROBERT HALF INTERNATIONAL COM 770323103 24 800 SH DEFINED 800 0 0 S&P 500 INDEX SPDR 78462F103 1913 16352 SH SOLE 15795 557 0 S&P 500 INDEX SPDR 78462F103 108 919 SH DEFINED 919 0 0 SPDR MSCI ALL-COUNTRY WORLD EX-US INDEX ETF 78463X848 2716 85667 SH SOLE 85667 0 0 SCHLUMBERGER LTD COM 806857108 4722 74422 SH SOLE 73592 630 200 SCHLUMBERGER LTD COM 806857108 136 2149 SH DEFINED 2149 0 0 THE J.M. SMUCKER COMPANY COM 832696405 1755 29131 SH SOLE 28681 450 0 THE J.M. SMUCKER COMPANY COM 832696405 74 1235 SH DEFINED 1235 0 0 SOUTHERN CO COM 842587107 1410 42535 SH SOLE 42485 50 0 SOUTHERN CO COM 842587107 178 5380 SH DEFINED 4380 0 1000 STAPLES INC COM 855030102 2333 99697 SH SOLE 98022 1600 75 STAPLES INC COM 855030102 74 3165 SH DEFINED 3165 0 0 STRYKER CORP COM 863667101 2015 35209 SH SOLE 34509 700 0 STRYKER CORP COM 863667101 59 1035 SH DEFINED 1035 0 0 SUPERVALU INC COM 868536103 633 37960 SH SOLE 37735 125 100 SUPERVALU INC COM 868536103 29 1710 SH DEFINED 1710 0 0 SYSCO CORP COM 871829107 4460 151197 SH SOLE 148897 2100 200 SYSCO CORP COM 871829107 155 5245 SH DEFINED 5245 0 0 TEVA PHARMACEUTICAL ADR 881624209 488 7730 SH SOLE 7230 500 0 TEVA PHARMACEUTICAL ADR 881624209 26 415 SH DEFINED 415 0 0 3M COMPANY COM 88579Y101 1863 22297 SH SOLE 21972 325 0 3M COMPANY COM 88579Y101 282 3375 SH DEFINED 1175 0 2200 US BANCORP DEL COM 902973304 1739 67222 SH SOLE 65272 1800 150 US BANCORP DEL COM 902973304 42 1620 SH DEFINED 620 0 1000 UNITED PARCEL SERVICE COM 911312106 239 3705 SH SOLE 3705 0 0 UNITED PARCEL SERVICE COM 911312106 64 1000 SH DEFINED 1000 0 0 UNITED TECHNOLOGIES CORP COM 913017109 6021 81796 SH SOLE 80996 800 0 UNITED TECHNOLOGIES CORP COM 913017109 114 1545 SH DEFINED 1545 0 0 VF CORP COM 918204108 1026 12795 SH SOLE 12535 235 25 VF CORP COM 918204108 23 285 SH DEFINED 285 0 0 VNGRD FTSE ALLWORLD EXUS ETF 922042775 9165 206272 SH SOLE 204209 1558 505 VNGRD FTSE ALLWORLD EXUS ETF 922042775 82 1838 SH DEFINED 1838 0 0 VECTREN CORP COM 92240G101 2007 81226 SH SOLE 79976 1250 0 VECTREN CORP COM 92240G101 175 7093 SH DEFINED 5193 0 1900 VERIZON COMMUNICATIONS INC COM 92343V104 2332 75178 SH SOLE 74528 550 100 VERIZON COMMUNICATIONS INC COM 92343V104 98 3145 SH DEFINED 3145 0 0 WAL MART STORES INC COM 931142103 3192 57421 SH SOLE 57096 325 0 WAL MART STORES INC COM 931142103 163 2925 SH DEFINED 2925 0 0 WELLS FARGO & CO COM 949746101 3142 101009 SH SOLE 99409 1200 400 WELLS FARGO & CO COM 949746101 115 3700 SH DEFINED 1300 0 2400 ZIMMER HLDGS INC COM 98956P102 429 7239 SH SOLE 6904 335 0 ZIMMER HLDGS INC COM 98956P102 29 485 SH DEFINED 485 0 0 GRAND TOTALS 241871 5699196 5572627 60757 65812