UNITED STATES

                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                        ------------------------------

                                    FORM 13F

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                               FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended:  June 30, 2010

Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:             TERRY L BLAKER
Address:          200 EAST JACKSON STREET
                  MUNCIE, IN   47305

13F File Number:  28-

The institutional  investment  manager filing this report and the person by whom
it is signed hereby  represent  that the person signing the report is authorized
to  submit  it,  that all  information  contained  herein is true,  correct  and
complete,  and  that it is  understood  that  all  required  items,  statements,
schedules, lists, and tables, are considered integral parts of this form.

Person signing this Report on Behalf of Reporting Manager:

Name:             Terry L Blaker
Title:            Senior Vice President
Phone:            (765) 747-1570

Signature, Place, and Date of Signing:

                  Terry L Blaker          Muncie, IN         July 16, 2010

Report Type (Check only one.):

[X]    13F HOLDING REPORT.
[ ]    13F NOTICE.
[ ]    COMBINATION REPORT.

FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: None Form 13F Information Table Entry Total: 232 Form 13F Information Table Value Total: $230,724,000 List of Other Included Managers: None

FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE - ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- ACCENTURE PLC ADR G1151C101 1678 43415 SH SOLE 43115 300 0 ACCENTURE PLC ADR G1151C101 142 3670 SH DEFINED 3670 0 0 NOBLE CORPORATION COM H5833N103 1134 36715 SH SOLE 36640 75 0 NOBLE CORPORATION COM H5833N103 71 2310 SH DEFINED 2310 0 0 TRANSOCEAN LTD COM H8817H100 348 7518 SH SOLE 7214 304 0 TRANSOCEAN LTD COM H8817H100 26 560 SH DEFINED 560 0 0 AT&T INC COM 00206R102 4213 174219 SH SOLE 173912 75 232 AT&T INC COM 00206R102 245 10148 SH DEFINED 6763 0 3385 ABBOTT LABS COM 002824100 3747 80116 SH SOLE 79016 1000 100 ABBOTT LABS COM 002824100 310 6620 SH DEFINED 6020 0 600 ADOBE SYSTEMS INC COM 00724F101 419 15845 SH SOLE 15845 0 0 ADOBE SYSTEMS INC COM 00724F101 6 230 SH DEFINED 230 0 0 ALBERTO CULVER CO NEW COM 013078100 857 31655 SH SOLE 30955 700 0 ALBERTO CULVER CO NEW COM 013078100 89 3280 SH DEFINED 3280 0 0 ALLIANT CORP COM 018802108 1389 43770 SH SOLE 42870 900 0 ALLIANT CORP COM 018802108 125 3940 SH DEFINED 3690 0 250 AMPHENOL CORPORATION 032095101 707 18010 SH SOLE 18010 0 0 AMPHENOL CORPORATION 032095101 23 575 SH DEFINED 575 0 0 APACHE CORP COM 037411105 1142 13570 SH SOLE 13145 425 0 APACHE CORP COM 037411105 34 405 SH DEFINED 405 0 0 AUTOMATIC DATA PROCESSING COM 053015103 4505 111921 SH SOLE 110646 1125 150 AUTOMATIC DATA PROCESSING COM 053015103 259 6445 SH DEFINED 6445 0 0 BB & T CORPORATION COM 054937107 314 11935 SH SOLE 11935 0 0 BB & T CORPORATION COM 054937107 29 1120 SH DEFINED 120 0 1000 BP PLC - SPONS ADR 055622104 902 31249 SH SOLE 31249 0 0 BP PLC - SPONS ADR 055622104 252 8728 SH DEFINED 4228 0 4500 BAKER HUGHES INC COM 057224107 1383 33285 SH SOLE 32685 600 0 BAKER HUGHES INC COM 057224107 123 2970 SH DEFINED 2970 0 0 BALL CORP COM 058498106 2008 38010 SH SOLE 38010 0 0 BALL CORP COM 058498106 11 200 SH DEFINED 200 0 0 BANK OF NEW YORK MELLON CORPCOM 064058100 1020 41331 SH SOLE 40256 1075 0 BANK OF NEW YORK MELLON CORPCOM 064058100 99 4030 SH DEFINED 4030 0 0 BAXTER INTERNATIONAL INC COM 071813109 1462 35975 SH SOLE 35445 500 30 BAXTER INTERNATIONAL INC COM 071813109 114 2800 SH DEFINED 2800 0 0 BECTON DICKINSON & CO COM 075887109 1412 20890 SH SOLE 20480 380 30 BECTON DICKINSON & CO COM 075887109 124 1840 SH DEFINED 1840 0 0 BED BATH & BEYOND COM 075896100 775 20920 SH SOLE 20520 400 0 BED BATH & BEYOND COM 075896100 39 1060 SH DEFINED 1060 0 0 BEST BUY COMPANY INC COM 086516101 1041 30752 SH SOLE 30352 400 0 BEST BUY COMPANY INC COM 086516101 36 1053 SH DEFINED 1053 0 0 BRISTOL-MYERS SQUIBB COM 110122108 263 10542 SH SOLE 10542 0 0 BRISTOL-MYERS SQUIBB COM 110122108 70 2800 SH DEFINED 1800 0 1000 CATERPILLAR INC. COM 149123101 898 14950 SH SOLE 14550 400 0 CATERPILLAR INC. COM 149123101 15 256 SH DEFINED 256 0 0 CHEVRON CORP COM 166764100 4980 73385 SH SOLE 72210 775 400 CHEVRON CORP COM 166764100 401 5905 SH DEFINED 4905 0 1000 CHUBB CORP COM 171232101 1899 37987 SH SOLE 37287 700 0 CHUBB CORP COM 171232101 209 4180 SH DEFINED 4180 0 0 CISCO SYSTEMS COM 17275R102 2134 100197 SH SOLE 98897 1100 200 CISCO SYSTEMS COM 17275R102 85 3985 SH DEFINED 3985 0 0 CITY NATIONAL COM 178566105 376 7340 SH SOLE 6990 350 0 CITY NATIONAL COM 178566105 10 200 SH DEFINED 200 0 0 COCA COLA CO COM 191216100 1143 22803 SH SOLE 22803 0 0 COCA COLA CO COM 191216100 208 4150 SH DEFINED 4150 0 0 COLGATE PALMOLIVE CO COM 194162103 1418 18010 SH SOLE 17460 550 0 COLGATE PALMOLIVE CO COM 194162103 161 2050 SH DEFINED 450 0 1600 CONOCOPHILLIPS COM 20825C104 1654 33697 SH SOLE 32797 900 0 CONOCOPHILLIPS COM 20825C104 362 7370 SH DEFINED 6370 0 1000 COVANCE INC COM 222816100 590 11505 SH SOLE 10805 700 0 COVANCE INC COM 222816100 72 1400 SH DEFINED 1400 0 0 CULLEN FROST BANKERS COM 229899109 787 15310 SH SOLE 14960 350 0 CULLEN FROST BANKERS COM 229899109 83 1620 SH DEFINED 1620 0 0 DNP SELECT INCOME FUND 23325P104 346 38549 SH SOLE 37819 730 0 DNP SELECT INCOME FUND 23325P104 41 4550 SH DEFINED 4550 0 0 DANAHER CORP COM 235851102 1130 30460 SH SOLE 29660 800 0 DANAHER CORP COM 235851102 37 1000 SH DEFINED 1000 0 0 DEERE & CO COM 244199105 119 2135 SH SOLE 2135 0 0 DEERE & CO COM 244199105 192 3450 SH DEFINED 3450 0 0 DISNEY WALT COMPANY COM 254687106 1303 41375 SH SOLE 41300 75 0 DISNEY WALT COMPANY COM 254687106 128 4050 SH DEFINED 4050 0 0 DONALDSON INC COM 257651109 710 16655 SH SOLE 16115 500 40 DONALDSON INC COM 257651109 68 1600 SH DEFINED 1600 0 0 DU PONT E I DE NEMOURS COM 263534109 642 18547 SH SOLE 17797 750 0 DU PONT E I DE NEMOURS COM 263534109 48 1400 SH DEFINED 1200 0 200 ECOLAB INC COM 278865100 1527 34005 SH SOLE 33555 450 0 ECOLAB INC COM 278865100 100 2230 SH DEFINED 2230 0 0 EMERSON ELEC CO COM 291011104 4006 91705 SH SOLE 90805 800 100 EMERSON ELEC CO COM 291011104 447 10230 SH DEFINED 8230 0 2000 ENDO PHARM HLDG INC COM 29264F205 859 39365 SH SOLE 38465 900 0 ENDO PHARM HLDG INC COM 29264F205 19 875 SH DEFINED 875 0 0 EXXON MOBIL CORP COM 30231G102 6840 119882 SH SOLE 118942 790 150 EXXON MOBIL CORP COM 30231G102 580 10167 SH DEFINED 8119 0 2048 FIRST MERCHANTS CORP COM 320817109 171 20118 SH SOLE 20118 0 0 FIRST MERCHANTS CORP COM 320817109 9 1059 SH DEFINED 1059 0 0 GENERAL ELECTRIC CO COM 369604103 2758 191283 SH SOLE 188133 2250 900 GENERAL ELECTRIC CO COM 369604103 177 12285 SH DEFINED 9885 0 2400 GRACO INC COM 384109104 1113 39490 SH SOLE 39140 250 100 GRACO INC COM 384109104 27 955 SH DEFINED 955 0 0 HCC INSURANCE HLDGS COM 404132102 798 32260 SH SOLE 32260 0 0 HCC INSURANCE HLDGS COM 404132102 45 1820 SH DEFINED 1820 0 0 HARRIS CORP DEL COM 413875105 1711 41085 SH SOLE 40535 550 0 HARRIS CORP DEL COM 413875105 137 3300 SH DEFINED 3300 0 0 HEINZ H J CO COM 423074103 125 2900 SH SOLE 2900 0 0 HEINZ H J CO COM 423074103 108 2500 SH DEFINED 1000 0 1500 HENRY JACK & ASSOCIATES COM 426281101 853 35719 SH SOLE 35719 0 0 HENRY JACK & ASSOCIATES COM 426281101 33 1380 SH DEFINED 1380 0 0 HEWLETT PACKARD CO COM 428236103 2906 67159 SH SOLE 66959 0 200 HEWLETT PACKARD CO COM 428236103 199 4590 SH DEFINED 4590 0 0 HORMEL FOODS CORP COM 440452100 548 13547 SH SOLE 13547 0 0 HORMEL FOODS CORP COM 440452100 12 290 SH DEFINED 290 0 0 ITT CORPORATION COM 450911102 1102 24550 SH SOLE 24360 190 0 ITT CORPORATION COM 450911102 93 2060 SH DEFINED 2060 0 0 INTEL CORP COM 458140100 2602 133862 SH SOLE 130762 2700 400 INTEL CORP COM 458140100 192 9900 SH DEFINED 8900 0 1000 INTL BUSINESS MACHINES CORP COM 459200101 2134 17279 SH SOLE 17079 200 0 INTL BUSINESS MACHINES CORP COM 459200101 31 250 SH DEFINED 250 0 0 I SHARES BARCLAYS AGGREGATE 464287226 1556 14505 SH SOLE 14505 0 0 MSCI EMERGING MARKET INDEX 464287234 321 8603 SH SOLE 8603 0 0 MSCI EAFE INDEX SHARES 464287465 2726 58630 SH SOLE 57255 1225 150 MSCI EAFE INDEX SHARES 464287465 100 2158 SH DEFINED 2158 0 0 BIOTECHNOLOGY I SHARES COM 464287556 953 12300 SH SOLE 11675 625 0 BIOTECHNOLOGY I SHARES COM 464287556 110 1425 SH DEFINED 1425 0 0 S&P 400 MIDCAP GROWTH ISHARES 464287606 5565 72387 SH SOLE 72017 370 0 S&P 400 MIDCAP GROWTH ISHARES 464287606 120 1563 SH DEFINED 1563 0 0 ISHARES RUSSELL 2000 VAL 464287630 314 5510 SH SOLE 5510 0 0 ISHARES RUSSELL 2000 I SHARES 464287655 789 12906 SH SOLE 12486 420 0 ISHARES RUSSELL 2000 I SHARES 464287655 17 285 SH DEFINED 285 0 0 S&P 400 MIDCAP VALUE ISHARES 464287705 6250 97489 SH SOLE 96729 438 322 S&P 400 MIDCAP VALUE ISHARES 464287705 149 2322 SH DEFINED 2322 0 0 I SHARES S&P SMALL CAP 600 COM 464287804 2131 39361 SH SOLE 38147 878 336 I SHARES S&P SMALL CAP 600 COM 464287804 123 2278 SH DEFINED 2278 0 0 S&P 600 SMALL CAP VALUE ISHARES 464287879 2887 50476 SH SOLE 49561 623 292 S&P 600 SMALL CAP VALUE ISHARES 464287879 60 1042 SH DEFINED 1042 0 0 S&P 600 SMALL CAP GROWTH ISHARES 464287887 3295 57875 SH SOLE 57502 373 0 S&P 600 SMALL CAP GROWTH ISHARES 464287887 60 1052 SH DEFINED 1052 0 0 J P MORGAN CHASE & CO COM 46625H100 4681 127853 SH SOLE 127553 100 200 J P MORGAN CHASE & CO COM 46625H100 418 11422 SH DEFINED 11422 0 0 JACOBS ENGR GROUP INC COM 469814107 245 6715 SH SOLE 6715 0 0 JACOBS ENGR GROUP INC COM 469814107 7 195 SH DEFINED 195 0 0 JARDEN CORPORATION COM 471109108 82 3055 SH SOLE 3055 0 0 JARDEN CORPORATION COM 471109108 121 4500 SH DEFINED 4500 0 0 JOHNSON & JOHNSON COM 478160104 5761 97541 SH SOLE 96391 1150 0 JOHNSON & JOHNSON COM 478160104 484 8195 SH DEFINED 5395 0 2800 KELLOGG CO COM 487836108 294 5840 SH SOLE 5840 0 0 KIMBERLY CLARK CORP COM 494368103 1726 28475 SH SOLE 27875 500 100 KIMBERLY CLARK CORP COM 494368103 249 4100 SH DEFINED 4100 0 0 KOHL'S CORP COM 500255104 1620 34107 SH SOLE 33352 725 30 KOHL'S CORP COM 500255104 129 2715 SH DEFINED 2715 0 0 LABORATORY CORP COM 50540R409 519 6890 SH SOLE 6865 25 0 LABORATORY CORP COM 50540R409 59 780 SH DEFINED 780 0 0 LILLY ELI & CO COM 532457108 3546 105843 SH SOLE 105643 0 200 LILLY ELI & CO COM 532457108 22 652 SH DEFINED 652 0 0 LOWE'S COMPANIES INC COM 548661107 3352 164244 SH SOLE 162344 1800 100 LOWE'S COMPANIES INC COM 548661107 296 14490 SH DEFINED 14090 0 400 MDU RES GROUP INC COM 552690109 1277 70880 SH SOLE 69580 1300 0 MDU RES GROUP INC COM 552690109 102 5680 SH DEFINED 5380 0 300 MASCO CORP COM 574599106 618 57415 SH SOLE 57315 100 0 MASCO CORP COM 574599106 42 3885 SH DEFINED 3885 0 0 MCDONALDS CORP COM 580135101 492 7470 SH SOLE 7470 0 0 MCDONALDS CORP COM 580135101 142 2155 SH DEFINED 2155 0 0 MEDTRONIC INCORPORATED COM 585055106 1490 41078 SH SOLE 40103 875 100 MEDTRONIC INCORPORATED COM 585055106 70 1920 SH DEFINED 1920 0 0 MERCK & CO INC COM 58933Y105 611 17468 SH SOLE 17468 0 0 MERCK & CO INC COM 58933Y105 35 1000 SH DEFINED 400 0 600 MICROSOFT CORPORATION COM 594918104 2547 110738 SH SOLE 109288 1450 0 MICROSOFT CORPORATION COM 594918104 270 11750 SH DEFINED 10750 0 1000 MICROCHIP TECHNOLOGY COM 595017104 1790 64554 SH SOLE 63129 1325 100 MICROCHIP TECHNOLOGY COM 595017104 198 7150 SH DEFINED 7150 0 0 NATIONAL OILWELL VARCO COM 637071101 291 8810 SH SOLE 8810 0 0 NATIONAL OILWELL VARCO COM 637071101 24 725 SH DEFINED 725 0 0 NEXTERA ENERGY INC COM 65339F101 1080 22160 SH SOLE 21410 750 0 NEXTERA ENERGY INC COM 65339F101 216 4430 SH DEFINED 2430 0 2000 NORTHERN TR CORP COM 665859104 1443 30903 SH SOLE 30253 650 0 NORTHERN TR CORP COM 665859104 125 2675 SH DEFINED 2675 0 0 NORTHROP GRUMMAN CORP COM 666807102 17 320 SH SOLE 320 0 0 NORTHROP GRUMMAN CORP COM 666807102 337 6200 SH DEFINED 6200 0 0 NOVARTIS A G SPONSORED ADR 66987V109 190 3925 SH SOLE 3875 50 0 NOVARTIS A G SPONSORED ADR 66987V109 83 1725 SH DEFINED 1725 0 0 NUCOR CORP COM 670346105 747 19530 SH SOLE 19315 215 0 NUCOR CORP COM 670346105 66 1735 SH DEFINED 1735 0 0 NVIDIA CORP COM 67066G104 764 74880 SH SOLE 73280 1600 0 NVIDIA CORP COM 67066G104 79 7735 SH DEFINED 7735 0 0 OLD NATIONAL BANCORP COM 680033107 175 16908 SH SOLE 16908 0 0 ORACLE CORP COM 68389X105 737 34345 SH SOLE 33345 1000 0 ORACLE CORP COM 68389X105 32 1490 SH DEFINED 1490 0 0 PEOPLE'S UNITED FINANCIAL 712704105 635 47060 SH SOLE 46960 100 0 PEOPLE'S UNITED FINANCIAL 712704105 50 3690 SH DEFINED 3690 0 0 PEPSICO INC COM 713448108 5300 86953 SH SOLE 85978 775 200 PEPSICO INC COM 713448108 245 4015 SH DEFINED 4015 0 0 PFIZER INC COM 717081103 2282 160048 SH SOLE 159750 200 98 PFIZER INC COM 717081103 133 9337 SH DEFINED 5973 0 3364 PHILLIP MORRIS INTL INC COM 718172109 117 2552 SH SOLE 2552 0 0 PHILLIP MORRIS INTL INC COM 718172109 228 4975 SH DEFINED 1975 0 3000 T. ROWE PRICE GROUP INC COM 74144T108 1362 30691 SH SOLE 30666 25 0 T. ROWE PRICE GROUP INC COM 74144T108 34 775 SH DEFINED 775 0 0 PROCTER & GAMBLE CO COM 742718109 4884 81445 SH SOLE 80470 875 100 PROCTER & GAMBLE CO COM 742718109 564 9405 SH DEFINED 6905 0 2500 ROBERT HALF INTERNATIONAL COM 770323103 471 19995 SH SOLE 19995 0 0 ROBERT HALF INTERNATIONAL COM 770323103 38 1600 SH DEFINED 1600 0 0 S&P 500 INDEX SPDR 78462F103 5364 51964 SH SOLE 51126 838 0 S&P 500 INDEX SPDR 78462F103 79 769 SH DEFINED 769 0 0 SPDR MSCI ALL-COUNTRY WORLD EX-US INDEX ETF 78463X848 2303 85667 SH SOLE 85667 0 0 SPDR S&P MIDCAP 400 ETF TR 78467Y107 5490 42504 SH SOLE 41844 413 247 SPDR S&P MIDCAP 400 ETF TR 78467Y107 337 2610 SH DEFINED 2610 0 0 SCHLUMBERGER LTD COM 806857108 3777 68257 SH SOLE 67427 630 200 SCHLUMBERGER LTD COM 806857108 367 6624 SH DEFINED 6624 0 0 THE J.M. SMUCKER COMPANY COM 832696405 1438 23876 SH SOLE 23426 450 0 THE J.M. SMUCKER COMPANY COM 832696405 210 3495 SH DEFINED 3495 0 0 SOUTHERN CO COM 842587107 1389 41735 SH SOLE 41685 50 0 SOUTHERN CO COM 842587107 257 7730 SH DEFINED 6730 0 1000 STAPLES INC COM 855030102 1983 104137 SH SOLE 102462 1600 75 STAPLES INC COM 855030102 122 6405 SH DEFINED 6405 0 0 STRYKER CORP COM 863667101 1761 35169 SH SOLE 34469 700 0 STRYKER CORP COM 863667101 105 2105 SH DEFINED 2105 0 0 SUPERVALU INC COM 868536103 463 42720 SH SOLE 42595 125 0 SUPERVALU INC COM 868536103 19 1710 SH DEFINED 1710 0 0 SYSCO CORP COM 871829107 4034 141262 SH SOLE 138962 2100 200 SYSCO CORP COM 871829107 371 12995 SH DEFINED 12995 0 0 TEVA PHARMACEUTICAL ADR 881624209 332 6380 SH SOLE 5880 500 0 TEVA PHARMACEUTICAL ADR 881624209 100 1915 SH DEFINED 1915 0 0 3M COMPANY COM 88579Y101 1793 22697 SH SOLE 22372 325 0 3M COMPANY COM 88579Y101 282 3575 SH DEFINED 1375 0 2200 US BANCORP DEL COM 902973304 1593 71312 SH SOLE 69362 1800 150 US BANCORP DEL COM 902973304 36 1620 SH DEFINED 620 0 1000 UNITED PARCEL SERVICE COM 911312106 286 5020 SH SOLE 5020 0 0 UNITED PARCEL SERVICE COM 911312106 63 1100 SH DEFINED 1100 0 0 UNITED TECHNOLOGIES CORP COM 913017109 5080 78280 SH SOLE 77480 800 0 UNITED TECHNOLOGIES CORP COM 913017109 355 5475 SH DEFINED 5475 0 0 VF CORP COM 918204108 959 13475 SH SOLE 13215 235 25 VF CORP COM 918204108 109 1535 SH DEFINED 1535 0 0 VNGRD FTSE ALLWORLD EXUS ETF 922042775 8435 219790 SH SOLE 216534 2531 725 VNGRD FTSE ALLWORLD EXUS ETF 922042775 81 2123 SH DEFINED 2123 0 0 VECTREN CORP COM 92240G101 1940 82049 SH SOLE 80749 1300 0 VECTREN CORP COM 92240G101 252 10658 SH DEFINED 8758 0 1900 VERIZON COMMUNICATIONS INC COM 92343V104 2030 72451 SH SOLE 71801 550 100 VERIZON COMMUNICATIONS INC COM 92343V104 113 4042 SH DEFINED 4042 0 0 WAL MART STORES INC COM 931142103 2613 54366 SH SOLE 54041 325 0 WAL MART STORES INC COM 931142103 256 5325 SH DEFINED 5325 0 0 WELLS FARGO & CO COM 949746101 2462 96209 SH SOLE 95009 1200 0 WELLS FARGO & CO COM 949746101 202 7900 SH DEFINED 5500 0 2400 ZIMMER HLDGS INC COM 98956P102 378 6997 SH SOLE 6662 335 0 ZIMMER HLDGS INC COM 98956P102 78 1435 SH DEFINED 1435 0 0 GRAND TOTALS 230724 6046020 5927623 63368 55029