UNITED STATES

                   SECURITIES AND EXCHANGE COMMISSION

                        Washington, D.C. 20549

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                                FORM 13F

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                         FORM 13F COVER PAGE


Report for the Calendar Year or Quarter Ended:  September 30, 2011

Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:             First Merchants Bank, National Association
Address:          200 East Jackson Street
                  Muncie, IN   47305

Form 13F File Number:  28-

The institutional  investment  manager filing this report and the person by whom
it is signed hereby  represent  that the person signing the report is authorized
to  submit  it,  that all  information  contained  herein is true,  correct  and
complete,  and  that it is  understood  that  all  required  items,  statements,
schedules, lists, and tables, are considered integral parts of this form.

Person signing this Report on Behalf of Reporting Manager:

Name:             Terry Blaker
Title:            Senior Vice President
Phone:            (765) 747-1570

Signature, Place, and Date of Signing:

      /s/ Terry L Blaker          Muncie, IN         October 11, 2011

Report Type (Check only one.):

[X]    13F HOLDING REPORT.
[ ]    13F NOTICE.
[ ]    COMBINATION REPORT.

FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 223 Form 13F Information Table Value Total: $193,005,000.00 List of Other Included Managers: None

FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- ACCENTURE PLC ADR G1151C101 2227 42284 SH SOLE 41984 300 0 ACCENTURE PLC ADR G1151C101 230 4365 SH DEFINED 4365 0 0 COVIDIEN ADR G2554F113 507 11502 SH SOLE 11452 50 0 COVIDIEN ADR G2554F113 68 1539 SH DEFINED 1539 0 0 NOBLE CORPORATION COM H5833N103 957 32605 SH SOLE 32530 75 0 NOBLE CORPORATION COM H5833N103 65 2215 SH DEFINED 2215 0 0 TRANSOCEAN LTD COM H8817H100 467 9792 SH SOLE 9488 304 0 TRANSOCEAN LTD COM H8817H100 27 563 SH DEFINED 563 0 0 AT&T INC COM 00206R102 3441 120668 SH SOLE 120361 75 232 AT&T INC COM 00206R102 222 7781 SH DEFINED 7781 0 0 ABBOTT LABS COM 002824100 3267 63889 SH SOLE 62789 1000 100 ABBOTT LABS COM 002824100 322 6290 SH DEFINED 6290 0 0 ADOBE SYSTEMS INC COM 00724F101 922 38176 SH SOLE 37426 750 0 ADOBE SYSTEMS INC COM 00724F101 63 2604 SH DEFINED 2604 0 0 ALLIANT CORP COM 018802108 1642 42453 SH SOLE 41478 975 0 ALLIANT CORP COM 018802108 205 5301 SH DEFINED 5301 0 0 ALTRIA GROUP INC COM 02209S103 54 2000 SH SOLE 2000 0 0 ALTRIA GROUP INC COM 02209S103 158 5900 SH DEFINED 2900 0 3000 APACHE CORP COM 037411105 1144 14255 SH SOLE 13930 325 0 APACHE CORP COM 037411105 47 580 SH DEFINED 580 0 0 AUTOMATIC DATA PROCESSING COM 053015103 3550 75303 SH SOLE 74178 975 150 AUTOMATIC DATA PROCESSING COM 053015103 317 6730 SH DEFINED 6730 0 0 BB & T CORPORATION COM 054937107 337 15825 SH SOLE 15825 0 0 BB & T CORPORATION COM 054937107 2 105 SH DEFINED 105 0 0 BAKER HUGHES INC COM 057224107 1300 28163 SH SOLE 27563 600 0 BAKER HUGHES INC COM 057224107 132 2860 SH DEFINED 2860 0 0 BALL CORP COM 058498106 2027 65340 SH SOLE 65340 0 0 BALL CORP COM 058498106 12 400 SH DEFINED 400 0 0 BANK OF NEW YORK MELLON CORPCOM 064058100 950 51114 SH SOLE 49539 1575 0 BANK OF NEW YORK MELLON CORPCOM 064058100 111 5993 SH DEFINED 5993 0 0 BAXTER INTERNATIONAL INC COM 071813109 1768 31503 SH SOLE 30713 760 30 BAXTER INTERNATIONAL INC COM 071813109 226 4030 SH DEFINED 4030 0 0 BECTON DICKINSON & CO COM 075887109 1785 24344 SH SOLE 23934 380 30 BECTON DICKINSON & CO COM 075887109 142 1933 SH DEFINED 1933 0 0 BED BATH & BEYOND COM 075896100 1442 25157 SH SOLE 24657 500 0 BED BATH & BEYOND COM 075896100 126 2190 SH DEFINED 2190 0 0 BEST BUY COMPANY INC COM 086516101 873 37475 SH SOLE 36860 615 0 BEST BUY COMPANY INC COM 086516101 30 1268 SH DEFINED 1268 0 0 BRISTOL-MYERS SQUIBB COM 110122108 213 6800 SH SOLE 6800 0 0 BRISTOL-MYERS SQUIBB COM 110122108 69 2200 SH DEFINED 1200 0 1000 BUCKLE INC COM 118440106 760 19765 SH SOLE 19365 400 0 BUCKLE INC COM 118440106 22 572 SH DEFINED 572 0 0 CAREFUSION CORP COM 14170T101 223 9302 SH SOLE 9302 0 0 CATERPILLAR INC. COM 149123101 263 3555 SH SOLE 3530 25 0 CATERPILLAR INC. COM 149123101 19 256 SH DEFINED 256 0 0 CHEVRON CORP COM 166764100 4477 48351 SH SOLE 47376 675 300 CHEVRON CORP COM 166764100 515 5560 SH DEFINED 4560 0 1000 CHUBB CORP COM 171232101 2338 38981 SH SOLE 38231 750 0 CHUBB CORP COM 171232101 278 4627 SH DEFINED 4627 0 0 CISCO SYSTEMS COM 17275R102 1614 104142 SH SOLE 102167 1775 200 CISCO SYSTEMS COM 17275R102 119 7695 SH DEFINED 7695 0 0 COCA COLA CO COM 191216100 1429 21148 SH SOLE 21148 0 0 COCA COLA CO COM 191216100 263 3900 SH DEFINED 3900 0 0 COLGATE PALMOLIVE CO COM 194162103 1590 17925 SH SOLE 17375 550 0 COLGATE PALMOLIVE CO COM 194162103 68 770 SH DEFINED 770 0 0 CONOCOPHILLIPS COM 20825C104 1316 20782 SH SOLE 19882 900 0 CONOCOPHILLIPS COM 20825C104 407 6435 SH DEFINED 5435 0 1000 CULLEN FROST BANKERS COM 229899109 1046 22805 SH SOLE 22405 400 0 CULLEN FROST BANKERS COM 229899109 124 2705 SH DEFINED 2705 0 0 DANAHER CORP COM 235851102 1007 24010 SH SOLE 23360 650 0 DANAHER CORP COM 235851102 42 1000 SH DEFINED 1000 0 0 DEERE & CO COM 244199105 131 2025 SH SOLE 2025 0 0 DEERE & CO COM 244199105 258 4000 SH DEFINED 4000 0 0 DISNEY WALT COMPANY COM 254687106 236 7814 SH SOLE 7764 50 0 DISNEY WALT COMPANY COM 254687106 90 3000 SH DEFINED 3000 0 0 DONALDSON INC COM 257651109 647 11805 SH SOLE 11265 500 40 DONALDSON INC COM 257651109 88 1600 SH DEFINED 1600 0 0 DU PONT E I DE NEMOURS COM 263534109 575 14395 SH SOLE 13995 400 0 DU PONT E I DE NEMOURS COM 263534109 40 1000 SH DEFINED 1000 0 0 ECOLAB INC COM 278865100 1243 25435 SH SOLE 24935 500 0 ECOLAB INC COM 278865100 157 3210 SH DEFINED 3210 0 0 EMERSON ELEC CO COM 291011104 1814 43910 SH SOLE 43210 600 100 EMERSON ELEC CO COM 291011104 328 7932 SH DEFINED 5932 0 2000 ENDO PHARM HLDG INC COM 29264F205 442 15794 SH SOLE 14894 900 0 ENDO PHARM HLDG INC COM 29264F205 8 300 SH DEFINED 300 0 0 EXXON MOBIL CORP COM 30231G102 6157 84780 SH SOLE 83880 825 75 EXXON MOBIL CORP COM 30231G102 697 9591 SH DEFINED 7535 0 2056 FIRST MERCHANTS CORP COM 320817109 80 11288 SH SOLE 11288 0 0 FIRST MERCHANTS CORP COM 320817109 173 24515 SH DEFINED 24515 0 0 FLOWERS FOOD INC COM 343498101 1122 57669 SH SOLE 57219 450 0 FLOWERS FOOD INC COM 343498101 96 4952 SH DEFINED 4952 0 0 GENERAL ELECTRIC CO COM 369604103 1595 104780 SH SOLE 101930 2050 800 GENERAL ELECTRIC CO COM 369604103 172 11300 SH DEFINED 8900 0 2400 GRACO INC COM 384109104 759 22245 SH SOLE 21645 500 100 GRACO INC COM 384109104 41 1200 SH DEFINED 1200 0 0 HCC INSURANCE HLDGS COM 404132102 1286 47552 SH SOLE 47152 400 0 HCC INSURANCE HLDGS COM 404132102 109 4020 SH DEFINED 4020 0 0 HARRIS CORP DEL COM 413875105 1660 48598 SH SOLE 47938 660 0 HARRIS CORP DEL COM 413875105 122 3560 SH DEFINED 3560 0 0 HEINZ H J CO COM 423074103 76 1500 SH SOLE 1500 0 0 HEINZ H J CO COM 423074103 126 2500 SH DEFINED 1000 0 1500 HENRY JACK & ASSOCIATES COM 426281101 1247 43045 SH SOLE 43045 0 0 HENRY JACK & ASSOCIATES COM 426281101 73 2535 SH DEFINED 2535 0 0 HORMEL FOODS CORP COM 440452100 630 23321 SH SOLE 23321 0 0 HORMEL FOODS CORP COM 440452100 17 635 SH DEFINED 635 0 0 ITT CORPORATION COM 450911102 1752 41712 SH SOLE 40812 900 0 ITT CORPORATION COM 450911102 144 3420 SH DEFINED 3420 0 0 INTEL CORP COM 458140100 1346 63090 SH SOLE 60190 2700 200 INTEL CORP COM 458140100 225 10530 SH DEFINED 9530 0 1000 INTL BUSINESS MACHINES CORP COM 459200101 1998 11428 SH SOLE 11253 175 0 INTL BUSINESS MACHINES CORP COM 459200101 31 175 SH DEFINED 175 0 0 BARCLAYS AGGREGATE BOND SPDR 464287226 1718 15600 SH SOLE 15600 0 0 MSCI EMERGING MARKET SPDR 464287234 261 7450 SH SOLE 7450 0 0 MSCI EAFE SPDR 464287465 1125 23545 SH SOLE 22920 625 0 ISHARES BIOTECH INDEX ETF 464287556 1110 11890 SH SOLE 11565 325 0 ISHARES BIOTECH INDEX ETF 464287556 133 1425 SH DEFINED 1425 0 0 S&P MID-CAP 400 GROWTH SPDR 464287606 7068 78674 SH SOLE 78044 630 0 S&P MID-CAP 400 GROWTH SPDR 464287606 323 3593 SH DEFINED 3593 0 0 RUSSELL 2000 INDEX SPDR 464287655 776 12072 SH SOLE 11652 420 0 RUSSELL 2000 INDEX SPDR 464287655 18 285 SH DEFINED 285 0 0 S&P MID-CAP 400 VALUE SPDR 464287705 7211 109243 SH SOLE 108655 444 144 S&P MID-CAP 400 VALUE SPDR 464287705 326 4942 SH DEFINED 4942 0 0 S&P SMALL CAP 600 SPDR 464287804 2422 41377 SH SOLE 40181 860 336 S&P SMALL CAP 600 SPDR 464287804 80 1360 SH DEFINED 1360 0 0 S&P SMALL CAP 600 VALUE SPDR 464287879 3486 58907 SH SOLE 58314 593 0 S&P SMALL CAP 600 VALUE SPDR 464287879 75 1275 SH DEFINED 1275 0 0 S&P SMALL CAP 600 GRTH SPDR 464287887 4080 63310 SH SOLE 63061 249 0 S&P SMALL CAP 600 GRTH SPDR 464287887 78 1213 SH DEFINED 1213 0 0 J P MORGAN CHASE & CO COM 46625H100 2566 85236 SH SOLE 85011 100 125 J P MORGAN CHASE & CO COM 46625H100 377 12513 SH DEFINED 12513 0 0 JOHNSON & JOHNSON COM 478160104 3035 47664 SH SOLE 46514 1150 0 JOHNSON & JOHNSON COM 478160104 351 5508 SH DEFINED 3108 0 2400 KELLOGG CO COM 487836108 241 4540 SH SOLE 4540 0 0 KIMBERLY CLARK CORP COM 494368103 1466 20640 SH SOLE 20040 500 100 KIMBERLY CLARK CORP COM 494368103 423 5950 SH DEFINED 4950 0 1000 KOHL'S CORP COM 500255104 2197 44758 SH SOLE 43818 910 30 KOHL'S CORP COM 500255104 208 4245 SH DEFINED 4245 0 0 LILLY ELI & CO COM 532457108 665 17977 SH SOLE 17977 0 0 LILLY ELI & CO COM 532457108 28 750 SH DEFINED 750 0 0 LORILLARD INC COM 544147101 221 2000 SH DEFINED 1000 0 1000 LOWE'S COMPANIES INC COM 548661107 2107 108957 SH SOLE 107007 1850 100 LOWE'S COMPANIES INC COM 548661107 260 13445 SH DEFINED 13445 0 0 MDU RES GROUP INC COM 552690109 1602 83545 SH SOLE 81870 1675 0 MDU RES GROUP INC COM 552690109 182 9470 SH DEFINED 9470 0 0 MASCO CORP COM 574599106 197 27700 SH SOLE 27700 0 0 MASCO CORP COM 574599106 24 3400 SH DEFINED 3400 0 0 MCDONALDS CORP COM 580135101 412 4695 SH SOLE 4695 0 0 MCDONALDS CORP COM 580135101 70 800 SH DEFINED 800 0 0 MEDTRONIC INCORPORATED COM 585055106 725 21810 SH SOLE 20885 825 100 MEDTRONIC INCORPORATED COM 585055106 27 800 SH DEFINED 800 0 0 MERCK & CO INC COM 58933Y105 275 8400 SH SOLE 8400 0 0 MERCK & CO INC COM 58933Y105 196 6000 SH DEFINED 5400 0 600 MICROSOFT CORPORATION COM 594918104 2159 86771 SH SOLE 85321 1450 0 MICROSOFT CORPORATION COM 594918104 304 12215 SH DEFINED 11215 0 1000 MICROCHIP TECHNOLOGY COM 595017104 2149 69093 SH SOLE 67588 1405 100 MICROCHIP TECHNOLOGY COM 595017104 280 9000 SH DEFINED 8000 0 1000 NATIONAL OILWELL VARCO COM 637071101 357 6970 SH SOLE 6970 0 0 NATIONAL OILWELL VARCO COM 637071101 29 560 SH DEFINED 560 0 0 NEXTERA ENERGY INC COM 65339F101 401 7425 SH SOLE 7375 50 0 NEXTERA ENERGY INC COM 65339F101 243 4500 SH DEFINED 2500 0 2000 NORTHERN TR CORP COM 665859104 1057 30216 SH SOLE 29516 700 0 NORTHERN TR CORP COM 665859104 101 2885 SH DEFINED 2885 0 0 NOVARTIS A G SPONSORED ADR 66987V109 243 4350 SH SOLE 4300 50 0 NOVARTIS A G SPONSORED ADR 66987V109 84 1500 SH DEFINED 1500 0 0 NUCOR CORP COM 670346105 650 20563 SH SOLE 20088 475 0 NUCOR CORP COM 670346105 110 3480 SH DEFINED 2480 0 1000 NVIDIA CORP COM 67066G104 636 50833 SH SOLE 49233 1600 0 NVIDIA CORP COM 67066G104 86 6880 SH DEFINED 6880 0 0 OMNICOM GROUP INC COM 681919106 540 14656 SH SOLE 14331 325 0 OMNICOM GROUP INC COM 681919106 20 550 SH DEFINED 550 0 0 ORACLE CORP COM 68389X105 886 30845 SH SOLE 29845 1000 0 ORACLE CORP COM 68389X105 36 1240 SH DEFINED 1240 0 0 OWENS & MINOR INC COM 690732102 566 19892 SH SOLE 19892 0 0 OWENS & MINOR INC COM 690732102 17 600 SH DEFINED 600 0 0 PEOPLE'S UNITED FINANCIAL COM 712704105 864 75797 SH SOLE 74897 900 0 PEOPLE'S UNITED FINANCIAL COM 712704105 51 4490 SH DEFINED 4490 0 0 PEPSICO INC COM 713448108 3269 52817 SH SOLE 51992 825 0 PEPSICO INC COM 713448108 218 3525 SH DEFINED 2525 0 1000 PFIZER INC COM 717081103 378 21390 SH SOLE 21292 0 98 PFIZER INC COM 717081103 35 2000 SH DEFINED 1000 0 1000 PHILLIP MORRIS INTL INC COM 718172109 125 2000 SH SOLE 2000 0 0 PHILLIP MORRIS INTL INC COM 718172109 267 4275 SH DEFINED 1775 0 2500 T. ROWE PRICE GROUP INC COM 74144T108 1395 29199 SH SOLE 29174 25 0 T. ROWE PRICE GROUP INC COM 74144T108 78 1632 SH DEFINED 1632 0 0 PROCTER & GAMBLE CO COM 742718109 3443 54488 SH SOLE 53463 925 100 PROCTER & GAMBLE CO COM 742718109 442 7001 SH DEFINED 7001 0 0 S&P 500 SPDR 78462F103 912 8059 SH SOLE 8059 0 0 S&P 500 SPDR 78462F103 34 300 SH DEFINED 300 0 0 MSCI ACWI EX-US SPDR 78463X848 2283 84505 SH SOLE 84505 0 0 S&P 400 MID-CAP SPDR 78467Y107 6008 42275 SH SOLE 41545 483 247 S&P 400 MID-CAP SPDR 78467Y107 269 1892 SH DEFINED 1892 0 0 SCHLUMBERGER LTD COM 806857108 2594 43430 SH SOLE 42725 630 75 SCHLUMBERGER LTD COM 806857108 270 4520 SH DEFINED 4520 0 0 MATERIALS SECTOR SPDR 81369Y100 1210 41235 SH SOLE 40660 525 50 MATERIALS SECTOR SPDR 81369Y100 79 2692 SH DEFINED 2692 0 0 CONSUMER STAPLES SECTOR SPDR 81369Y308 216 7285 SH SOLE 7285 0 0 CONSUMER STAPLES SECTOR SPDR 81369Y308 2 70 SH DEFINED 70 0 0 THE J.M. SMUCKER COMPANY COM 832696405 2233 30641 SH SOLE 30151 490 0 THE J.M. SMUCKER COMPANY COM 832696405 249 3411 SH DEFINED 3411 0 0 SOUTHERN CO COM 842587107 358 8450 SH SOLE 8400 50 0 SOUTHERN CO COM 842587107 100 2350 SH DEFINED 1350 0 1000 STRYKER CORP COM 863667101 1406 29828 SH SOLE 29128 700 0 STRYKER CORP COM 863667101 117 2487 SH DEFINED 2487 0 0 SUPERVALU INC COM 868536103 309 46415 SH SOLE 46290 125 0 SUPERVALU INC COM 868536103 12 1775 SH DEFINED 1775 0 0 SYSCO CORP COM 871829107 2229 86109 SH SOLE 84429 1480 200 SYSCO CORP COM 871829107 287 11093 SH DEFINED 11093 0 0 TARGET CORP COM 87612E106 919 18732 SH SOLE 18672 60 0 TARGET CORP COM 87612E106 67 1375 SH DEFINED 1375 0 0 TEVA PHARMACEUTICAL ADR 881624209 490 13160 SH SOLE 12660 500 0 TEVA PHARMACEUTICAL ADR 881624209 99 2655 SH DEFINED 2655 0 0 3M COMPANY COM 88579Y101 1397 19461 SH SOLE 19136 325 0 3M COMPANY COM 88579Y101 90 1255 SH DEFINED 1255 0 0 US BANCORP DEL COM 902973304 1003 42622 SH SOLE 40672 1800 150 US BANCORP DEL COM 902973304 12 500 SH DEFINED 500 0 0 UNITED PARCEL SERVICE COM 911312106 326 5161 SH SOLE 5161 0 0 UNITED PARCEL SERVICE COM 911312106 63 1000 SH DEFINED 1000 0 0 UNITED TECHNOLOGIES CORP COM 913017109 3591 51039 SH SOLE 50239 800 0 UNITED TECHNOLOGIES CORP COM 913017109 375 5328 SH DEFINED 5328 0 0 VF CORP COM 918204108 1611 13260 SH SOLE 13000 235 25 VF CORP COM 918204108 217 1785 SH DEFINED 1785 0 0 FTSE ALL WORLD EX-US ETF 922042775 8195 211651 SH SOLE 208424 2662 565 FTSE ALL WORLD EX-US ETF 922042775 171 4427 SH DEFINED 4427 0 0 VECTREN CORP COM 92240G101 2327 85948 SH SOLE 84498 1450 0 VECTREN CORP COM 92240G101 266 9813 SH DEFINED 9113 0 700 VERIZON COMMUNICATIONS INC COM 92343V104 1750 47577 SH SOLE 46927 550 100 VERIZON COMMUNICATIONS INC COM 92343V104 178 4833 SH DEFINED 4833 0 0 WAL MART STORES INC COM 931142103 1384 26660 SH SOLE 26335 325 0 WAL MART STORES INC COM 931142103 195 3750 SH DEFINED 3750 0 0 WELLS FARGO & CO COM 949746101 251 10415 SH SOLE 10415 0 0 WELLS FARGO & CO COM 949746101 29 1200 SH DEFINED 0 0 1200 GRAND TOTALS 193005 4612973 4514545 61070 37358