SEC Filing | First Merchants Corporation

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SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

Report for the Calendar Year or Quarter Ended:

06-30-2022

Check here if Amendment		Amendment Number:
This Amendment (Check only one.):		is a restatement.
		adds new holdings entries.

Institutional Investment Manager Filing this Report:
Name:	FIRST MERCHANTS CORP
Address:	200 East Jackson Street

	MUNCIE, IN 47305
Form 13F File Number:	028-13037

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name:	Candy Shannon
Title:	Director of Wealth Operations
Phone:	765-747-1315
Signature, Place, and Date of Signing:
Candy Shannon		Muncie, IN	07-18-2022
[Signature]		[City, State]	[Date]

Report Type (Check only one.):
X	13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
	13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
	13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

Form 13F Summary Page
	Report Summary:
	Number of Other Included Managers:	0
	Form 13F Information Table Entry Total:	370
	Form 13F Information Table Value Total:	1,011,948
		(thousands)

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
NONE

SEC FORM 13-F Information Table

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC ADR	FOREIGN EQUITIES	G1151C101	10,455	37,657	SH		SOLE		36,954	466	237
ACCENTURE PLC ADR	FOREIGN EQUITIES	G1151C101	124	446	SH		DFND		386	60	0
LINDE PLC COM	COMMON STOCK	G5494J103	4,141	14,402	SH		SOLE		14,254	25	123
LINDE PLC COM	COMMON STOCK	G5494J103	3	10	SH		DFND		10	0	0
MEDTRONIC INCORPORATED ADR	FOREIGN EQUITIES	G5960L103	3,173	35,356	SH		SOLE		34,855	482	19
MEDTRONIC INCORPORATED ADR	FOREIGN EQUITIES	G5960L103	36	398	SH		DFND		303	95	0
ALCON INC COM	FOREIGN EQUITIES	H01301128	3,067	43,897	SH		SOLE		43,616	150	131
CHUBB LIMITED ADR	FOREIGN EQUITIES	H1467J104	8,684	44,174	SH		SOLE		43,527	389	258
CHUBB LIMITED ADR	FOREIGN EQUITIES	H1467J104	273	1,387	SH		DFND		1,357	30	0
AFLAC INC COM	COMMON STOCK	001055102	470	8,494	SH		SOLE		8,494	0	0
AT&T INC COM	COMMON STOCK	00206R102	898	42,875	SH		SOLE		42,401	474	0
AT&T INC COM	COMMON STOCK	00206R102	21	1,000	SH		DFND		1,000	0	0
ABBOTT LABS COM	COMMON STOCK	002824100	10,179	93,683	SH		SOLE		92,450	900	333
ABBOTT LABS COM	COMMON STOCK	002824100	323	2,969	SH		DFND		2,819	150	0
ABBVIE INC COM	COMMON STOCK	00287Y109	3,185	20,794	SH		SOLE		20,794	0	0
ABBVIE INC COM	COMMON STOCK	00287Y109	222	1,450	SH		DFND		1,450	0	0
ADOBE SYSTEMS INC COM	COMMON STOCK	00724F101	4,442	12,135	SH		SOLE		11,343	725	67
ADOBE SYSTEMS INC COM	COMMON STOCK	00724F101	48	131	SH		DFND		131	0	0
ALEXANDRIA RE EQUITIES INC COM	REAL ESTATE INVESTMENT TRUST	015271109	1,399	9,645	SH		SOLE		9,565	0	80
ALEXANDRIA RE EQUITIES INC COM	REAL ESTATE INVESTMENT TRUST	015271109	1	4	SH		DFND		4	0	0
ALLIANT CORP COM	COMMON STOCK	018802108	2,977	50,800	SH		SOLE		49,225	1,450	125
ALLIANT CORP COM	COMMON STOCK	018802108	203	3,460	SH		DFND		3,260	200	0
ALPHABET INC CL C COM	COMMON STOCK	02079K107	2,518	1,151	SH		SOLE		1,144	0	7
ALPHABET INC CL C COM	COMMON STOCK	02079K107	33	15	SH		DFND		15	0	0
ALPHABET CL A COM	COMMON STOCK	02079K305	16,207	7,437	SH		SOLE		7,309	87	41
ALPHABET CL A COM	COMMON STOCK	02079K305	368	169	SH		DFND		169	0	0
AMAZON INC COM	COMMON STOCK	023135106	6,745	63,510	SH		SOLE		62,570	560	380
AMAZON INC COM	COMMON STOCK	023135106	85	800	SH		DFND		800	0	0
AMERICAN EXPRESS CO COM	COMMON STOCK	025816109	255	1,838	SH		SOLE		1,826	0	12
AMERICAN TOWER CORP REIT	REAL ESTATE INVESTMENT TRUST	03027X100	2,660	10,406	SH		SOLE		10,276	0	130
AMERICAN WATER CO INC COM	COMMON STOCK	030420103	1,410	9,479	SH		SOLE		9,286	17	176
AMERICAN WATER CO INC COM	COMMON STOCK	030420103	10	68	SH		DFND		68	0	0
AMERISOURCE-BERGEN CORP COM	COMMON STOCK	03073E105	623	4,401	SH		SOLE		4,374	19	8
AMERISOURCE-BERGEN CORP COM	COMMON STOCK	03073E105	12	87	SH		DFND		87	0	0
AMERIPRISE FINANCIAL COM	COMMON STOCK	03076C106	5,415	22,782	SH		SOLE		22,355	363	64
AMERIPRISE FINANCIAL COM	COMMON STOCK	03076C106	94	397	SH		DFND		397	0	0
AMGEN INC COM	COMMON STOCK	031162100	5,403	22,208	SH		SOLE		22,158	50	0
AMGEN INC COM	COMMON STOCK	031162100	50	206	SH		DFND		206	0	0
AMPHENOL CORPORATION COM	COMMON STOCK	032095101	6,293	97,752	SH		SOLE		97,212	0	540
AMPHENOL CORPORATION COM	COMMON STOCK	032095101	15	233	SH		DFND		233	0	0
ANSYS, INC. COM	COMMON STOCK	03662Q105	555	2,319	SH		SOLE		2,262	0	57
ANTHEM INC COM	COMMON STOCK	036752103	869	1,800	SH		SOLE		1,800	0	0
APPLE COMPUTER INC COM	COMMON STOCK	037833100	31,645	231,458	SH		SOLE		228,902	1,737	819
APPLE COMPUTER INC COM	COMMON STOCK	037833100	833	6,095	SH		DFND		6,095	0	0
AUTOMATIC DATA PROCESSING COM	COMMON STOCK	053015103	12,673	60,335	SH		SOLE		59,291	715	329
AUTOMATIC DATA PROCESSING COM	COMMON STOCK	053015103	275	1,307	SH		DFND		1,276	31	0
BALL CORP COM	COMMON STOCK	058498106	2,922	42,492	SH		SOLE		42,492	0	0
BAXTER INTERNATIONAL INC COM	COMMON STOCK	071813109	1,274	19,831	SH		SOLE		19,081	650	100
BAXTER INTERNATIONAL INC COM	COMMON STOCK	071813109	103	1,600	SH		DFND		1,600	0	0
BECTON DICKINSON & CO COM	COMMON STOCK	075887109	3,738	15,163	SH		SOLE		14,653	350	160
BECTON DICKINSON & CO COM	COMMON STOCK	075887109	108	437	SH		DFND		382	55	0
BERKSHIRE HATHAWAY CL A COM	COMMON STOCK	084670108	818	2	SH		SOLE		2	0	0
BERKSHIRE HATHAWAY CL B COM	COMMON STOCK	084670702	4,435	16,246	SH		SOLE		16,080	98	68
BERKSHIRE HATHAWAY CL B COM	COMMON STOCK	084670702	68	250	SH		DFND		250	0	0
BLACKROCK INC COM	COMMON STOCK	09247X101	5,271	8,655	SH		SOLE		8,601	13	41
BLACKROCK INC COM	COMMON STOCK	09247X101	76	125	SH		DFND		125	0	0
BRISTOL-MYERS SQUIBB COM	COMMON STOCK	110122108	328	4,265	SH		SOLE		4,225	0	40
BROADCOM INC NPV COM	COMMON STOCK	11135F101	9,918	20,416	SH		SOLE		20,287	25	104
BROADCOM INC NPV COM	COMMON STOCK	11135F101	132	272	SH		DFND		272	0	0
BROWN & BROWN INC COM	COMMON STOCK	115236101	2,030	34,803	SH		SOLE		32,803	2,000	0
BROWN & BROWN INC COM	COMMON STOCK	115236101	51	880	SH		DFND		680	200	0
CME GROUP COM	COMMON STOCK	12572Q105	322	1,572	SH		SOLE		1,560	0	12
CVS CORPORATION DELAWARE COM	COMMON STOCK	126650100	3,366	36,331	SH		SOLE		36,206	0	125
CVS CORPORATION DELAWARE COM	COMMON STOCK	126650100	19	200	SH		DFND		200	0	0
CANADIAN NATIONAL RAILWAY ADR	FOREIGN EQUITIES	136375102	3,558	31,635	SH		SOLE		31,570	0	65
CASEY'S GENERAL STORE COM	COMMON STOCK	147528103	1,807	9,769	SH		SOLE		9,769	0	0
CATERPILLAR INC. COM	COMMON STOCK	149123101	3,195	17,875	SH		SOLE		17,730	0	145
CHARLES RIV LABS INTL INC COM	COMMON STOCK	159864107	1,156	5,402	SH		SOLE		5,169	172	61
CHARLES RIV LABS INTL INC COM	COMMON STOCK	159864107	102	475	SH		DFND		475	0	0
CHEVRON CORP COM	COMMON STOCK	166764100	7,829	54,075	SH		SOLE		53,494	456	125
CHEVRON CORP COM	COMMON STOCK	166764100	245	1,695	SH		DFND		1,620	75	0
CISCO SYSTEMS COM	COMMON STOCK	17275R102	7,005	164,322	SH		SOLE		162,093	1,660	569
CISCO SYSTEMS COM	COMMON STOCK	17275R102	173	4,051	SH		DFND		4,051	0	0
COCA COLA CO COM	COMMON STOCK	191216100	1,525	24,252	SH		SOLE		24,234	0	18
COCA COLA CO COM	COMMON STOCK	191216100	47	750	SH		DFND		750	0	0
COGNIZANT TECHNOLOGY COM	COMMON STOCK	192446102	6,098	90,356	SH		SOLE		89,806	0	550
COGNIZANT TECHNOLOGY COM	COMMON STOCK	192446102	27	397	SH		DFND		397	0	0
COLGATE PALMOLIVE CO COM	COMMON STOCK	194162103	856	10,685	SH		SOLE		10,185	500	0
COMCAST CORP CLASS A COM	COMMON STOCK	20030N101	8,824	224,942	SH		SOLE		223,048	520	1,374
COMCAST CORP CLASS A COM	COMMON STOCK	20030N101	136	3,456	SH		DFND		3,456	0	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	2,021	22,507	SH		SOLE		21,785	675	47
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	81	900	SH		DFND		800	100	0
CORNING INC COM	COMMON STOCK	219350105	1,151	36,532	SH		SOLE		35,770	762	0
CORNING INC COM	COMMON STOCK	219350105	116	3,675	SH		DFND		3,675	0	0
CORTEVA INC COM	COMMON STOCK	22052L104	3,718	68,689	SH		SOLE		68,233	0	456
CORTEVA INC COM	COMMON STOCK	22052L104	38	693	SH		DFND		693	0	0
COSTCO COMPANIES INC COM	COMMON STOCK	22160K105	11,928	24,888	SH		SOLE		24,493	256	139
COSTCO COMPANIES INC COM	COMMON STOCK	22160K105	85	178	SH		DFND		178	0	0
CULLEN FROST BANKERS COM	COMMON STOCK	229899109	2,462	21,144	SH		SOLE		21,000	0	144
CULLEN FROST BANKERS COM	COMMON STOCK	229899109	17	150	SH		DFND		150	0	0
CUMMINS INC COM	COMMON STOCK	231021106	4,199	21,699	SH		SOLE		21,677	0	22
CUMMINS INC COM	COMMON STOCK	231021106	39	202	SH		DFND		202	0	0
DANAHER CORP COM	COMMON STOCK	235851102	7,566	29,845	SH		SOLE		28,948	761	136
DANAHER CORP COM	COMMON STOCK	235851102	145	570	SH		DFND		500	70	0
DEERE & CO COM	COMMON STOCK	244199105	398	1,328	SH		SOLE		1,323	0	5
DEERE & CO COM	COMMON STOCK	244199105	30	100	SH		DFND		100	0	0
DIGITAL REALTY TRUST REIT	REAL ESTATE INVESTMENT TRUST	253868103	540	4,163	SH		SOLE		4,163	0	0
DIGITAL REALTY TRUST REIT	REAL ESTATE INVESTMENT TRUST	253868103	1	5	SH		DFND		5	0	0
DISNEY WALT COMPANY COM	COMMON STOCK	254687106	4,253	45,049	SH		SOLE		44,181	535	333
DISNEY WALT COMPANY COM	COMMON STOCK	254687106	65	689	SH		DFND		689	0	0
DOMINION RESOURCES INC NEW COM	COMMON STOCK	25746U109	875	10,959	SH		SOLE		10,884	0	75
DUPONT DE NUMOURS INC COM	COMMON STOCK	26614N102	320	5,766	SH		SOLE		5,766	0	0
DUPONT DE NUMOURS INC COM	COMMON STOCK	26614N102	15	266	SH		DFND		266	0	0
EOG RESOURCES INC COM	COMMON STOCK	26875P101	4,351	39,396	SH		SOLE		38,796	36	564
EOG RESOURCES INC COM	COMMON STOCK	26875P101	34	312	SH		DFND		312	0	0
ECOLAB INC COM	COMMON STOCK	278865100	1,511	9,828	SH		SOLE		9,393	350	85
ECOLAB INC COM	COMMON STOCK	278865100	12	75	SH		DFND		75	0	0
EDWARDS LIFESCIENCES CORP COM	COMMON STOCK	28176E108	5,129	53,942	SH		SOLE		53,854	0	88
EDWARDS LIFESCIENCES CORP COM	COMMON STOCK	28176E108	2	23	SH		DFND		23	0	0
ELECTRONIC ARTS INC COM	COMMON STOCK	285512109	353	2,902	SH		SOLE		2,807	0	95
EMERSON ELEC CO COM	COMMON STOCK	291011104	2,330	29,300	SH		SOLE		29,130	0	170
EMERSON ELEC CO COM	COMMON STOCK	291011104	87	1,100	SH		DFND		1,100	0	0
EQUINIX INC REIT	REAL ESTATE INVESTMENT TRUST	29444U700	771	1,173	SH		SOLE		1,173	0	0
EXXON MOBIL CORP COM	COMMON STOCK	30231G102	2,858	33,376	SH		SOLE		32,271	1,005	100
EXXON MOBIL CORP COM	COMMON STOCK	30231G102	62	725	SH		DFND		625	100	0
META PLATFORMS INC	COMMON STOCK	30303M102	1,864	11,561	SH		SOLE		11,300	129	132
FIRST MERCHANTS CORP COM	COMMON STOCK	320817109	2,684	75,368	SH		SOLE		75,368	0	0
FIRST MERCHANTS CORP COM	COMMON STOCK	320817109	151	4,250	SH		DFND		4,250	0	0
FORTIVE CORP COM	COMMON STOCK	34959J108	387	7,116	SH		SOLE		6,996	83	37
FORTIVE CORP COM	COMMON STOCK	34959J108	11	200	SH		DFND		150	50	0
FOX COM	COMMON STOCK	35137L105	2,586	80,444	SH		SOLE		80,115	0	329
FRANKLIN ELECTRIC CO INC COM	COMMON STOCK	353514102	14,799	202,000	SH		SOLE		2,000	0	200,000
GENERAL MILLS COM	COMMON STOCK	370334104	254	3,370	SH		SOLE		3,370	0	0
GENUINE PARTS CO COM	COMMON STOCK	372460105	3,156	23,731	SH		SOLE		23,172	509	50
GENUINE PARTS CO COM	COMMON STOCK	372460105	366	2,753	SH		DFND		2,678	75	0
GRACO INC COM	COMMON STOCK	384109104	3,483	58,641	SH		SOLE		57,586	816	239
GRACO INC COM	COMMON STOCK	384109104	32	539	SH		DFND		539	0	0
JACK HENRY & ASSOCIATES COM	COMMON STOCK	426281101	2,547	14,149	SH		SOLE		14,104	0	45
JACK HENRY & ASSOCIATES COM	COMMON STOCK	426281101	40	222	SH		DFND		162	60	0
HOME DEPOT INC COM	COMMON STOCK	437076102	8,835	32,215	SH		SOLE		31,860	109	246
HOME DEPOT INC COM	COMMON STOCK	437076102	165	602	SH		DFND		602	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	6,894	39,663	SH		SOLE		39,138	323	202
HONEYWELL INTL INC COM	COMMON STOCK	438516106	121	697	SH		DFND		617	80	0
HORMEL FOODS CORP COM	COMMON STOCK	440452100	4,131	87,234	SH		SOLE		86,799	63	372
HORMEL FOODS CORP COM	COMMON STOCK	440452100	32	679	SH		DFND		679	0	0
ILLINOIS TOOL WORKS INC COM	COMMON STOCK	452308109	271	1,488	SH		SOLE		1,488	0	0
INTEL CORP COM	COMMON STOCK	458140100	3,901	104,309	SH		SOLE		103,654	250	405
INTEL CORP COM	COMMON STOCK	458140100	84	2,250	SH		DFND		2,250	0	0
INVESCO ULTRA SHORT DURATIONEFT	ETF FIXED TAXABLE	46090A887	14,083	284,269	SH		SOLE		276,723	5,901	1,645
INVESCO ULTRA SHORT DURATIONEFT	ETF FIXED TAXABLE	46090A887	151	3,050	SH		DFND		3,050	0	0
INVESCO S&P 5OO EQ WEIGHT ETF	ETF LARGE CAP/MULTI-CAP	46137V357	2,525	18,810	SH		SOLE		18,528	282	0
INVESCO S&P 5OO EQ WEIGHT ETF	ETF LARGE CAP/MULTI-CAP	46137V357	120	895	SH		DFND		895	0	0
DOW JONES SELECT DIVIDEND ETF I SHARES	ETF LARGE CAP/MULTI-CAP	464287168	425	3,615	SH		SOLE		3,115	500	0
S&P 500 INDEX I SHARES	ETF LARGE CAP/MULTI-CAP	464287200	1,633	4,307	SH		SOLE		4,307	0	0
BARCLAYS AGGREGATE BOND ETF ISHARES	ETF FIXED TAXABLE	464287226	45,923	451,639	SH		SOLE		428,595	18,469	4,575
BARCLAYS AGGREGATE BOND ETF ISHARES	ETF FIXED TAXABLE	464287226	1,807	17,772	SH		DFND		17,772	0	0
MSCI EMERGING MARKET INDEX ETF ISHARES	ETF EMERGING MARKET	464287234	1,902	47,447	SH		SOLE		44,672	2,775	0
MSCI EMERGING MARKET INDEX ETF ISHARES	ETF EMERGING MARKET	464287234	90	2,255	SH		DFND		2,255	0	0
S&P 500 GROWTH ETF I SHARES	ETF LARGE CAP/MULTI-CAP	464287309	18,232	302,109	SH		SOLE		289,703	11,143	1,263
S&P 500 GROWTH ETF I SHARES	ETF LARGE CAP/MULTI-CAP	464287309	495	8,204	SH		DFND		8,204	0	0
S&P 500 VALUE ETF ISHARES	ETF LARGE CAP/MULTI-CAP	464287408	12,945	94,177	SH		SOLE		91,318	2,624	235
S&P 500 VALUE ETF ISHARES	ETF LARGE CAP/MULTI-CAP	464287408	14	100	SH		DFND		100	0	0
MSCI EAFE ETF ISHARES	ETF INTERNATIONAL	464287465	117	1,876	SH		SOLE		1,876	0	0
MSCI EAFE ETF ISHARES	ETF INTERNATIONAL	464287465	184	2,943	SH		DFND		2,943	0	0
RUSSELL MID CAP GROWTH INDEXISHARES ETF	ETF MID CAP	464287481	4,423	55,830	SH		SOLE		54,083	1,390	357
RUSSELL MID CAP GROWTH INDEXISHARES ETF	ETF MID CAP	464287481	143	1,800	SH		DFND		1,800	0	0
RUSSELL MID CAP INDEX ISHARES ETF	ETF MID CAP	464287499	6,434	99,522	SH		SOLE		99,065	0	457
S&P MID CAP 400 ETF ISHARES	ETF MID CAP	464287507	1,173	5,185	SH		SOLE		5,185	0	0
NASDAQ BIOTECH INDEX ETF	COMMON STOCK	464287556	1,240	10,540	SH		SOLE		9,765	675	100
NASDAQ BIOTECH INDEX ETF	COMMON STOCK	464287556	18	150	SH		DFND		150	0	0
RUSSELL 1000 VALUE ETF ISHARES	ETF LARGE CAP/MULTI-CAP	464287598	2,526	17,423	SH		SOLE		17,423	0	0
S&P MID-CAP 400 GROWTH ETF ISHARES	ETF MID CAP	464287606	13,317	208,998	SH		SOLE		205,362	3,180	456
S&P MID-CAP 400 GROWTH ETF ISHARES	ETF MID CAP	464287606	126	1,984	SH		DFND		1,984	0	0
RUSSELL 1000 GROWTH ETF ISHARES	ETF LARGE CAP/MULTI-CAP	464287614	234	1,070	SH		SOLE		1,070	0	0
RUSSELL 200 GROWTH ETF	ETF LARGE CAP/MULTI-CAP	464287648	206	1,000	SH		SOLE		1,000	0	0
RUSSELL 2000 INDEX ETF ISHARES	ETF SMALL CAP	464287655	6,536	38,595	SH		SOLE		38,078	420	97
S&P MID-CAP 400 VALUE ETF ISHARES	ETF MID CAP	464287705	15,688	166,189	SH		SOLE		164,373	1,322	494
S&P MID-CAP 400 VALUE ETF ISHARES	ETF MID CAP	464287705	203	2,151	SH		DFND		2,151	0	0
US TELECOMM ISHARES ETF	COMMON STOCK	464287713	356	14,172	SH		SOLE		13,780	157	235
US TECHNOLOGY ISHARES ETF	COMMON STOCK	464287721	17,255	215,822	SH		SOLE		207,111	6,801	1,910
US TECHNOLOGY ISHARES ETF	COMMON STOCK	464287721	708	8,860	SH		DFND		8,860	0	0
ISHARES TR US HLTHCARE ETF	ETF LARGE CAP/MULTI-CAP	464287762	229	853	SH		SOLE		753	100	0
ISHARES TR US HLTHCARE ETF	ETF LARGE CAP/MULTI-CAP	464287762	206	767	SH		DFND		767	0	0
ISHARES TR U.S. FINLS ETF	ETF LARGE CAP/MULTI-CAP	464287788	132	1,891	SH		SOLE		1,691	200	0
ISHARES TR U.S. FINLS ETF	ETF LARGE CAP/MULTI-CAP	464287788	91	1,300	SH		DFND		1,300	0	0
S&P SMALL CAP 600 CORE ETF ISHARES	ETF SMALL CAP	464287804	22,410	242,531	SH		SOLE		236,123	4,769	1,639
S&P SMALL CAP 600 CORE ETF ISHARES	ETF SMALL CAP	464287804	326	3,526	SH		DFND		3,526	0	0
S&P SMALL CAP 600 VALUE ETF ISHARES	ETF SMALL CAP	464287879	4,833	54,280	SH		SOLE		53,646	492	142
S&P SMALL CAP 600 VALUE ETF ISHARES	ETF SMALL CAP	464287879	56	632	SH		DFND		332	300	0
S&P SMALL CAP 600 GROWTH ETF ISHARES	ETF SMALL CAP	464287887	4,883	46,361	SH		SOLE		46,163	92	106
S&P SMALL CAP 600 GROWTH ETF ISHARES	ETF SMALL CAP	464287887	82	776	SH		DFND		476	300	0
JPM EMERGING MARKETS ISHARES	ETF FIXED TAXABLE	464288281	2,942	34,486	SH		SOLE		33,166	984	336
JPM EMERGING MARKETS ISHARES	ETF FIXED TAXABLE	464288281	144	1,689	SH		DFND		1,689	0	0
ISHARES TR INTL SEL DIV ETF	ETF INTERNATIONAL	464288448	418	15,407	SH		SOLE		15,407	0	0
ISHARES PREFERRED & INC ETF	ETF PREFERRED	464288687	718	21,849	SH		SOLE		21,849	0	0
ISHARES PREFERRED & INC ETF	ETF PREFERRED	464288687	33	1,000	SH		DFND		1,000	0	0
MSCI EMERGING MKTS CORE ISHARES	ETF EMERGING MARKET	46434G103	1,604	32,687	SH		SOLE		32,188	54	445
LC CORE DVD GROWTH	ETF LARGE CAP/MULTI-CAP	46434V621	270	5,669	SH		SOLE		5,669	0	0
J P MORGAN CHASE & CO COM	COMMON STOCK	46625H100	6,394	56,780	SH		SOLE		56,241	279	260
J P MORGAN CHASE & CO COM	COMMON STOCK	46625H100	90	800	SH		DFND		800	0	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	11,969	67,430	SH		SOLE		66,208	916	306
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	671	3,780	SH		DFND		3,720	60	0
KEYCORP COM	COMMON STOCK	493267108	181	10,489	SH		SOLE		10,489	0	0
KIMBERLY CLARK CORP COM	COMMON STOCK	494368103	3,144	23,263	SH		SOLE		22,863	400	0
KIMBERLY CLARK CORP COM	COMMON STOCK	494368103	385	2,850	SH		DFND		2,800	50	0
L3HARRIS TECHNOLOGIES INC COM	COMMON STOCK	502431109	11,260	46,588	SH		SOLE		45,663	570	355
L3HARRIS TECHNOLOGIES INC COM	COMMON STOCK	502431109	164	679	SH		DFND		600	79	0
LA-Z BOY INC COM	COMMON STOCK	505336107	403	17,012	SH		SOLE		17,012	0	0
LAM RESEARCH CORP COM	COMMON STOCK	512807108	5,458	12,808	SH		SOLE		12,701	42	65
LAM RESEARCH CORP COM	COMMON STOCK	512807108	40	95	SH		DFND		95	0	0
LILLY ELI & CO COM	COMMON STOCK	532457108	11,568	35,680	SH		SOLE		35,270	64	346
LILLY ELI & CO COM	COMMON STOCK	532457108	8,663	26,718	SH		DFND		26,718	0	0
LOCKHEED MARTIN CORP COM	COMMON STOCK	539830109	3,971	9,235	SH		SOLE		8,950	204	81
LOCKHEED MARTIN CORP COM	COMMON STOCK	539830109	71	164	SH		DFND		164	0	0
LOWE'S COMPANIES INC COM	COMMON STOCK	548661107	12,146	69,539	SH		SOLE		68,756	326	457
LOWE'S COMPANIES INC COM	COMMON STOCK	548661107	220	1,260	SH		DFND		1,210	50	0
MDU RES GROUP INC COM	COMMON STOCK	552690109	1,245	46,129	SH		SOLE		43,854	2,000	275
MDU RES GROUP INC COM	COMMON STOCK	552690109	3	106	SH		DFND		106	0	0
MARKETTAXESS HOLDINGS INC COM	COMMON STOCK	57060D108	791	3,090	SH		SOLE		2,921	136	33
MARKETTAXESS HOLDINGS INC COM	COMMON STOCK	57060D108	77	300	SH		DFND		300	0	0
MASIMO CORP COM	COMMON STOCK	574795100	637	4,872	SH		SOLE		4,729	143	0
MASIMO CORP COM	COMMON STOCK	574795100	52	400	SH		DFND		400	0	0
MCDONALDS CORP COM	COMMON STOCK	580135101	2,441	9,889	SH		SOLE		9,881	0	8
MCDONALDS CORP COM	COMMON STOCK	580135101	133	539	SH		DFND		539	0	0
MERCK & CO INC COM	COMMON STOCK	58933Y105	609	6,682	SH		SOLE		6,682	0	0
MERCK & CO INC COM	COMMON STOCK	58933Y105	91	1,000	SH		DFND		1,000	0	0
MICROSOFT CORPORATION COM	COMMON STOCK	594918104	25,108	97,767	SH		SOLE		96,037	1,282	448
MICROSOFT CORPORATION COM	COMMON STOCK	594918104	777	3,026	SH		DFND		2,826	200	0
MICROCHIP TECHNOLOGY COM	COMMON STOCK	595017104	3,275	56,394	SH		SOLE		53,872	2,072	450
MICROCHIP TECHNOLOGY COM	COMMON STOCK	595017104	308	5,300	SH		DFND		5,100	200	0
NATIONAL VISION HLDGS INC COM	COMMON STOCK	63845R107	395	14,350	SH		SOLE		13,685	665	0
NATIONAL VISION HLDGS INC COM	COMMON STOCK	63845R107	30	1,100	SH		DFND		1,100	0	0
NEXTERA ENERGY INC COM	COMMON STOCK	65339F101	5,390	69,589	SH		SOLE		68,710	731	148
NEXTERA ENERGY INC COM	COMMON STOCK	65339F101	747	9,647	SH		DFND		9,647	0	0
NIKE INC CL B COM	COMMON STOCK	654106103	1,035	10,126	SH		SOLE		9,999	0	127
NORTHERN TR CORP COM	COMMON STOCK	665859104	3,153	32,677	SH		SOLE		31,552	900	225
NORTHERN TR CORP COM	COMMON STOCK	665859104	120	1,242	SH		DFND		1,167	75	0
NUCOR CORP COM	COMMON STOCK	670346105	1,530	14,654	SH		SOLE		14,486	28	140
NUCOR CORP COM	COMMON STOCK	670346105	133	1,270	SH		DFND		1,270	0	0
NVIDIA CORP COM	COMMON STOCK	67066G104	2,301	15,182	SH		SOLE		11,412	3,640	130
O'REILLY AUTOMOTIVE INC COM	COMMON STOCK	67103H107	4,599	7,279	SH		SOLE		7,247	0	32
OMNICOM GROUP INC COM	COMMON STOCK	681919106	4,368	68,674	SH		SOLE		67,411	1,047	216
OMNICOM GROUP INC COM	COMMON STOCK	681919106	94	1,478	SH		DFND		1,378	100	0
OMNICELL INC COM	COMMON STOCK	68213N109	1,293	11,365	SH		SOLE		11,047	287	31
ORACLE CORP COM	COMMON STOCK	68389X105	1,463	20,948	SH		SOLE		20,793	0	155
ORACLE CORP COM	COMMON STOCK	68389X105	10	150	SH		DFND		150	0	0
OUTLOOK THERAPEUTICS INC	COMMON STOCK	69012T206	151	149,170	SH		SOLE		149,170	0	0
PALO ALTO NETWORKS INC COM	COMMON STOCK	697435105	254	515	SH		SOLE		515	0	0
PAYPAL HOLDINGS COM	COMMON STOCK	70450Y103	1,516	21,707	SH		SOLE		21,415	110	182
PEPSICO INC COM	COMMON STOCK	713448108	11,863	71,180	SH		SOLE		69,953	946	281
PEPSICO INC COM	COMMON STOCK	713448108	485	2,912	SH		DFND		2,852	60	0
PFIZER INC COM	COMMON STOCK	717081103	9,680	184,633	SH		SOLE		182,880	783	970
PFIZER INC COM	COMMON STOCK	717081103	314	5,989	SH		DFND		5,989	0	0
PHILLIPS 66 COM	COMMON STOCK	718546104	1,067	13,008	SH		SOLE		13,008	0	0
PHILLIPS 66 COM	COMMON STOCK	718546104	123	1,500	SH		DFND		1,500	0	0
POOL CORPORATION COM	COMMON STOCK	73278L105	1,335	3,800	SH		SOLE		3,722	78	0
T. ROWE PRICE GROUP INC COM	COMMON STOCK	74144T108	6,234	54,875	SH		SOLE		54,165	518	192
T. ROWE PRICE GROUP INC COM	COMMON STOCK	74144T108	79	692	SH		DFND		624	68	0
PROCTER & GAMBLE CO COM	COMMON STOCK	742718109	7,608	52,913	SH		SOLE		52,140	709	64
PROCTER & GAMBLE CO COM	COMMON STOCK	742718109	501	3,481	SH		DFND		3,401	80	0
PROLOGIS INC REIT	REAL ESTATE INVESTMENT TRUST	74340W103	608	5,168	SH		SOLE		5,163	0	5
PROLOGIS INC REIT	REAL ESTATE INVESTMENT TRUST	74340W103	1	6	SH		DFND		6	0	0
PUBLIC STORAGE INC. CLASS A REIT	REAL ESTATE INVESTMENT TRUST	74460D109	953	3,049	SH		SOLE		2,881	150	18
PUBLIC STORAGE INC. CLASS A REIT	REAL ESTATE INVESTMENT TRUST	74460D109	2	6	SH		DFND		6	0	0
RAYTHEON TECHNOLOGIES COM	COMMON STOCK	75513E101	6,689	69,595	SH		SOLE		68,206	1,298	91
RAYTHEON TECHNOLOGIES COM	COMMON STOCK	75513E101	61	635	SH		DFND		579	56	0
REALTY INCOME CORP REIT	REAL ESTATE INVESTMENT TRUST	756109104	2,151	31,512	SH		SOLE		30,407	508	597
REALTY INCOME CORP REIT	REAL ESTATE INVESTMENT TRUST	756109104	87	1,276	SH		DFND		1,276	0	0
REPUBLIC SERVICES INC COM	COMMON STOCK	760759100	328	2,510	SH		SOLE		2,500	0	10
ROPER INDS INC NEW COM	COMMON STOCK	776696106	2,363	5,989	SH		SOLE		5,918	0	71
ROPER INDS INC NEW COM	COMMON STOCK	776696106	24	61	SH		DFND		61	0	0
S&P GLOBAL INC COM	COMMON STOCK	78409V104	2,271	6,737	SH		SOLE		6,615	32	90
S&P GLOBAL INC COM	COMMON STOCK	78409V104	4	13	SH		DFND		13	0	0
S&P 500 ETF SPDR	ETF LARGE CAP/MULTI-CAP	78462F103	3,755	9,954	SH		SOLE		9,954	0	0
S&P 500 ETF SPDR	ETF LARGE CAP/MULTI-CAP	78462F103	2,801	7,425	SH		DFND		7,425	0	0
BARCLAYS CONVERITIBLE SEC ETF SPDR	ETF FIXED TAXABLE	78464A359	688	10,650	SH		SOLE		10,650	0	0
S&P 400 MID-CAP ETF SPDR	ETF MID CAP	78467Y107	7,951	19,229	SH		SOLE		18,828	401	0
S&P 400 MID-CAP ETF SPDR	ETF MID CAP	78467Y107	201	485	SH		DFND		465	20	0
B/B HIGH YIELD BOND SPDR ETF	ETF FIXED TAXABLE	78468R622	4,167	45,940	SH		SOLE		44,494	1,058	388
B/B HIGH YIELD BOND SPDR ETF	ETF FIXED TAXABLE	78468R622	182	2,004	SH		DFND		2,004	0	0
CHARLES SCHWAB CORP COM	COMMON STOCK	808513105	6,381	100,997	SH		SOLE		100,340	199	458
CHARLES SCHWAB CORP COM	COMMON STOCK	808513105	23	359	SH		DFND		359	0	0
SCHWAB INTERNATIONAL DVD ETF	ETF INTERNATIONAL	808524672	4,126	183,537	SH		SOLE		182,416	500	621
SCHWAB STRATEGIC TR US DIVIDEND EQ	ETF LARGE CAP/MULTI-CAP	808524797	7,417	103,543	SH		SOLE		103,543	0	0
SCHWAB STRATEGIC TR US DIVIDEND EQ	ETF LARGE CAP/MULTI-CAP	808524797	67	929	SH		DFND		929	0	0
CHARLES SCHWAB INTERMEDIATE	ETF FIXED TAXABLE	808524854	944	18,306	SH		SOLE		18,306	0	0
CHARLES SCHWAB INTERMEDIATE	ETF FIXED TAXABLE	808524854	62	1,207	SH		DFND		1,207	0	0
SCHWAB STRATEGIC S/T US TREASURY ETF	ETF FIXED TAXABLE	808524862	1,262	25,654	SH		SOLE		25,654	0	0
SCHWAB STRATEGIC S/T US TREASURY ETF	ETF FIXED TAXABLE	808524862	71	1,437	SH		DFND		1,437	0	0
SCHWAB STRATEGIC TR US TIPS ETF	ETF FIXED TAXABLE	808524870	292	5,236	SH		SOLE		5,236	0	0
MATERIALS SECTOR ETF SPDR	COMMON STOCK	81369Y100	4,894	66,493	SH		SOLE		65,143	1,085	265
MATERIALS SECTOR ETF SPDR	COMMON STOCK	81369Y100	80	1,085	SH		DFND		1,085	0	0
HEALTHCARE SECTOR ETF SPDR	COMMON STOCK	81369Y209	8,837	68,912	SH		SOLE		66,358	2,075	479
HEALTHCARE SECTOR ETF SPDR	COMMON STOCK	81369Y209	219	1,708	SH		DFND		1,708	0	0
CONSUMER STAPLES SECTOR ETF SPDR	COMMON STOCK	81369Y308	7,812	108,233	SH		SOLE		105,053	2,849	331
CONSUMER STAPLES SECTOR ETF SPDR	COMMON STOCK	81369Y308	226	3,137	SH		DFND		3,137	0	0
CONSUMER DISCRETION SECTOR ETF	COMMON STOCK	81369Y407	3,551	25,833	SH		SOLE		25,203	311	319
CONSUMER DISCRETION SECTOR ETF	COMMON STOCK	81369Y407	90	655	SH		DFND		655	0	0
ENERGY SECTOR ETF SPDR	COMMON STOCK	81369Y506	2,586	36,164	SH		SOLE		35,483	535	146
ENERGY SECTOR ETF SPDR	COMMON STOCK	81369Y506	99	1,380	SH		DFND		1,380	0	0
FINANCIAL SECTOR ETF SPDR	COMMON STOCK	81369Y605	3,050	96,972	SH		SOLE		94,143	1,638	1,191
FINANCIAL SECTOR ETF SPDR	COMMON STOCK	81369Y605	22	686	SH		DFND		686	0	0
INDUSTRIAL SECTOR ETF SPDR	COMMON STOCK	81369Y704	1,705	19,524	SH		SOLE		19,163	123	238
TECHNOLOGY SELECT SECTOR ETF SPDR	COMMON STOCK	81369Y803	1,075	8,460	SH		SOLE		8,377	0	83
COMM SERVICES SPDR	COMMON STOCK	81369Y852	2,790	51,418	SH		SOLE		49,648	1,204	566
COMM SERVICES SPDR	COMMON STOCK	81369Y852	14	257	SH		DFND		257	0	0
REAL ESTATE SELECT SEC ETF	COMMON STOCK	81369Y860	3,668	89,778	SH		SOLE		89,501	0	277
REAL ESTATE SELECT SEC ETF	COMMON STOCK	81369Y860	53	1,304	SH		DFND		1,304	0	0
UTILITIES SECTOR ETF	COMMON STOCK	81369Y886	2,716	38,726	SH		SOLE		37,368	1,127	231
UTILITIES SECTOR ETF	COMMON STOCK	81369Y886	56	800	SH		DFND		800	0	0
SERVICE NOW INC COM	COMMON STOCK	81762P102	2,921	6,142	SH		SOLE		6,092	30	20
SITEONE LANDSCAPE SUPPLY INCCOM	COMMON STOCK	82982L103	2,015	16,955	SH		SOLE		16,612	303	40
SITEONE LANDSCAPE SUPPLY INCCOM	COMMON STOCK	82982L103	118	995	SH		DFND		995	0	0
SLEEP NUMBER CORP COM	COMMON STOCK	83125X103	378	12,215	SH		SOLE		11,625	485	105
SLEEP NUMBER CORP COM	COMMON STOCK	83125X103	38	1,220	SH		DFND		1,220	0	0
THE J.M. SMUCKER COMPANY COM	COMMON STOCK	832696405	2,541	19,853	SH		SOLE		19,330	523	0
THE J.M. SMUCKER COMPANY COM	COMMON STOCK	832696405	99	773	SH		DFND		698	75	0
STARBUCKS CORP COM	COMMON STOCK	855244109	3,173	41,549	SH		SOLE		41,331	0	218
STARBUCKS CORP COM	COMMON STOCK	855244109	19	250	SH		DFND		250	0	0
STRYKER CORP COM	COMMON STOCK	863667101	11,301	56,810	SH		SOLE		56,036	567	207
STRYKER CORP COM	COMMON STOCK	863667101	108	541	SH		DFND		486	55	0
SYSCO CORP COM	COMMON STOCK	871829107	1,226	14,468	SH		SOLE		13,548	900	20
SYSCO CORP COM	COMMON STOCK	871829107	8	100	SH		DFND		100	0	0
TJX COS INC NEW COM	COMMON STOCK	872540109	5,371	96,183	SH		SOLE		95,183	575	425
TJX COS INC NEW COM	COMMON STOCK	872540109	88	1,575	SH		DFND		1,575	0	0
TARGET CORP COM	COMMON STOCK	87612E106	314	2,226	SH		SOLE		2,201	0	25
TESLA MOTORS INC COM	COMMON STOCK	88160R101	327	485	SH		SOLE		485	0	0
TEXAS INSTRS INC COM	COMMON STOCK	882508104	5,905	38,431	SH		SOLE		38,162	176	93
TEXAS INSTRS INC COM	COMMON STOCK	882508104	34	222	SH		DFND		222	0	0
THERMO FISHER SCIENTIFIC INCCOM	COMMON STOCK	883556102	380	700	SH		SOLE		700	0	0
3M COMPANY COM	COMMON STOCK	88579Y101	690	5,332	SH		SOLE		5,057	275	0
3M COMPANY COM	COMMON STOCK	88579Y101	145	1,120	SH		DFND		1,120	0	0
TORO CO COM	COMMON STOCK	891092108	494	6,514	SH		SOLE		6,173	341	0
TORO CO COM	COMMON STOCK	891092108	68	900	SH		DFND		900	0	0
TRAVELERS INC COM	COMMON STOCK	89417E109	832	4,922	SH		SOLE		4,872	0	50
TRAVELERS INC COM	COMMON STOCK	89417E109	25	148	SH		DFND		148	0	0
TRUIST FINANCIAL COM	COMMON STOCK	89832Q109	6,057	127,717	SH		SOLE		126,090	1,103	524
TRUIST FINANCIAL COM	COMMON STOCK	89832Q109	60	1,256	SH		DFND		1,256	0	0
US BANCORP DEL COM	COMMON STOCK	902973304	1,964	42,670	SH		SOLE		41,898	650	122
US BANCORP DEL COM	COMMON STOCK	902973304	14	300	SH		DFND		300	0	0
UNION PAC CORP COM	COMMON STOCK	907818108	4,297	20,148	SH		SOLE		19,910	200	38
UNION PAC CORP COM	COMMON STOCK	907818108	27	125	SH		DFND		125	0	0
UNITED PARCEL SERVICE COM	COMMON STOCK	911312106	740	4,052	SH		SOLE		3,912	87	53
UNITED PARCEL SERVICE COM	COMMON STOCK	911312106	201	1,100	SH		DFND		1,100	0	0
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	12,371	24,085	SH		SOLE		23,894	45	146
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	53	104	SH		DFND		104	0	0
VF CORP COM	COMMON STOCK	918204108	3,128	70,839	SH		SOLE		69,198	1,075	566
VF CORP COM	COMMON STOCK	918204108	65	1,466	SH		DFND		1,371	95	0
VALERO ENERGY NEW COM	COMMON STOCK	91913Y100	4,248	39,971	SH		SOLE		39,874	0	97
VALERO ENERGY NEW COM	COMMON STOCK	91913Y100	1	10	SH		DFND		10	0	0
VANECK ETF TRUST GOLD MINERS ETF	ETF COMMODITY	92189F106	263	9,600	SH		SOLE		9,600	0	0
VANGUARD INTERMEDIATE-TERM	ETF FIXED TAXABLE	921937819	12,638	162,761	SH		SOLE		156,869	4,402	1,490
VANGUARD INTERMEDIATE-TERM	ETF FIXED TAXABLE	921937819	50	650	SH		DFND		650	0	0
VANGUARD S/T BOND INDEX ETF	ETF FIXED TAXABLE	921937827	3,049	39,711	SH		SOLE		39,711	0	0
VANGUARD W HIGH DIV YIELD ETF	ETF LARGE CAP/MULTI-CAP	921946406	3,011	29,610	SH		SOLE		29,502	108	0
VANGUARD W HIGH DIV YIELD ETF	ETF LARGE CAP/MULTI-CAP	921946406	51	500	SH		DFND		500	0	0
VANGUARD TOTAL INTL BD IDX ETF	ETF FIXED TAXABLE	92203J407	6,254	126,251	SH		SOLE		124,463	886	902
VANGUARD TOTAL INTL BD IDX ETF	ETF FIXED TAXABLE	92203J407	148	2,987	SH		DFND		2,987	0	0
VANGUARD INFO TECH ETF	COMMON STOCK	92204A702	17,290	52,950	SH		SOLE		52,950	0	0
VANGUARD INFO TECH ETF	COMMON STOCK	92204A702	64	195	SH		DFND		195	0	0
VANGUARD FTSE ALL WRLD EX US ETF	ETF INTERNATIONAL	922042775	1,263	25,292	SH		SOLE		25,292	0	0
VANGUARD INTER-TERM CORP	ETF FIXED TAXABLE	92206C870	374	4,673	SH		SOLE		4,673	0	0
VANGUARD TAX- EXEMPT BOND	ETF FIXED TAX FREE	922907746	324	6,500	SH		SOLE		6,500	0	0
VANGUARD I S&P 500 COM	ETF LARGE CAP/MULTI-CAP	922908363	11,866	34,209	SH		SOLE		34,074	0	135
VANGUARD I S&P 500 COM	ETF LARGE CAP/MULTI-CAP	922908363	40	115	SH		DFND		55	60	0
VANGUARD REIT INDEX ETF	ETF REAL ESTATE	922908553	10,495	115,194	SH		SOLE		112,929	2,052	213
VANGUARD REIT INDEX ETF	ETF REAL ESTATE	922908553	140	1,536	SH		DFND		1,373	163	0
VANGUARD MID-CAP INDEX ETF	ETF MID CAP	922908629	4,658	23,646	SH		SOLE		23,646	0	0
VANGUARD I LARGE CAP ETF	ETF LARGE CAP/MULTI-CAP	922908637	1,360	7,893	SH		SOLE		7,893	0	0
VANGUARD I EXTENDED MARKET ETF	ETF LARGE CAP/MULTI-CAP	922908652	587	4,477	SH		SOLE		4,477	0	0
VANGUARD SMALL-CAP ETF	ETF SMALL CAP	922908751	4,656	26,438	SH		SOLE		26,438	0	0
VERIZON COMMUNICATIONS INC COM	COMMON STOCK	92343V104	5,151	101,489	SH		SOLE		100,659	580	250
VERIZON COMMUNICATIONS INC COM	COMMON STOCK	92343V104	147	2,894	SH		DFND		2,825	69	0
VISA COM	COMMON STOCK	92826C839	15,671	79,595	SH		SOLE		79,088	264	243
VISA COM	COMMON STOCK	92826C839	153	776	SH		DFND		776	0	0
WAL MART STORES INC COM	COMMON STOCK	931142103	6,661	54,792	SH		SOLE		54,067	425	300
WAL MART STORES INC COM	COMMON STOCK	931142103	104	852	SH		DFND		777	75	0
WASTE MANAGEMENT INC COM	COMMON STOCK	94106L109	271	1,769	SH		SOLE		1,769	0	0
YETI HOLDINGS INC	COMMON STOCK	98585X104	1,749	40,432	SH		SOLE		40,085	100	247
YETI HOLDINGS INC	COMMON STOCK	98585X104	27	635	SH		DFND		635	0	0