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SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
Report for the Calendar Year or Quarter Ended: 06-30-2026
Check here if Amendment checkbox unchecked Amendment Number:
This Amendment (Check only one.): checkbox unchecked is a restatement.
checkbox unchecked adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: FIRST MERCHANTS CORP
Address: 200 East Jackson Street
Muncie, IN  47305
Form 13F File Number: 028-13037
CRD Number (if applicable):
SEC File Number (if applicable):

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Heather Roche
Title: Private Wealth Operations, Asst Manager
Phone: 765-747-1503
Signature, Place, and Date of Signing:
Heather Roche Muncie,  IN 07-02-2026
[Signature] [City, State] [Date]
Report Type (Check only one.):
checkbox checked 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
checkbox unchecked 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
checkbox unchecked 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 500
Form 13F Information Table Value Total: 2,839,926,075
(round to nearest dollar)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
NONE
SEC FORM 13-F Information Table

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
12.565 OWNER INT Other Assets 871106993   282,950 2 SH   SOLE   2 0 0
1ST INTERNET BK IN Equities 320557101   310,582 11,172 SH   SOLE   11,172 0 0
A/B/I-LOC#5299624 Other Assets ASBEITLOC   1 1,000,000 SH   SOLE   1,000,000 0 0
ABBOTT LABS COMMON Equities 002824100   3,565,901 39,298 SH   SOLE   38,398 900 0
ABBVIE Equities 00287Y109   14,866,388 59,078 SH   SOLE   58,762 316 0
ABBVIE Equities 00287Y109   13,840 55 SH   OTR   55 0 0
ABI FM CL 1228820100 Other Assets 036000990   1 1,000,000 SH   SOLE   1,000,000 0 0
ABI FMB CL 3543986 Other Assets 3543986CL   5 6,000,000 SH   SOLE   6,000,000 0 0
ABI FMB LN #5463327 Other Assets 5463327LN   1 39,254 SH   SOLE   39,254 0 0
ABI FMB LOC #5471834 Other Assets 5471834LC   2 405,000 SH   SOLE   405,000 0 0
ABI FMB LOC 5831458 Other Assets 5486823LC   1 600,000 SH   SOLE   600,000 0 0
ABI LN #3448746 Other Assets 3461939LN   0 50,000 SH   SOLE   50,000 0 0
ACCENTURE PLC Equities G1151C101   5,162,269 41,484 SH   SOLE   40,997 487 0
ACCENTURE PLC Equities G1151C101   25,759 207 SH   OTR   207 0 0
ADOBE SYSTEMS INC Equities 00724F101   248,484 1,212 SH   SOLE   512 700 0
ADVANCED MICRO DEV Equities 007903107   565,225 973 SH   SOLE   973 0 0
AFLAC INC Equities 001055102   595,982 5,083 SH   SOLE   5,083 0 0
AGGREGATE BOND ISHR Equities 464287226   701,372 7,086 SH   OTR   7,086 0 0
AGGREGATE BOND ISHR Equities 464287226   29,540,680 298,451 SH   SOLE   295,831 2,620 0
ALLERIAN MLP ETF Equities 00162Q452   1,033,474 19,932 SH   SOLE   19,932 0 0
ALLIANT CORP Equities 018802108   38,145 500 SH   OTR   500 0 0
ALLIANT CORP Equities 018802108   1,191,039 15,612 SH   SOLE   14,212 1,400 0
ALPHABET CL A Equities 02079K305   477,089 1,335 SH   OTR   1,335 0 0
ALPHABET CL A Equities 02079K305   63,563,258 177,864 SH   SOLE   176,262 1,602 0
ALPHABET INC CL C Equities 02079K107   105,999 300 SH   OTR   300 0 0
ALPHABET INC CL C Equities 02079K107   3,077,858 8,711 SH   SOLE   8,711 0 0
ALTRIA GROUP INC Equities 02209S103   920,960 12,800 SH   SOLE   12,800 0 0
AM NEW WORLD FD F3 Mutual Funds 649280773   573,418 5,271 SH   SOLE   5,271 0 0
AMAZON Equities 023135106   32,102,730 134,693 SH   SOLE   134,602 91 0
AMAZON Equities 023135106   77,699 326 SH   OTR   326 0 0
AMERICAN CENTURY ULT Mutual Funds 025083882   1,591,663 16,061 SH   SOLE   16,061 0 0
AMERICAN EURO GRWTH Mutual Funds 298706110   56,608 887 SH   OTR   887 0 0
AMERICAN EURO GRWTH Mutual Funds 298706110   765,985 12,002 SH   SOLE   12,002 0 0
AMERICAN WTR CO Equities 030420103   972,508 7,391 SH   SOLE   7,391 0 0
AMERIPRISE FINL Equities 03076C106   3,446,205 7,513 SH   SOLE   7,213 300 0
AMETEK INC Equities 031100100   45,243 187 SH   OTR   187 0 0
AMETEK INC Equities 031100100   10,106,076 41,771 SH   SOLE   41,716 55 0
AMGEN INC Equities 031162100   3,085,625 8,521 SH   SOLE   8,521 0 0
AMPHENOL CORPORATION Equities 032095101   32,622,903 185,021 SH   SOLE   184,869 152 0
AMPHENOL CORPORATION Equities 032095101   194,481 1,103 SH   OTR   1,103 0 0
APPLE INC Equities 037833100   55,911,297 193,224 SH   SOLE   191,952 1,272 0
APPLE INC Equities 037833100   1,010,156 3,491 SH   OTR   3,491 0 0
APPLIED MATLS INC Equities 038222105   318,843 441 SH   SOLE   441 0 0
ARTISAN DEV WORLD FD Mutual Funds 04314H618   330,557 14,608 SH   SOLE   14,608 0 0
ASSIGN. OF BEN. INT. Other Assets 103005997   1 100,000 SH   SOLE   100,000 0 0
AUNT DIANA FUDGE Equities 169001997   563,203 900 SH   SOLE   900 0 0
AUTO DATA PROCESSING Equities 053015103   4,927 22 SH   OTR   22 0 0
AUTO DATA PROCESSING Equities 053015103   3,440,992 15,365 SH   SOLE   14,715 650 0
AVANTIS US SMALL CAP Equities 025072877   56,641 454 SH   OTR   454 0 0
AVANTIS US SMALL CAP Equities 025072877   24,631,117 197,428 SH   SOLE   197,410 18 0
BAE SYSTEMS PLC ADR Equities 05523R107   6,519,686 66,597 SH   SOLE   65,722 875 0
BAE SYSTEMS PLC ADR Equities 05523R107   12,629 129 SH   OTR   129 0 0
BALL CORP, COMMON Equities 058498106   4,344,413 69,622 SH   SOLE   69,622 0 0
BANK OF MONTREAL Equities 063671101   479,917 2,716 SH   SOLE   2,716 0 0
BARCLAY CONV SEC SDR Equities 78464A359   1,041,433 9,659 SH   SOLE   9,659 0 0
BEAMAN FAMILY FARMS Equities RECORD68A   2,666,000 1 SH   SOLE   1 0 0
BECTON DICKINSON Equities 075887109   333,229 2,202 SH   SOLE   2,202 0 0
BERKSHIRE HATH CL A Equities 084670108   2,246,550 3 SH   SOLE   3 0 0
BERKSHIRE HATHAWAY Equities 084670702   129,601 259 SH   OTR   259 0 0
BERKSHIRE HATHAWAY Equities 084670702   7,075,014 14,139 SH   SOLE   14,139 0 0
BIOTECH INDEX ISHR Equities 464287556   344,244 1,810 SH   SOLE   1,135 675 0
BLACKBIRD FARMS Other Assets 694118993   1,083,000 48 SH   SOLE   48 0 0
BLACKROCK Equities 09290D101   19,231 20 SH   OTR   20 0 0
BLACKROCK Equities 09290D101   10,713,702 11,142 SH   SOLE   11,133 9 0
BLACKSTONE GROUP Equities 09260D107   282,408 2,400 SH   SOLE   2,400 0 0
BROADCOM INC NPV Equities 11135F101   360,374 954 SH   OTR   954 0 0
BROADCOM INC NPV Equities 11135F101   49,532,847 131,126 SH   SOLE   131,064 62 0
BROWN & BROWN Equities 115236101   35,026 546 SH   OTR   546 0 0
BROWN & BROWN Equities 115236101   5,633,974 87,825 SH   SOLE   85,736 2,089 0
CAN NATL RAILWAY Equities 136375102   886,788 7,437 SH   SOLE   7,437 0 0
CARDINAL HEALTH INC Equities 14149Y108   506,478 2,132 SH   SOLE   2,132 0 0
CASEY'S GEN STORE Equities 147528103   2,682,416 3,375 SH   SOLE   3,375 0 0
CATERPILLAR Equities 149123101   10,994,028 10,324 SH   SOLE   10,324 0 0
CDM ASSOC LLC Other Assets CDMASOLLC   4,573,333 40 SH   SOLE   40 0 0
CENCORA, INC Equities 03073E105   749,897 2,650 SH   SOLE   2,650 0 0
CHARLES SCHWAB CORP Equities 808513105   11,501,825 124,654 SH   SOLE   124,545 109 0
CHARLES SCHWAB CORP Equities 808513105   23,529 255 SH   OTR   255 0 0
CHEVRON CORP Equities 166764100   5,831,271 35,179 SH   SOLE   34,779 400 0
CHUBB LIMITED Equities H1467J104   96,089 282 SH   OTR   282 0 0
CHUBB LIMITED Equities H1467J104   13,868,799 40,702 SH   SOLE   40,314 388 0
CISCO SYSTEMS Equities 17275R102   7,375,901 62,795 SH   SOLE   61,195 1,600 0
CISCO SYSTEMS Equities 17275R102   105,714 900 SH   OTR   900 0 0
CME Equities 12572Q105   376,736 1,706 SH   SOLE   1,706 0 0
COCA COLA CO, COMMON Equities 191216100   1,823,699 22,440 SH   SOLE   22,440 0 0
COLGATE PALMOLIVE, C Equities 194162103   343,800 3,750 SH   SOLE   3,750 0 0
COLUMBIA CONTRARIAN Mutual Funds 19766M709   281,425 6,476 SH   SOLE   6,476 0 0
COLUMBIA CORP INC FUND I Mutual Funds 19765N518   1,344,090 146,895 SH   SOLE   146,895 0 0
COLUMBIA ULTRA SHORT DURATION M Mutual Funds 19766J219   149,867 14,972 SH   SOLE   14,972 0 0
COMCAST CL A Equities 20030N101   409,150 16,666 SH   SOLE   16,666 0 0
COMM SERVICES Equities 81369Y852   38,674 361 SH   OTR   361 0 0
COMM SERVICES Equities 81369Y852   4,694,544 43,821 SH   SOLE   43,273 548 0
COMMUNITY FINANCIAL CORP Equities COMMFINPP   316,000 2,000 SH   SOLE   2,000 0 0
CONOCOPHILLIPS Equities 20825C104   28,277 272 SH   OTR   272 0 0
CONOCOPHILLIPS Equities 20825C104   4,849,734 46,650 SH   SOLE   46,096 554 0
CONSTELLATION ENERGY Equities 21037T109   4,650,977 18,726 SH   SOLE   18,705 21 0
CONSTELLATION ENERGY Equities 21037T109   5,464 22 SH   OTR   22 0 0
CONSUMER DISC SPDR Equities 81369Y407   6,404,895 54,612 SH   SOLE   53,862 750 0
CONSUMER DISC SPDR Equities 81369Y407   132,996 1,134 SH   OTR   1,134 0 0
CONSUMER STAPLE SPDR Equities 81369Y308   260,591 3,137 SH   OTR   3,137 0 0
CONSUMER STAPLE SPDR Equities 81369Y308   5,512,525 66,360 SH   SOLE   65,729 631 0
COPART INC Equities 217204106   5,272 187 SH   OTR   187 0 0
COPART INC Equities 217204106   3,625,431 128,607 SH   SOLE   128,435 172 0
CORNING INC Equities 219350105   1,652,377 6,469 SH   SOLE   6,469 0 0
CORTEVA INC Equities 22052L104   2,090,403 24,683 SH   SOLE   24,683 0 0
COSTCO WHOLESALE Equities 22160K105   116,934 125 SH   OTR   125 0 0
COSTCO WHOLESALE Equities 22160K105   13,169,547 14,078 SH   SOLE   13,872 206 0
CRYSTAL VALLEY FIN Equities 22941P100   203,450 2,600 SH   SOLE   2,600 0 0
CULLEN FROST BANKERS Equities 229899109   6,012,064 38,908 SH   SOLE   38,871 37 0
CULLEN FROST BANKERS Equities 229899109   45,429 294 SH   OTR   294 0 0
CUMMINS INC Equities 231021106   10,346,537 14,507 SH   SOLE   14,507 0 0
CUMMINS INC Equities 231021106   106,982 150 SH   OTR   150 0 0
CVS CORP DELAWARE Equities 126650100   507,836 4,909 SH   SOLE   4,909 0 0
DANAHER CORP Equities 235851102   23,429 123 SH   OTR   123 0 0
DANAHER CORP Equities 235851102   6,312,507 33,140 SH   SOLE   32,386 754 0
DEERE AND COMPANY Equities 244199105   2,351,461 3,707 SH   SOLE   3,707 0 0
DEL LIFE REGATTA Other Assets 545003998   1 350,810 SH   SOLE   350,810 0 0
DFA EMERGING MKTS Mutual Funds 233203421   2,587,362 73,801 SH   SOLE   72,082 1,719 0
DFA SMALL CAP VALUE Mutual Funds 233203819   3,114,459 51,251 SH   SOLE   50,213 1,038 0
DIMENSIONAL ETF TR Equities 25434V708   1,516,092 34,177 SH   SOLE   34,177 0 0
DISNEY WALT COMPANY Equities 254687106   9,914 103 SH   OTR   103 0 0
DISNEY WALT COMPANY Equities 254687106   3,413,699 35,467 SH   SOLE   35,031 436 0
DJ SEL DVD ISH Equities 464287168   255,082 1,632 SH   SOLE   1,275 357 0
DODGE & COX INCOME Mutual Funds 256210105   12,493,469 985,294 SH   SOLE   965,277 20,017 0
DODGE & COX INTL FD Mutual Funds 256206103   3,934,259 210,842 SH   SOLE   206,825 4,017 0
DODGE & COX INTL FD Mutual Funds 256206103   5,129 275 SH   OTR   275 0 0
DUKE ENERGY CORP Equities 26441C204   450,498 3,559 SH   SOLE   3,559 0 0
EATON CORPORATION Equities G29183103   51,561 121 SH   OTR   121 0 0
EATON CORPORATION Equities G29183103   5,367,834 12,597 SH   SOLE   12,503 94 0
EATON VANCE LIMITED DURATION IN Equities 27828H105   196,770 21,000 SH   SOLE   21,000 0 0
ECOLAB Equities 278865100   5,773,635 20,723 SH   SOLE   20,355 368 0
ECOLAB Equities 278865100   5,294 19 SH   OTR   19 0 0
ELEVANCE HEALTH Equities 036752103   740,201 1,914 SH   SOLE   1,914 0 0
EMERSON ELEC CO, COM Equities 291011104   663,357 4,634 SH   SOLE   4,634 0 0
ENERGY SPDR Equities 81369Y506   3,206,888 60,382 SH   SOLE   59,862 520 0
ENERGY SPDR Equities 81369Y506   146,584 2,760 SH   OTR   2,760 0 0
ENTERPRISE PROD LTD Other Assets 293792107   328,046 8,924 SH   SOLE   8,924 0 0
EOG RESOURCES INC Equities 26875P101   11,805 91 SH   OTR   91 0 0
EOG RESOURCES INC Equities 26875P101   7,297,572 56,252 SH   SOLE   55,761 491 0
EXTRA SPACE STO Mutual Funds 30225T102   409,455 2,818 SH   SOLE   2,818 0 0
EXXON MOBIL CORP Equities 30231G102   12,305 90 SH   OTR   90 0 0
EXXON MOBIL CORP Equities 30231G102   7,299,618 53,391 SH   SOLE   52,658 733 0
FED GOVT TAX MAN P Cash Equivalents 60934N856   204,306 204,307 SH   SOLE   204,307 0 0
FED MDT L/C VAL Mutual Funds 314209701   679,885 17,237 SH   SOLE   17,237 0 0
FED SH INTRM TTL BD Mutual Funds 31420B862   98,253,648 9,737,726 SH   SOLE   9,733,900 3,826 0
FED SH INTRM TTL BD Mutual Funds 31420B862   1,960,885 194,340 SH   OTR   194,340 0 0
FED TTL RET BD CL R6 Mutual Funds 31428Q739   1,489,843 157,823 SH   OTR   157,823 0 0
FED TTL RET BD CL R6 Mutual Funds 31428Q739   92,896,885 9,840,773 SH   SOLE   9,838,129 2,644 0
FEDERATED KAUFMANN Mutual Funds 314172644   70,315 10,902 SH   SOLE   10,902 0 0
FIDELITY CONTRAFUND Mutual Funds 316071109   39,768,594 1,483,920 SH   SOLE   1,469,788 14,132 0
FIDELITY CONTRAFUND Mutual Funds 316071109   600,144 22,393 SH   OTR   22,393 0 0
FIDELITY GROWTH Mutual Funds 316200104   750,024 12,712 SH   SOLE   12,712 0 0
FIDELITY INTRMD TRS Mutual Funds 31635V257   2,770,305 286,189 SH   SOLE   286,189 0 0
FIDELITY MAGELLAN Mutual Funds 316184100   544,256 34,512 SH   SOLE   34,512 0 0
FIDELITY S/T TRS BD Mutual Funds 31635V216   3,544,787 345,834 SH   SOLE   335,982 9,852 0
FIDELITY ST TAX FREE Mutual Funds 316412204   209,987 17,917 SH   SOLE   17,917 0 0
FINANCIAL SPDR Equities 81369Y605   36,776 686 SH   OTR   686 0 0
FINANCIAL SPDR Equities 81369Y605   6,061,361 113,064 SH   SOLE   111,467 1,597 0
FIRST MERCHANTS CORP Equities 320817109   200,974 4,600 SH   OTR   4,600 0 0
FIRST MERCHANTS CORP Equities 320817109   22,604,944 517,394 SH   SOLE   510,143 7,251 0
FMB LOC 5478936 Other Assets 5478936LC   1 500,000 SH   SOLE   500,000 0 0
FMB LOC 5814715 Other Assets 5814715LC   0 500,000 SH   SOLE   500,000 0 0
FMPW INST MONEY Cash Equivalents 100001999   175,297,417 175,297,426 SH   SOLE   174,850,716 446,710 0
FMPW INST MONEY Cash Equivalents 100001999   1,023,332 1,023,335 SH   OTR   1,023,335 0 0
FORD MOTOR CO Equities 345370860   635,564 45,724 SH   SOLE   41,724 4,000 0
FORTINET Equities 34959E109   14,991,622 97,589 SH   SOLE   97,492 97 0
FORTINET Equities 34959E109   18,588 121 SH   OTR   121 0 0
FPA NEW INCOME Mutual Funds 30254T643   4,410,153 444,123 SH   SOLE   444,123 0 0
FRANKLIN ELECTRIC Equities 35351410X   10,719,000 100,000 SH   SOLE   100,000 0 0
GATEWAY FUND Mutual Funds 367829884   1,520,632 28,616 SH   SOLE   28,616 0 0
GE Equities 369604301   264,601 708 SH   SOLE   708 0 0
GEV VERNOVA Equities 36828A101   206,775 176 SH   SOLE   176 0 0
GOLDMAN SACHS Equities 38141G104   570,413 564 SH   SOLE   564 0 0
GRACO INC Equities 384109104   524,053 6,931 SH   SOLE   6,181 750 0
GRACO INC Equities 384109104   26,464 350 SH   OTR   350 0 0
GRANT COUNTY STATE Equities 372005991   10,174,223 8,340 SH   SOLE   8,340 0 0
GS EQU DIV & PREM I Mutual Funds 38143H720   424,662 21,285 SH   SOLE   21,285 0 0
GS FIN SQ GOVT Cash Equivalents 38141W273   3,588,437 3,588,438 SH   SOLE   3,363,584 224,854 0
GS FIN SQ GOVT Cash Equivalents 38141W273   337,516 337,516 SH   OTR   337,516 0 0
HCA HOLDINGS Equities 40412C101   204,692 525 SH   SOLE   525 0 0
HEALTHCARE SPDR Equities 81369Y209   270,991 1,708 SH   OTR   1,708 0 0
HEALTHCARE SPDR Equities 81369Y209   8,792,303 55,416 SH   SOLE   54,843 573 0
HOME DEPOT INC Equities 437076102   8,347,583 23,669 SH   SOLE   23,457 212 0
HOME DEPOT INC Equities 437076102   29,978 85 SH   OTR   85 0 0
HUBBELL INC Equities 443510607   261,600 500 SH   SOLE   500 0 0
HUNTINGTON BANCSHARE Equities 446150104   1,682,488 94,895 SH   SOLE   94,895 0 0
IL TOOL WORKS INC Equities 452308109   270,470 1,000 SH   SOLE   1,000 0 0
IMPAX INTER SUST ECONOMY FUND I Mutual Funds 704223742   517,369 38,870 SH   SOLE   38,870 0 0
INDUSTRIAL SPDR Equities 81369Y704   4,420,884 23,867 SH   SOLE   23,518 349 0
INGERSOLL RAND 5.314 6/15/31 Fixed Income 45687VAE6   433,789 425,000 PRN   SOLE   425,000 0 0
INTEL CORP Equities 458140100   3,158,989 22,624 SH   SOLE   22,624 0 0
INTERNATIONAL BUSINE Equities 459200101   306,238 1,089 SH   SOLE   1,089 0 0
INVESCO Equities 46090A887   501,199 9,994 SH   OTR   9,994 0 0
INVESCO Equities 46090A887   11,120,211 221,739 SH   SOLE   220,016 1,723 0
INVESCO BAL RISK CMMDTY FUND Mutual Funds 00888Y508   517,007 64,465 SH   SOLE   64,465 0 0
INVESCO QQQ TRSER 1 Equities 46090E103   932,282 1,266 SH   SOLE   1,266 0 0
INVESCO S&P 500 Equities 46137V357   2,024,507 9,515 SH   SOLE   9,515 0 0
ISHARES 0-3 MO TRS Equities 46436E718   10,317,064 102,484 SH   SOLE   102,484 0 0
ISHARES INTERM GOV/CRED BOND ET Equities 464288612   489,947 4,618 SH   SOLE   4,618 0 0
ISHARES MSCI US MTUM Equities 46432F396   598,238 1,745 SH   SOLE   1,745 0 0
ISHARES TR Equities 464287754   99,990 600 SH   OTR   600 0 0
ISHARES TR Equities 464287788   165,763 1,300 SH   OTR   1,300 0 0
ISHARES TR Equities 464287788   237,806 1,865 SH   SOLE   1,865 0 0
ISHARES TR Equities 464287762   22,381 334 SH   SOLE   334 0 0
ISHARES TR Equities 464288448   417,614 10,080 SH   SOLE   10,080 0 0
ISHARES TR Equities 464287754   105,656 634 SH   SOLE   634 0 0
ISHARES TR Equities 464287762   256,983 3,835 SH   OTR   3,835 0 0
ISHARES TR CORE MSCI Equities 46432F842   18,022,311 186,605 SH   SOLE   183,197 3,408 0
ISHARES TR CORE MSCI Equities 46432F842   735,746 7,618 SH   OTR   7,618 0 0
J P MORGAN CHASE Equities 46625H100   28,256,435 86,324 SH   SOLE   86,308 16 0
J P MORGAN CHASE Equities 46625H100   193,125 590 SH   OTR   590 0 0
JACK HENRY & ASSOC Equities 426281101   638,425 4,635 SH   SOLE   4,635 0 0
JACK HENRY & ASSOC Equities 426281101   24,655 179 SH   OTR   179 0 0
JANUS ENTERPRISE Mutual Funds 47103C795   29,778,548 190,672 SH   SOLE   190,406 266 0
JANUS ENTERPRISE Mutual Funds 47103C795   377,717 2,421 SH   OTR   2,421 0 0
JOHNSON & JOHNSON CO Equities 478160104   49,778 196 SH   OTR   196 0 0
JOHNSON & JOHNSON CO Equities 478160104   12,527,324 49,326 SH   SOLE   48,650 676 0
KEYCORP Equities 493267108   228,057 9,894 SH   SOLE   9,894 0 0
KINDER MORGAN Equities 49456B101   415,418 12,994 SH   SOLE   12,994 0 0
KLA-TENCOR CORP Equities 482480100   289,642 960 SH   SOLE   960 0 0
L RYAN PN DTD 12-1-25 6.5 $310 Other Assets LRYAN26PN   291,916 310,880 SH   SOLE   310,880 0 0
L3HARRIS TECH Equities 502431109   5,244,568 18,048 SH   SOLE   17,498 550 0
L3HARRIS TECH Equities 502431109   87,177 300 SH   OTR   300 0 0
LA-Z BOY Equities 505336107   568,179 14,162 SH   SOLE   14,162 0 0
LAKELAND FINL Equities 511656100   216,020 3,500 SH   SOLE   3,500 0 0
LAM RESEARCH Equities 512807306   43,825,263 101,136 SH   SOLE   101,082 54 0
LAM RESEARCH Equities 512807306   513,929 1,186 SH   OTR   1,186 0 0
LANCASTER COLONY Equities 513847103   536,552 4,700 SH   SOLE   4,700 0 0
LILLY ELI & CO, COM Equities 532457108   30,691,015 25,588 SH   OTR   25,588 0 0
LILLY ELI & CO, COM Equities 532457108   29,793,841 24,840 SH   SOLE   24,728 112 0
LINCOLN NATL LIFE Other Assets JP55196IP   492,993 1 SH   SOLE   1 0 0
LINDE PLC Equities G54950103   9,928,360 19,132 SH   SOLE   18,816 316 0
LINDE PLC Equities G54950103   14,011 27 SH   OTR   27 0 0
LOC #3243385 Other Assets 3243385LC   1 3,750,000 SH   SOLE   3,750,000 0 0
LOC5299934 Other Assets LOC5299MC   1 395,000 SH   SOLE   395,000 0 0
LOCKHEED MARTIN Equities 539830109   45,851 90 SH   OTR   90 0 0
LOCKHEED MARTIN Equities 539830109   676,053 1,327 SH   SOLE   1,327 0 0
LORD ABBETT ULTRA SH Mutual Funds 54401E473   220,656 22,044 SH   SOLE   22,044 0 0
LOWE'S COMPANIES Equities 548661107   13,560,355 61,501 SH   SOLE   61,219 282 0
LOWE'S COMPANIES Equities 548661107   98,559 447 SH   OTR   447 0 0
LT Other Assets 694120999   1,120,525 48 SH   SOLE   48 0 0
MAINSTAY HY MUNI I Mutual Funds 56063U521   239,642 20,037 SH   SOLE   20,037 0 0
MARATHON PETROLEUM Equities 56585A102   300,412 1,175 SH   SOLE   1,175 0 0
MARVELL TECH Equities 573874104   357,468 1,200 SH   SOLE   1,200 0 0
MASTERCARD Equities 57636Q104   832,546 1,621 SH   SOLE   1,621 0 0
MATERIALS SPDR Equities 81369Y100   73,297 1,442 SH   OTR   1,442 0 0
MATERIALS SPDR Equities 81369Y100   4,298,693 84,570 SH   SOLE   83,048 1,522 0
MCDONALD'S CORP, COM Equities 580135101   6,871,821 25,422 SH   SOLE   25,401 21 0
MCDONALD'S CORP, COM Equities 580135101   67,848 251 SH   OTR   251 0 0
MERCK & CO INC, COM Equities 58933Y105   741,445 5,770 SH   SOLE   5,770 0 0
META PLATFORMS INC Equities 30303M102   12,284,228 21,808 SH   SOLE   21,789 19 0
META PLATFORMS INC Equities 30303M102   103,645 184 SH   OTR   184 0 0
MFS GROWTH FD CL I Mutual Funds 552985863   618,394 3,020 SH   SOLE   3,020 0 0
MFS INT'L NEW DISC Mutual Funds 552981383   645,079 18,002 SH   SOLE   18,002 0 0
MFS MID CAP GRWTH FD Mutual Funds 552987554   623,123 20,273 SH   SOLE   20,273 0 0
MFS MIDCAP VALUE R6 Mutual Funds 55273W475   26,223,976 742,471 SH   SOLE   742,385 86 0
MFS MIDCAP VALUE R6 Mutual Funds 55273W475   298,730 8,459 SH   OTR   8,459 0 0
MFS VALUE FUND CLI Mutual Funds 552983694   662,004 12,393 SH   SOLE   12,393 0 0
MICROCHIP TECH Equities 595017104   632,654 6,937 SH   SOLE   6,937 0 0
MICROSOFT CORP Equities 594918104   453,219 1,215 SH   OTR   1,215 0 0
MICROSOFT CORP Equities 594918104   37,817,887 101,383 SH   SOLE   100,232 1,151 0
MLC PROPERTIES LLC Other Assets 241001999   1,229,700 1 SH   SOLE   1 0 0
MORGAN STANLEY 4.431 1/23/30 Fixed Income 6174468G7   24,779 25,000 PRN   OTR   25,000 0 0
MORGAN STANLEY 4.431 1/23/30 Fixed Income 6174468G7   703,736 710,000 PRN   SOLE   710,000 0 0
MORGAN STANLEY BANK 4.800 DUE Fixed Income 61768E6B4   75,479 75,000 PRN   SOLE   75,000 0 0
MORGAN STANLEY INTL Mutual Funds 61756E461   279,344 9,794 SH   OTR   9,794 0 0
MORGAN STANLEY INTL Mutual Funds 61756E461   20,556,009 720,754 SH   SOLE   719,664 1,090 0
MRGAN, DN WTTR, DISC Equities 617446448   635,482 3,040 SH   SOLE   3,040 0 0
MSCI EAFE ISHR Equities 464287465   1,079,729 10,394 SH   SOLE   10,394 0 0
MSCI EAFE ISHR Equities 464287465   222,615 2,143 SH   OTR   2,143 0 0
MSCI EMERG MKTS Equities 46434G103   229,135 2,766 SH   OTR   2,766 0 0
MSCI EMERG MKTS Equities 46434G103   8,520,591 102,856 SH   SOLE   101,046 1,810 0
MSCI EMG MKT IND ISH Equities 464287234   154,265 2,255 SH   OTR   2,255 0 0
MSCI EMG MKT IND ISH Equities 464287234   2,560,449 37,428 SH   SOLE   37,178 250 0
NESTLE SA ADR Equities 641069406   278,084 2,700 SH   SOLE   2,700 0 0
NETFLIX Equities 64110L106   39,627 555 SH   OTR   555 0 0
NETFLIX Equities 64110L106   3,108,470 43,536 SH   SOLE   43,491 45 0
NEXTERA ENERGY Equities 65339F101   3,587,248 40,871 SH   SOLE   40,871 0 0
NORFOLK SOUTHERN Equities 655844108   406,765 1,293 SH   SOLE   1,293 0 0
NORTH ULT-SH FIX INC Mutual Funds 665162467   447,625 43,460 SH   OTR   43,460 0 0
NORTH ULT-SH FIX INC Mutual Funds 665162467   34,953,138 3,393,521 SH   SOLE   3,360,628 32,893 0
NORTHERN GLOBAL SUST Mutual Funds 665130308   766,502 26,866 SH   SOLE   26,866 0 0
NORTHERN MIDCAP Mutual Funds 665130100   126,268 5,174 SH   OTR   5,174 0 0
NORTHERN MIDCAP Mutual Funds 665130100   8,368,426 342,967 SH   SOLE   342,967 0 0
NORTHROP GRUMMAN Equities 666807102   514,403 1,010 SH   SOLE   1,010 0 0
NUCOR CORP Equities 670346105   55,688 250 SH   OTR   250 0 0
NUCOR CORP Equities 670346105   1,325,363 5,950 SH   SOLE   5,950 0 0
NUVEEN ENH AMT FR Equities 67071L106   164,864 12,880 SH   SOLE   12,880 0 0
NUVEEN PRE COM Equities 67073B106   309,550 39,283 SH   SOLE   39,283 0 0
NVIDIA CORP Equities 67066G104   32,471,406 162,284 SH   SOLE   134,928 27,356 0
NVIDIA CORP Equities 67066G104   85,438 427 SH   OTR   427 0 0
O'REILLY AUTO Equities 67103H107   13,445 146 SH   OTR   146 0 0
O'REILLY AUTO Equities 67103H107   9,876,653 107,250 SH   SOLE   107,175 75 0
OMNICOM GROUP INC Equities 681919106   782,340 10,742 SH   SOLE   10,742 0 0
OPP STL PATH Mutual Funds 00143K251   507,755 43,140 SH   SOLE   43,140 0 0
ORACLE SYSTEMS Equities 68389X105   1,175,624 8,022 SH   SOLE   8,022 0 0
PALO ALTO NETWORKS Equities 697435105   988,958 2,900 SH   SOLE   2,900 0 0
PARKER HANNIFIN CORP Equities 701094104   528,185 540 SH   SOLE   540 0 0
PARNASSUS CORE EQ-IN Mutual Funds 701769101   822,676 13,430 SH   SOLE   13,430 0 0
PEPSICO INC Equities 713448108   6,786,383 50,121 SH   SOLE   49,505 616 0
PEPSICO INC Equities 713448108   41,026 303 SH   OTR   303 0 0
PERSIMMONS INC Other Assets PERSMSAFE   50,000 29,664 SH   SOLE   29,664 0 0
PFIZER INC Equities 717081103   9,632 400 SH   OTR   400 0 0
PFIZER INC Equities 717081103   388,097 16,117 SH   SOLE   16,117 0 0
PHILIP MORRIS INTL Equities 718172109   3,341,950 18,473 SH   SOLE   18,473 0 0
PHILLIPS 66 Equities 718546104   1,537,848 9,097 SH   SOLE   9,097 0 0
PIMCO INC FUND INST Mutual Funds 72201F490   159,623 14,698 SH   SOLE   14,698 0 0
PROCTER & GAMBLE CO, Equities 742718109   10,815,726 73,757 SH   SOLE   72,906 851 0
PROCTER & GAMBLE CO, Equities 742718109   47,951 327 SH   OTR   327 0 0
PROSHARES TR ULTRAPRO QQQ Equities 74347X831   1,620,000 20,000 SH   SOLE   20,000 0 0
PZENA EMERGING MKT Mutual Funds 00770X675   27,761,723 1,685,606 SH   SOLE   1,685,426 180 0
PZENA EMERGING MKT Mutual Funds 00770X675   143,149 8,693 SH   OTR   8,693 0 0
QUANTA Equities 74762E102   233,293 324 SH   SOLE   324 0 0
QUICKSILVER ENT LLC Other Assets 0100QUICK   3,120,000 100 SH   SOLE   100 0 0
RAYTHEON TECH Equities 75513E101   7,234,215 38,129 SH   SOLE   37,029 1,100 0
RAYTHEON TECH Equities 75513E101   69,441 366 SH   OTR   366 0 0
REAL ESTATE SEL SEC Equities 81369Y860   32,890 747 SH   OTR   747 0 0
REAL ESTATE SEL SEC Equities 81369Y860   5,031,440 114,273 SH   SOLE   112,974 1,299 0
REPUBLIC SERVICES Equities 760759100   266,350 1,250 SH   SOLE   1,250 0 0
RICHARD G HALSTEAD 4.77 DUE 12 Other Assets HALSTEAPN   86,509 86,509 SH   SOLE   86,509 0 0
ROGERS MARKETS INC Equities ROGERSCSS   400,890 1,743 SH   SOLE   1,743 0 0
ROPER INDUSTRIES INC Equities 776696106   1,692 5 SH   OTR   5 0 0
ROPER INDUSTRIES INC Equities 776696106   452,766 1,338 SH   SOLE   1,338 0 0
RUSSEL 2000 GWTH Equities 464287648   275,772 700 SH   SOLE   700 0 0
RUSSEL MC GR IN ISH Equities 464287481   9,664,524 66,010 SH   SOLE   64,834 1,176 0
RUSSEL MC GR IN ISH Equities 464287481   383,741 2,621 SH   OTR   2,621 0 0
RUSSELL 1000 GR ISHR Equities 464287614   509,470 4,103 SH   SOLE   4,103 0 0
RUSSELL 2000 ISHR Equities 464287655   4,307,552 14,337 SH   SOLE   13,917 420 0
RUSSELL MC IND ISH Equities 464287499   7,512,682 68,099 SH   SOLE   68,099 0 0
RUSSELL MC VI IN ISH Equities 464287473   6,054,153 36,781 SH   SOLE   35,701 1,080 0
RUSSELL MC VI IN ISH Equities 464287473   117,360 713 SH   OTR   713 0 0
S&P 100 ISHR Equities 464287101   334,771 915 SH   SOLE   915 0 0
S&P 400 MID-CAP SPDR Equities 78467Y107   478,975 681 SH   OTR   681 0 0
S&P 400 MID-CAP SPDR Equities 78467Y107   9,480,320 13,479 SH   SOLE   13,176 303 0
S&P 500 GR ISHR Equities 464287309   1,869,583 13,594 SH   OTR   13,594 0 0
S&P 500 GR ISHR Equities 464287309   33,460,911 243,299 SH   SOLE   240,595 2,704 0
S&P 500 INDEX Equities 464287200   2,451,117 3,273 SH   SOLE   3,273 0 0
S&P 500 SPDR Equities 78462F103   8,518,405 11,407 SH   SOLE   11,407 0 0
S&P 500 SPDR Equities 78462F103   4,181,912 5,600 SH   OTR   5,600 0 0
S&P 500 VAL ISHR Equities 464287408   889,167 3,916 SH   OTR   3,916 0 0
S&P 500 VAL ISHR Equities 464287408   19,353,005 85,233 SH   SOLE   84,371 862 0
S&P GLOBAL Equities 78409V104   32,174 79 SH   OTR   79 0 0
S&P GLOBAL Equities 78409V104   7,865,005 19,312 SH   SOLE   19,289 23 0
S&P M/C 400 GR ISHR Equities 464287606   13,651,738 116,185 SH   SOLE   113,584 2,601 0
S&P M/C 400 GR ISHR Equities 464287606   283,763 2,415 SH   OTR   2,415 0 0
S&P M/C 400 ISHR Equities 464287507   4,770,950 61,872 SH   SOLE   61,872 0 0
S&P M/C 400 ISHR Equities 464287507   431,045 5,590 SH   OTR   5,590 0 0
S&P M/C 400 VAL ISHR Equities 464287705   247,005 1,672 SH   OTR   1,672 0 0
S&P M/C 400 VAL ISHR Equities 464287705   13,283,438 89,917 SH   SOLE   89,007 910 0
S&P S/C 600 CR ISHR Equities 464287804   29,528,224 199,098 SH   SOLE   196,388 2,710 0
S&P S/C 600 CR ISHR Equities 464287804   977,215 6,589 SH   OTR   6,589 0 0
S&P S/C 600 GR ISHR Equities 464287887   2,114,088 11,837 SH   SOLE   11,837 0 0
S&P S/C 600 GR ISHR Equities 464287887   85,728 480 SH   OTR   480 0 0
S&P S/C 600 VAL ISHR Equities 464287879   2,206,289 16,142 SH   SOLE   15,764 378 0
S&P S/C 600 VAL ISHR Equities 464287879   129,026 944 SH   OTR   944 0 0
S&P TOT US Equities 464287150   228,171 1,389 SH   SOLE   1,389 0 0
SAP AKTIENGESELLSCH Equities 803054204   2,078,790 13,489 SH   SOLE   13,473 16 0
SAP AKTIENGESELLSCH Equities 803054204   4,623 30 SH   OTR   30 0 0
SCHLUMBERGER LTD Equities 806857108   265,969 5,721 SH   SOLE   5,721 0 0
SCHW ST US DIV EQ Equities 808524797   71,348 2,250 SH   OTR   2,250 0 0
SCHW ST US DIV EQ Equities 808524797   6,267,006 197,635 SH   SOLE   197,635 0 0
SCHW STR US TIPS ETF Equities 808524870   806,448 30,432 SH   SOLE   30,432 0 0
SCHWAB FDMTL INTL LC Mutual Funds 808509376   327,660 20,165 SH   OTR   20,165 0 0
SCHWAB FDMTL INTL LC Mutual Funds 808509376   55,845,673 3,436,657 SH   SOLE   3,420,845 15,812 0
SCHWAB FUNDAMENTAL Mutual Funds 808509442   540,327 14,627 SH   SOLE   14,627 0 0
SCHWAB INT DVD Equities 808524672   2,074,000 65,364 SH   SOLE   65,364 0 0
SERVICE NOW INC Equities 81762P102   8,935 90 SH   OTR   90 0 0
SERVICE NOW INC Equities 81762P102   4,744,393 47,788 SH   SOLE   47,733 55 0
SETTLEMENT AGREEMENT Other Assets 784221996   1,148,000 1,148,000 SH   SOLE   1,148,000 0 0
SETTLEMENT AGREEMENT Other Assets 784222994   1,976,154 1,976,154 SH   SOLE   1,976,154 0 0
SPDR GOLD Equities 78463V107   363,959 988 SH   SOLE   988 0 0
STEEL DYNAMICS Equities 858119100   384,346 1,675 SH   SOLE   1,675 0 0
STRYKER CORP Equities 863667101   19,174,701 60,903 SH   SOLE   60,316 587 0
STRYKER CORP Equities 863667101   107,360 341 SH   OTR   341 0 0
SYNOPSYS INC Equities 871607107   4,679,274 10,490 SH   SOLE   10,478 12 0
SYNOPSYS INC Equities 871607107   25,426 57 SH   OTR   57 0 0
SYSCO CORP Equities 871829107   564,165 6,750 SH   SOLE   5,850 900 0
T ROWE BLUE CHIP Mutual Funds 77954Q403   105,081 492 SH   OTR   492 0 0
T ROWE BLUE CHIP Mutual Funds 77954Q403   2,564,041 12,023 SH   SOLE   12,023 0 0
T ROWE PRICE DIVID Mutual Funds 779546308   367,886 4,143 SH   OTR   4,143 0 0
T ROWE PRICE DIVID Mutual Funds 779546308   6,370,388 71,726 SH   SOLE   71,726 0 0
T ROWE PRICE MID CAP Mutual Funds 779556406   606,877 5,928 SH   SOLE   5,928 0 0
TAIWAN SEMICONDUCTOR Equities 874039100   84,052 176 SH   OTR   176 0 0
TAIWAN SEMICONDUCTOR Equities 874039100   9,458,274 19,805 SH   SOLE   19,781 24 0
TECH ISHARES ETF Equities 464287721   39,302,226 155,819 SH   SOLE   154,263 1,556 0
TECH ISHARES ETF Equities 464287721   1,526,496 6,052 SH   OTR   6,052 0 0
TECHNOLOGY SEL ISH Equities 81369Y803   13,023,947 68,360 SH   SOLE   68,360 0 0
TECHNOLOGY SEL ISH Equities 81369Y803   13,717 72 SH   OTR   72 0 0
TESLA MOTORS Equities 88160R101   626,694 1,490 SH   SOLE   1,490 0 0
TEXAS INSTRS INC Equities 882508104   17,884 60 SH   OTR   60 0 0
TEXAS INSTRS INC Equities 882508104   10,230,060 34,321 SH   SOLE   34,289 32 0
THERMO FISHER SCI Equities 883556102   313,350 625 SH   SOLE   625 0 0
TJX COS INC Equities 872540109   15,377,099 101,499 SH   SOLE   100,326 1,173 0
TJX COS INC Equities 872540109   167,105 1,103 SH   OTR   1,103 0 0
TROWE PRICE OVERSEAS Mutual Funds 77956H757   547,721 30,706 SH   SOLE   30,706 0 0
TROWE PRICE OVERSEAS Mutual Funds 77956H757   85,283 4,780 SH   OTR   4,780 0 0
TROWE S/C VALUE Mutual Funds 77957Q301   271,575 4,325 SH   SOLE   4,325 0 0
TRUIST FIN COM Equities 89832Q109   274,010 5,500 SH   SOLE   5,500 0 0
TWILIO INC Equities 90138F102   309,495 1,500 SH   SOLE   1,500 0 0
UNION PACIFIC CORP Equities 907818108   3,163,904 11,632 SH   SOLE   11,471 161 0
UNION PACIFIC CORP Equities 907818108   14,960 55 SH   OTR   55 0 0
UNITEDHEALTH GROUP Equities 91324P102   557,775 1,342 SH   SOLE   1,342 0 0
US BANCORP DEL Equities 902973304   200,951 3,327 SH   SOLE   3,327 0 0
UTILITIES SPDR Equities 81369Y886   2,504,808 55,245 SH   SOLE   54,815 430 0
UTILITIES SPDR Equities 81369Y886   72,544 1,600 SH   OTR   1,600 0 0
VALERO ENERGY NEW Equities 91913Y100   2,599,712 9,982 SH   SOLE   9,982 0 0
VAN EXT MKT Equities 922908652   597,798 2,428 SH   SOLE   2,428 0 0
VAN FTSE DEV MKT Equities 921943858   1,375,054 19,299 SH   SOLE   19,299 0 0
VAN INT-TERM CORP Equities 92206C870   336,799 4,075 SH   SOLE   4,075 0 0
VAN INTER-TERM Equities 921937819   21,720,903 283,193 SH   SOLE   279,705 3,488 0
VAN INTER-TERM Equities 921937819   666,753 8,693 SH   OTR   8,693 0 0
VAN MID-CAP ETF Equities 922908629   6,152,245 76,359 SH   SOLE   76,359 0 0
VAN SMALL-CAP ETF Equities 922908751   5,571,042 18,379 SH   SOLE   18,379 0 0
VANG CONS STAP IDX Mutual Funds 92204A850   622,346 5,591 SH   SOLE   5,469 122 0
VANG INST'L INDEX FD Mutual Funds 922040100   906,016 1,510 SH   SOLE   1,510 0 0
VANGD CONS DISC IDX Mutual Funds 92204A868   1,902,800 9,279 SH   SOLE   9,045 234 0
VANGD TX MNGD S/C Mutual Funds 921943403   3,169,839 26,158 SH   SOLE   25,606 552 0
VANGRD FTSE SOC IDX Mutual Funds 921910717   956,404 13,408 SH   SOLE   13,408 0 0
VANGUARD 500 INDEX A Mutual Funds 922908710   1,957,633 2,830 SH   OTR   2,830 0 0
VANGUARD 500 INDEX A Mutual Funds 922908710   141,473,864 204,465 SH   SOLE   203,266 1,199 0
VANGUARD BAL IND ADM Mutual Funds 921931200   527,974 9,715 SH   SOLE   9,715 0 0
VANGUARD COMM SERVS Mutual Funds 92204A777   1,584,738 16,888 SH   SOLE   16,463 425 0
VANGUARD DEV MKT ADM Mutual Funds 921943809   2,202,070 96,077 SH   SOLE   96,077 0 0
VANGUARD EMERG MKTS Mutual Funds 922042841   381,755 7,708 SH   SOLE   7,708 0 0
VANGUARD EMG MKT ETF Equities 922042858   248,549 4,164 SH   SOLE   4,164 0 0
VANGUARD ENRGY IDX Mutual Funds 92204A843   404,196 5,382 SH   SOLE   5,294 88 0
VANGUARD EQUITY Mutual Funds 921921300   38,924,178 391,737 SH   SOLE   389,341 2,396 0
VANGUARD EQUITY Mutual Funds 921921300   1,249,838 12,580 SH   OTR   12,580 0 0
VANGUARD FINL IDX Mutual Funds 92204A835   1,511,906 22,927 SH   SOLE   22,333 594 0
VANGUARD GNMA ADM Mutual Funds 922031794   197,100 20,924 SH   SOLE   20,924 0 0
VANGUARD GRW IND ADM Mutual Funds 922908660   17,133,453 64,288 SH   SOLE   63,113 1,175 0
VANGUARD GRW IND ADM Mutual Funds 922908660   470,837 1,766 SH   OTR   1,766 0 0
VANGUARD GRWTH & INC Mutual Funds 921913208   210,526 1,763 SH   SOLE   1,763 0 0
VANGUARD HIGH DIV YD Mutual Funds 921946786   227,347 4,771 SH   OTR   4,771 0 0
VANGUARD HIGH DIV YD Mutual Funds 921946786   7,585,665 159,162 SH   SOLE   159,162 0 0
VANGUARD HIGH YLD BD Mutual Funds 922031208   150,912 27,539 SH   SOLE   27,539 0 0
VANGUARD HLTHCR IDX Mutual Funds 92204A827   1,353,832 9,047 SH   SOLE   8,848 199 0
VANGUARD IND EXT ADM Mutual Funds 922908694   1,590,841 8,520 SH   SOLE   8,520 0 0
VANGUARD INDUSTRIALS Mutual Funds 92204A819   949,300 5,121 SH   SOLE   4,987 134 0
VANGUARD INFOTEC IDX Mutual Funds 92204A793   6,744,567 13,773 SH   SOLE   13,442 331 0
VANGUARD INT-TERM Mutual Funds 921937801   1,615,278 155,916 SH   SOLE   155,916 0 0
VANGUARD INTERMED Mutual Funds 922031810   20,734 2,367 SH   OTR   2,367 0 0
VANGUARD INTERMED Mutual Funds 922031810   5,629,008 642,582 SH   SOLE   633,589 8,993 0
VANGUARD INTL GR ADM Mutual Funds 921910501   27,444,707 227,442 SH   SOLE   226,854 588 0
VANGUARD INTL GR ADM Mutual Funds 921910501   330,674 2,737 SH   OTR   2,737 0 0
VANGUARD L/C INDEX ADM Mutual Funds 922908579   3,141,561 18,077 SH   SOLE   18,077 0 0
VANGUARD LARGE CAP Equities 922908637   288,540 839 SH   SOLE   839 0 0
VANGUARD LIMITED TAX Mutual Funds 922907886   803,872 73,212 SH   OTR   73,212 0 0
VANGUARD LIMITED TAX Mutual Funds 922907886   12,010,611 1,093,863 SH   SOLE   1,093,863 0 0
VANGUARD MID-CAP AD Mutual Funds 922908645   67,795,611 169,860 SH   SOLE   167,791 2,069 0
VANGUARD MID-CAP AD Mutual Funds 922908645   1,064,023 2,665 SH   OTR   2,665 0 0
VANGUARD PRIMECAP Mutual Funds 921936209   2,124,661 8,804 SH   SOLE   8,804 0 0
VANGUARD PRIMECAP Mutual Funds 921936209   38,530 160 SH   OTR   160 0 0
VANGUARD RE INDEX Mutual Funds 921908877   1,487,646 10,890 SH   SOLE   10,890 0 0
VANGUARD RE INDEX Mutual Funds 921908877   22,539 166 SH   OTR   166 0 0
VANGUARD REIT IN ETF Mutual Funds 922908553   1,227,265 12,727 SH   SOLE   12,016 711 0
VANGUARD RUSSELL 1000 VALUE IND Equities 92206C714   10,322,701 97,100 SH   SOLE   97,100 0 0
VANGUARD S&P 500 ETF Equities 922908363   42,342,523 61,651 SH   SOLE   61,563 88 0
VANGUARD S&P 500 ETF Equities 922908363   686,810 1,000 SH   OTR   1,000 0 0
VANGUARD S/T FED A Mutual Funds 922031844   2,098,933 205,177 SH   SOLE   205,177 0 0
VANGUARD S/T INV GR Mutual Funds 922031836   59,240 5,707 SH   OTR   5,707 0 0
VANGUARD S/T INV GR Mutual Funds 922031836   11,941,463 1,150,430 SH   SOLE   1,150,430 0 0
VANGUARD SH TX ADM Mutual Funds 922907803   3,807,857 239,941 SH   SOLE   239,941 0 0
VANGUARD SHORT TERM Equities 921937827   1,765,596 22,662 SH   OTR   22,662 0 0
VANGUARD SHORT TERM Mutual Funds 921937702   28,043,047 2,752,018 SH   SOLE   2,674,619 77,399 0
VANGUARD SHORT TERM Equities 921937827   66,157,510 849,153 SH   SOLE   838,804 10,349 0
VANGUARD SM CAP VAL Mutual Funds 921937686   58,285 559 SH   OTR   559 0 0
VANGUARD SM CAP VAL Mutual Funds 921937686   1,848,211 17,712 SH   SOLE   17,712 0 0
VANGUARD SM CP GRWTH Mutual Funds 921937710   526,986 4,097 SH   SOLE   4,097 0 0
VANGUARD SMALLCAP AD Mutual Funds 922908686   643,093 4,432 SH   OTR   4,432 0 0
VANGUARD SMALLCAP AD Mutual Funds 922908686   25,937,175 178,704 SH   SOLE   176,777 1,927 0
VANGUARD TAX EXEMPT Mutual Funds 922907878   551,636 39,945 SH   OTR   39,945 0 0
VANGUARD TAX EXEMPT Mutual Funds 922907878   21,718,333 1,572,653 SH   SOLE   1,535,802 36,851 0
VANGUARD TOT INTL ST Mutual Funds 921909818   1,390,811 30,277 SH   SOLE   30,277 0 0
VANGUARD TOTAL BOND Mutual Funds 921937603   15,358,045 1,591,509 SH   SOLE   1,565,011 26,498 0
VANGUARD TOTAL STOCK Mutual Funds 922908728   679,554 3,773 SH   SOLE   3,773 0 0
VANGUARD US GWTH INV Mutual Funds 921910105   295,219 3,845 SH   SOLE   3,845 0 0
VANGUARD UTIL IDX Mutual Funds 92204A769   265,123 2,697 SH   SOLE   2,632 65 0
VANGUARD VALUE Mutual Funds 922908678   10,918,686 128,381 SH   SOLE   124,840 3,541 0
VANGUARD W HI DIV Equities 921946406   2,462,423 15,582 SH   SOLE   15,582 0 0
VANGUARD WNDSR AD II Mutual Funds 922018304   3,213,248 36,390 SH   SOLE   34,332 2,058 0
VANGUARD WNDSR AD II Mutual Funds 922018304   29,093 329 SH   OTR   329 0 0
VERIZON COMM Equities 92343V104   635,523 15,010 SH   SOLE   15,010 0 0
VG CALIFORNIA INTERM TAX EXMPT Mutual Funds 922021407   993,074 85,906 SH   SOLE   85,906 0 0
VG COMMDTY FUND Mutual Funds 921939708   480,428 16,636 SH   SOLE   16,636 0 0
VG FTSE AW EX US ETF Equities 922042775   432,485 5,164 SH   SOLE   5,164 0 0
VG INFO TECH ETF Equities 92204A702   80,317 672 SH   OTR   672 0 0
VG INFO TECH ETF Equities 92204A702   39,550,722 330,913 SH   SOLE   330,873 40 0
VG TAX-EXEMPT BND Equities 922907746   594,315 11,750 SH   SOLE   11,750 0 0
VG TOT STK MTK IDX Equities 922908769   502,144 1,357 SH   SOLE   1,357 0 0
VIATRIS Equities 92556V106   317,600 20,000 SH   SOLE   20,000 0 0
VISA Equities 92826C839   185,955 542 SH   OTR   542 0 0
VISA Equities 92826C839   23,522,250 68,560 SH   SOLE   68,160 400 0
WAL MART STORES INC Equities 931142103   78,829 696 SH   OTR   696 0 0
WAL MART STORES INC Equities 931142103   16,622,604 146,765 SH   SOLE   144,876 1,889 0
WASTE MANAGEMENT Equities 94106L109   267,233 1,199 SH   SOLE   1,199 0 0
WCM FOCUSED EMRG MKT Mutual Funds 46141P834   17,846,059 720,453 SH   SOLE   719,263 1,190 0
WCM FOCUSED EMRG MKT Mutual Funds 46141P834   94,743 3,827 SH   OTR   3,827 0 0
WCM FOCUSED INTL GR Mutual Funds 461418444   202,531 7,035 SH   OTR   7,035 0 0
WCM FOCUSED INTL GR Mutual Funds 461418444   17,362,898 603,088 SH   SOLE   603,088 0 0
WELLTOWER INC Mutual Funds 95040Q104   204,273 900 SH   SOLE   900 0 0