SEC Filing | First Merchants Corporation

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SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

Report for the Calendar Year or Quarter Ended:

03-31-2020

Check here if Amendment		Amendment Number:
This Amendment (Check only one.):		is a restatement.
		adds new holdings entries.

Institutional Investment Manager Filing this Report:
Name:	FIRST MERCHANTS CORP
Address:	200 East Jackson Street

	Muncie, IN 47305
Form 13F File Number:	028-13037

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name:	Terry L. Blaker
Title:	Senior Vice President
Phone:	765-747-1570
Signature, Place, and Date of Signing:
Terry L. Blaker		Muncie, IN	04-15-2020
[Signature]		[City, State]	[Date]

Report Type (Check only one.):
X	13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
	13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
	13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

Form 13F Summary Page
	Report Summary:
	Number of Other Included Managers:	0
	Form 13F Information Table Entry Total:	374
	Form 13F Information Table Value Total:	772,653
		(thousands)

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
NONE

SEC FORM 13-F Information Table

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC ADR	FOREIGN EQUITIES	G1151C101	5,958	36,492	SH		SOLE		35,917	466	109
ACCENTURE PLC ADR	FOREIGN EQUITIES	G1151C101	83	506	SH		DFND		506	0	0
EVEREST GROUP LTD COM	COMMON STOCK	G3223R108	643	3,343	SH		SOLE		3,325	18	0
EVEREST GROUP LTD COM	COMMON STOCK	G3223R108	20	103	SH		DFND		103	0	0
LINDE PLC COM	COMMON STOCK	G5494J103	2,280	13,182	SH		SOLE		13,182	0	0
MEDTRONIC INCORPORATED ADR	FOREIGN EQUITIES	G5960L103	3,281	36,380	SH		SOLE		35,955	382	43
MEDTRONIC INCORPORATED ADR	FOREIGN EQUITIES	G5960L103	16	173	SH		DFND		173	0	0
ALCON INC COM	COMMON STOCK	H01301128	945	18,600	SH		SOLE		18,600	0	0
CHUBB LIMITED ADR	FOREIGN EQUITIES	H1467J104	3,579	32,042	SH		SOLE		31,608	389	45
CHUBB LIMITED ADR	FOREIGN EQUITIES	H1467J104	128	1,146	SH		DFND		1,146	0	0
CHECKPOINT SOFTWARE TECH ADR	FOREIGN EQUITIES	M22465104	979	9,735	SH		SOLE		9,735	0	0
CHECKPOINT SOFTWARE TECH ADR	FOREIGN EQUITIES	M22465104	20	201	SH		DFND		201	0	0
AFLAC INC COM	COMMON STOCK	001055102	959	28,026	SH		SOLE		28,026	0	0
ALERIAN MLP ETF	ETF SPECIALITY	00162Q866	100	29,000	SH		SOLE		29,000	0	0
AT&T INC COM	COMMON STOCK	00206R102	3,126	107,274	SH		SOLE		105,035	2,039	200
AT&T INC COM	COMMON STOCK	00206R102	202	6,915	SH		DFND		6,915	0	0
ABBOTT LABS COM	COMMON STOCK	002824100	6,938	87,937	SH		SOLE		86,723	900	314
ABBOTT LABS COM	COMMON STOCK	002824100	280	3,544	SH		DFND		3,544	0	0
ABBVIE INC COM	COMMON STOCK	00287Y109	1,595	20,931	SH		SOLE		20,931	0	0
ABBVIE INC COM	COMMON STOCK	00287Y109	190	2,500	SH		DFND		2,500	0	0
ADOBE SYSTEMS INC COM	COMMON STOCK	00724F101	345	1,084	SH		SOLE		384	700	0
ADOBE SYSTEMS INC COM	COMMON STOCK	00724F101	6	20	SH		DFND		20	0	0
ALLIANT CORP COM	COMMON STOCK	018802108	4,313	89,318	SH		SOLE		87,673	1,450	195
ALLIANT CORP COM	COMMON STOCK	018802108	160	3,305	SH		DFND		3,305	0	0
ALPHABET INC CL C COM	COMMON STOCK	02079K107	973	837	SH		SOLE		837	0	0
ALPHABET CL A COM	COMMON STOCK	02079K305	6,783	5,838	SH		SOLE		5,781	52	5
ALPHABET CL A COM	COMMON STOCK	02079K305	72	62	SH		DFND		62	0	0
ALTRIA GROUP INC COM	COMMON STOCK	02209S103	568	14,690	SH		SOLE		13,915	775	0
ALTRIA GROUP INC COM	COMMON STOCK	02209S103	126	3,250	SH		DFND		3,250	0	0
AMAZON INC COM	COMMON STOCK	023135106	2,145	1,100	SH		SOLE		1,066	34	0
AMAZON INC COM	COMMON STOCK	023135106	23	12	SH		DFND		12	0	0
AMERICAN ELECTRIC POWER CO COM	COMMON STOCK	025537101	537	6,715	SH		SOLE		6,359	356	0
AMERICAN ELECTRIC POWER CO COM	COMMON STOCK	025537101	81	1,014	SH		DFND		1,014	0	0
AMERICAN TOWER CORP REIT	REAL ESTATE INVESTMENT TRUST	03027X100	1,243	5,710	SH		SOLE		5,710	0	0
AMERICAN WATER CO INC COM	COMMON STOCK	030420103	588	4,916	SH		SOLE		4,916	0	0
AMERISOURCE-BERGEN CORP COM	COMMON STOCK	03073E105	1,137	12,847	SH		SOLE		12,383	464	0
AMERISOURCE-BERGEN CORP COM	COMMON STOCK	03073E105	8	87	SH		DFND		87	0	0
AMERIPRISE FINANCIAL COM	COMMON STOCK	03076C106	2,614	25,507	SH		SOLE		25,164	313	30
AMERIPRISE FINANCIAL COM	COMMON STOCK	03076C106	51	497	SH		DFND		497	0	0
AMGEN INC COM	COMMON STOCK	031162100	5,391	26,595	SH		SOLE		26,595	0	0
AMGEN INC COM	COMMON STOCK	031162100	23	114	SH		DFND		114	0	0
AMPHENOL CORPORATION COM	COMMON STOCK	032095101	2,717	37,277	SH		SOLE		37,219	0	58
AMPHENOL CORPORATION COM	COMMON STOCK	032095101	10	134	SH		DFND		134	0	0
ANTHEM INC COM	COMMON STOCK	036752103	324	1,429	SH		SOLE		1,429	0	0
APPLE COMPUTER INC COM	COMMON STOCK	037833100	19,033	74,850	SH		SOLE		74,337	411	102
APPLE COMPUTER INC COM	COMMON STOCK	037833100	329	1,293	SH		DFND		1,293	0	0
AUTOMATIC DATA PROCESSING COM	COMMON STOCK	053015103	5,400	39,508	SH		SOLE		38,646	762	100
AUTOMATIC DATA PROCESSING COM	COMMON STOCK	053015103	173	1,263	SH		DFND		1,263	0	0
AVALONBAY CMNTYS INC REIT	REAL ESTATE INVESTMENT TRUST	053484101	221	1,500	SH		SOLE		1,500	0	0
BALL CORP COM	COMMON STOCK	058498106	3,118	48,224	SH		SOLE		48,224	0	0
BANKFIRST CORP OKLA COM	SMALL CAP STRATEGY	05945F103	658	19,716	SH		SOLE		18,886	830	0
BANK OF AMERICA CORP COM	COMMON STOCK	060505104	263	12,404	SH		SOLE		11,853	551	0
BAXTER INTERNATIONAL INC COM	COMMON STOCK	071813109	2,116	26,057	SH		SOLE		25,407	650	0
BAXTER INTERNATIONAL INC COM	COMMON STOCK	071813109	130	1,600	SH		DFND		1,600	0	0
BECTON DICKINSON & CO COM	COMMON STOCK	075887109	5,483	23,863	SH		SOLE		23,485	313	65
BECTON DICKINSON & CO COM	COMMON STOCK	075887109	100	437	SH		DFND		437	0	0
BERKSHIRE HATHAWAY CL A COM	COMMON STOCK	084670108	1,360	5	SH		SOLE		5	0	0
BERKSHIRE HATHAWAY CL B COM	COMMON STOCK	084670702	2,695	14,742	SH		SOLE		14,611	131	0
BLACKROCK INC COM	COMMON STOCK	09247X101	3,089	7,022	SH		SOLE		7,022	0	0
BLACKROCK INC COM	COMMON STOCK	09247X101	44	100	SH		DFND		100	0	0
BOEING CO COM	COMMON STOCK	097023105	88	590	SH		SOLE		590	0	0
BOEING CO COM	COMMON STOCK	097023105	201	1,345	SH		DFND		1,345	0	0
BROADCOM INC NPV COM	COMMON STOCK	11135F101	2,477	10,446	SH		SOLE		10,446	0	0
BROWN & BROWN INC COM	COMMON STOCK	115236101	1,668	46,050	SH		SOLE		43,650	2,400	0
BROWN & BROWN INC COM	COMMON STOCK	115236101	43	1,180	SH		DFND		1,180	0	0
CME GROUP COM	COMMON STOCK	12572Q105	316	1,825	SH		SOLE		1,825	0	0
CVS CORPORATION DELAWARE COM	COMMON STOCK	126650100	1,653	27,863	SH		SOLE		27,788	0	75
CVS CORPORATION DELAWARE COM	COMMON STOCK	126650100	13	225	SH		DFND		225	0	0
CANADIAN NATIONAL RAILWAY ADR	FOREIGN EQUITIES	136375102	3,378	43,519	SH		SOLE		43,454	0	65
CARNIVAL CORP COM	COMMON STOCK	143658300	275	20,875	SH		SOLE		20,375	500	0
CARNIVAL CORP COM	COMMON STOCK	143658300	7	500	SH		DFND		500	0	0
CASEY'S GENERAL STORE COM	COMMON STOCK	147528103	760	5,740	SH		SOLE		5,740	0	0
CATERPILLAR INC. COM	COMMON STOCK	149123101	2,354	20,289	SH		SOLE		20,214	0	75
CENTERPOINT ENERGY INC COM	COMMON STOCK	15189T107	239	15,456	SH		SOLE		14,383	1,073	0
CENTERPOINT ENERGY INC COM	COMMON STOCK	15189T107	5	350	SH		DFND		350	0	0
CERNER CORP COM	COMMON STOCK	156782104	2,103	33,392	SH		SOLE		33,392	0	0
CERNER CORP COM	COMMON STOCK	156782104	16	250	SH		DFND		250	0	0
CHARLES RIV LABS INTL INC COM	SMALL CAP STRATEGY	159864107	883	6,998	SH		SOLE		6,685	313	0
CHEFS WHSE INC COM	SMALL CAP STRATEGY	163086101	345	34,225	SH		SOLE		33,019	1,206	0
CHEVRON CORP COM	COMMON STOCK	166764100	3,991	55,091	SH		SOLE		54,346	620	125
CHEVRON CORP COM	COMMON STOCK	166764100	145	1,995	SH		DFND		1,995	0	0
CINCINNATI FINANC CORP OHIO COM	COMMON STOCK	172062101	511	6,779	SH		SOLE		6,779	0	0
CINCINNATI FINANC CORP OHIO COM	COMMON STOCK	172062101	38	500	SH		DFND		500	0	0
CISCO SYSTEMS COM	COMMON STOCK	17275R102	5,828	148,263	SH		SOLE		146,268	1,660	335
CISCO SYSTEMS COM	COMMON STOCK	17275R102	170	4,326	SH		DFND		4,326	0	0
CLOROX CO COM	COMMON STOCK	189054109	225	1,299	SH		SOLE		1,299	0	0
COCA COLA CO COM	COMMON STOCK	191216100	1,202	27,165	SH		SOLE		27,165	0	0
COCA COLA CO COM	COMMON STOCK	191216100	32	725	SH		DFND		725	0	0
COGNIZANT TECHNOLOGY COM	COMMON STOCK	192446102	2,932	63,100	SH		SOLE		62,998	0	102
COGNIZANT TECHNOLOGY COM	COMMON STOCK	192446102	12	264	SH		DFND		264	0	0
COLGATE PALMOLIVE CO COM	COMMON STOCK	194162103	2,160	32,550	SH		SOLE		32,050	500	0
COLGATE PALMOLIVE CO COM	COMMON STOCK	194162103	20	300	SH		DFND		300	0	0
COMCAST CORP CLASS A COM	COMMON STOCK	20030N101	5,204	151,361	SH		SOLE		150,861	500	0
COMCAST CORP CLASS A COM	COMMON STOCK	20030N101	72	2,081	SH		DFND		2,081	0	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	545	17,691	SH		SOLE		17,191	500	0
CONOCOPHILLIPS COM	COMMON STOCK	20825C104	71	2,300	SH		DFND		2,300	0	0
CORNING INC COM	COMMON STOCK	219350105	1,773	86,384	SH		SOLE		85,457	762	165
CORNING INC COM	COMMON STOCK	219350105	109	5,303	SH		DFND		5,303	0	0
CORTEVA INC COM	COMMON STOCK	22052L104	2,277	96,910	SH		SOLE		96,910	0	0
CORTEVA INC COM	COMMON STOCK	22052L104	13	569	SH		DFND		569	0	0
COSTCO COMPANIES INC COM	COMMON STOCK	22160K105	6,651	23,328	SH		SOLE		23,085	216	27
COSTCO COMPANIES INC COM	COMMON STOCK	22160K105	51	180	SH		DFND		180	0	0
CREDIT SUISSE HIGH YIELD	ETF FIXED TAXABLE	22544F103	20	10,909	SH		SOLE		10,909	0	0
CULLEN FROST BANKERS COM	COMMON STOCK	229899109	1,417	25,394	SH		SOLE		25,319	0	75
CULLEN FROST BANKERS COM	COMMON STOCK	229899109	10	175	SH		DFND		175	0	0
CUMMINS INC COM	COMMON STOCK	231021106	3,431	25,358	SH		SOLE		25,336	0	22
CUMMINS INC COM	COMMON STOCK	231021106	54	401	SH		DFND		401	0	0
DTE ENERGY CO COM	COMMON STOCK	233331107	211	2,220	SH		SOLE		2,004	216	0
DANAHER CORP COM	COMMON STOCK	235851102	3,568	25,780	SH		SOLE		24,831	874	75
DANAHER CORP COM	COMMON STOCK	235851102	42	300	SH		DFND		300	0	0
DIAGEO PLC SPONSORED ADR	FOREIGN EQUITIES	25243Q205	255	2,006	SH		SOLE		2,006	0	0
DISNEY WALT COMPANY COM	COMMON STOCK	254687106	4,545	47,045	SH		SOLE		46,595	400	50
DISNEY WALT COMPANY COM	COMMON STOCK	254687106	134	1,383	SH		DFND		1,383	0	0
DOMINION RESOURCES INC NEW COM	COMMON STOCK	25746U109	804	11,132	SH		SOLE		11,132	0	0
DOMINION RESOURCES INC NEW COM	COMMON STOCK	25746U109	18	250	SH		DFND		250	0	0
DONALDSON INC COM	COMMON STOCK	257651109	476	12,320	SH		SOLE		11,120	1,200	0
DONALDSON INC COM	COMMON STOCK	257651109	12	300	SH		DFND		300	0	0
DUPONT DE NUMOURS INC COM	COMMON STOCK	26614N102	274	8,033	SH		SOLE		8,033	0	0
DUPONT DE NUMOURS INC COM	COMMON STOCK	26614N102	19	569	SH		DFND		569	0	0
EOG RESOURCES INC COM	COMMON STOCK	26875P101	265	7,378	SH		SOLE		7,308	0	70
EOG RESOURCES INC COM	COMMON STOCK	26875P101	7	183	SH		DFND		183	0	0
ECOLAB INC COM	COMMON STOCK	278865100	1,183	7,589	SH		SOLE		7,204	350	35
EDWARDS LIFESCIENCES CORP COM	COMMON STOCK	28176E108	2,913	15,446	SH		SOLE		15,446	0	0
ELECTRONIC ARTS INC COM	COMMON STOCK	285512109	323	3,228	SH		SOLE		3,228	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	1,122	23,555	SH		SOLE		23,555	0	0
EMERSON ELEC CO COM	COMMON STOCK	291011104	95	2,000	SH		DFND		2,000	0	0
EXXON MOBIL CORP COM	COMMON STOCK	30231G102	2,114	55,688	SH		SOLE		54,423	1,165	100
EXXON MOBIL CORP COM	COMMON STOCK	30231G102	65	1,725	SH		DFND		1,725	0	0
FLIR CORPORATION COM	COMMON STOCK	302445101	2,175	68,230	SH		SOLE		68,065	55	110
FLIR CORPORATION COM	COMMON STOCK	302445101	13	417	SH		DFND		417	0	0
FACEBOOK INC COM	COMMON STOCK	30303M102	360	2,159	SH		SOLE		2,086	73	0
FACEBOOK INC COM	COMMON STOCK	30303M102	9	55	SH		DFND		55	0	0
FIRST MAJESTIC SILVER CORP COM	COMMON STOCK	32076V103	85	13,750	SH		SOLE		13,750	0	0
FIRST MERCHANTS CORP COM	COMMON STOCK	320817109	12,865	485,854	SH		SOLE		402,712	41,463	41,679
FIRST MERCHANTS CORP COM	COMMON STOCK	320817109	391	14,750	SH		DFND		14,750	0	0
FIRST TRUST ENERGY INCOME & GROWTH	ETF S&P SECTOR	33738G104	518	59,356	SH		SOLE		55,420	3,936	0
FIRST TRUST ENERGY INCOME & GROWTH	ETF S&P SECTOR	33738G104	14	1,600	SH		DFND		1,600	0	0
FORTIVE CORP COM	COMMON STOCK	34959J108	691	12,526	SH		SOLE		12,054	435	37
FOX COM	COMMON STOCK	35137L105	1,029	43,567	SH		SOLE		43,567	0	0
FRANKLIN ELECTRIC CO INC COM	COMMON STOCK	353514102	19,224	407,901	SH		SOLE		407,901	0	0
GENUINE PARTS CO COM	COMMON STOCK	372460105	1,675	24,878	SH		SOLE		24,151	677	50
GENUINE PARTS CO COM	COMMON STOCK	372460105	164	2,438	SH		DFND		2,438	0	0
GRACO INC COM	COMMON STOCK	384109104	2,528	51,890	SH		SOLE		50,964	816	110
GRACO INC COM	COMMON STOCK	384109104	33	672	SH		DFND		672	0	0
HELMERICH & PAYNE INC COM	SMALL CAP STRATEGY	423452101	250	15,969	SH		SOLE		14,966	1,003	0
HELMERICH & PAYNE INC COM	SMALL CAP STRATEGY	423452101	6	400	SH		DFND		400	0	0
JACK HENRY & ASSOCIATES COM	COMMON STOCK	426281101	4,607	29,680	SH		SOLE		29,615	20	45
JACK HENRY & ASSOCIATES COM	COMMON STOCK	426281101	34	222	SH		DFND		222	0	0
HOME DEPOT INC COM	COMMON STOCK	437076102	4,900	26,244	SH		SOLE		26,201	43	0
HOME DEPOT INC COM	COMMON STOCK	437076102	150	802	SH		DFND		802	0	0
HONEYWELL INTL INC COM	COMMON STOCK	438516106	5,129	38,340	SH		SOLE		37,943	323	74
HONEYWELL INTL INC COM	COMMON STOCK	438516106	93	692	SH		DFND		692	0	0
HORMEL FOODS CORP COM	COMMON STOCK	440452100	4,051	86,877	SH		SOLE		86,706	38	133
HORMEL FOODS CORP COM	COMMON STOCK	440452100	29	630	SH		DFND		630	0	0
HUNTINGTON BANCSHARES INC COM	COMMON STOCK	446150104	186	22,698	SH		SOLE		22,168	130	400
HUNTINGTON BANCSHARES INC COM	COMMON STOCK	446150104	12	1,500	SH		DFND		1,500	0	0
ILLINOIS TOOL WORKS INC COM	COMMON STOCK	452308109	639	4,498	SH		SOLE		4,292	206	0
ILLINOIS TOOL WORKS INC COM	COMMON STOCK	452308109	10	72	SH		DFND		72	0	0
INTEL CORP COM	COMMON STOCK	458140100	4,805	88,799	SH		SOLE		87,954	345	500
INTEL CORP COM	COMMON STOCK	458140100	175	3,243	SH		DFND		3,243	0	0
INVESCO ULTRA SHORT DURATIONEFT	ETF FIXED TAXABLE	46090A887	11,318	229,533	SH		SOLE		223,337	6,196	0
INVESCO ULTRA SHORT DURATIONEFT	ETF FIXED TAXABLE	46090A887	85	1,720	SH		DFND		1,720	0	0
INVESCO EX S&P 500 PURE VALUE	ETF LARGE CAP/MULTI-CAP	46137V258	240	6,012	SH		SOLE		6,012	0	0
INVESCO S&P 5OO EQ WEIGHT ETF	ETF LARGE CAP/MULTI-CAP	46137V357	5,485	65,280	SH		SOLE		64,638	304	338
INVESCO S&P 5OO EQ WEIGHT ETF	ETF LARGE CAP/MULTI-CAP	46137V357	100	1,195	SH		DFND		1,195	0	0
DOW JONES SELECT DIVIDEND ETF I SHARES	ETF LARGE CAP/MULTI-CAP	464287168	201	2,732	SH		SOLE		2,232	500	0
S&P 500 INDEX I SHARES	ETF LARGE CAP/MULTI-CAP	464287200	724	2,803	SH		SOLE		2,803	0	0
BARCLAYS AGGREGATE BOND ETF ISHARES	ETF FIXED TAXABLE	464287226	70,134	607,902	SH		SOLE		589,067	18,835	0
BARCLAYS AGGREGATE BOND ETF ISHARES	ETF FIXED TAXABLE	464287226	531	4,605	SH		DFND		4,605	0	0
MSCI EMERGING MARKET INDEX ETF ISHARES	ETF EMERGING MARKET	464287234	3,745	109,726	SH		SOLE		107,152	2,574	0
S&P 500 GROWTH ETF I SHARES	ETF LARGE CAP/MULTI-CAP	464287309	15,360	93,063	SH		SOLE		90,781	2,282	0
S&P 500 GROWTH ETF I SHARES	ETF LARGE CAP/MULTI-CAP	464287309	591	3,581	SH		DFND		3,581	0	0
S&P 500 VALUE ETF ISHARES	ETF LARGE CAP/MULTI-CAP	464287408	9,824	102,073	SH		SOLE		99,206	2,867	0
S&P 500 VALUE ETF ISHARES	ETF LARGE CAP/MULTI-CAP	464287408	40	418	SH		DFND		418	0	0
MSCI EAFE ETF ISHARES	ETF INTERNATIONAL	464287465	209	3,901	SH		SOLE		3,901	0	0
MSCI EAFE ETF ISHARES	ETF INTERNATIONAL	464287465	294	5,503	SH		DFND		5,503	0	0
RUSSELL MID CAP GROWTH INDEXISHARES ETF	ETF MID CAP	464287481	4,546	37,388	SH		SOLE		36,859	529	0
RUSSELL MID CAP GROWTH INDEXISHARES ETF	ETF MID CAP	464287481	53	432	SH		DFND		432	0	0
RUSSELL MID CAP INDEX ISHARES ETF	ETF MID CAP	464287499	6,635	153,742	SH		SOLE		153,742	0	0
S&P MID CAP 400 ETF ISHARES	ETF MID CAP	464287507	564	3,919	SH		SOLE		3,919	0	0
NASDAQ BIOTECH INDEX ETF	ETF S&P SECTOR	464287556	1,284	11,920	SH		SOLE		11,125	675	120
NASDAQ BIOTECH INDEX ETF	ETF S&P SECTOR	464287556	24	225	SH		DFND		225	0	0
RUSSELL 1000 VALUE ETF ISHARES	ETF LARGE CAP/MULTI-CAP	464287598	1,879	18,942	SH		SOLE		18,942	0	0
S&P MID-CAP 400 GROWTH ETF ISHARES	ETF MID CAP	464287606	11,281	63,213	SH		SOLE		62,279	820	114
S&P MID-CAP 400 GROWTH ETF ISHARES	ETF MID CAP	464287606	97	546	SH		DFND		546	0	0
RUSSELL 200 GROWTH ETF	ETF LARGE CAP/MULTI-CAP	464287648	257	1,625	SH		SOLE		1,625	0	0
RUSSELL 2000 INDEX ETF ISHARES	ETF SMALL CAP	464287655	4,144	36,202	SH		SOLE		35,782	420	0
S&P MID-CAP 400 VALUE ETF ISHARES	ETF MID CAP	464287705	11,100	101,140	SH		SOLE		100,232	661	247
S&P MID-CAP 400 VALUE ETF ISHARES	ETF MID CAP	464287705	133	1,213	SH		DFND		1,213	0	0
ISHARES DJ TELECOM ETF	SMALL CAP STRATEGY	464287713	584	23,495	SH		SOLE		23,288	207	0
ISHARES TR U.S. TECH ETF	ETF LARGE CAP/MULTI-CAP	464287721	14,359	70,251	SH		SOLE		67,981	2,270	0
ISHARES TR U.S. TECH ETF	ETF LARGE CAP/MULTI-CAP	464287721	87	426	SH		DFND		426	0	0
ISHARES TR US INDUSTRIALS	ETF LARGE CAP/MULTI-CAP	464287754	201	1,617	SH		SOLE		1,617	0	0
ISHARES TR US HLTHCARE ETF	ETF LARGE CAP/MULTI-CAP	464287762	540	2,874	SH		SOLE		2,874	0	0
ISHARES TR U.S. FINLS ETF	ETF LARGE CAP/MULTI-CAP	464287788	243	2,495	SH		SOLE		2,495	0	0
S&P SMALL CAP 600 CORE ETF ISHARES	ETF SMALL CAP	464287804	8,623	153,692	SH		SOLE		150,541	2,925	226
S&P SMALL CAP 600 CORE ETF ISHARES	ETF SMALL CAP	464287804	181	3,217	SH		DFND		3,217	0	0
ISHARES TR U.S. CNSM GD ETF	ETF LARGE CAP/MULTI-CAP	464287812	217	2,009	SH		SOLE		2,009	0	0
S&P SMALL CAP 600 VALUE ETF ISHARES	ETF SMALL CAP	464287879	3,540	35,425	SH		SOLE		35,108	246	71
S&P SMALL CAP 600 VALUE ETF ISHARES	ETF SMALL CAP	464287879	32	316	SH		DFND		316	0	0
S&P SMALL CAP 600 GROWTH ETF ISHARES	ETF SMALL CAP	464287887	3,660	26,551	SH		SOLE		26,452	46	53
S&P SMALL CAP 600 GROWTH ETF ISHARES	ETF SMALL CAP	464287887	50	363	SH		DFND		363	0	0
JPM EMERGING MARKETS ISHARES	ETF FIXED TAXABLE	464288281	3,619	37,433	SH		SOLE		36,441	992	0
JPM EMERGING MARKETS ISHARES	ETF FIXED TAXABLE	464288281	31	325	SH		DFND		325	0	0
ISHARES TR INTL SEL DIV ETF	ETF INTERNATIONAL	464288448	901	39,901	SH		SOLE		37,326	2,575	0
ISHARES TR INTL SEL DIV ETF	ETF INTERNATIONAL	464288448	3	150	SH		DFND		150	0	0
ISHARES PREFERRED & INC ETF	ETF FIXED TAXABLE	464288687	1,020	32,031	SH		SOLE		30,085	1,946	0
ISHARES PREFERRED & INC ETF	ETF FIXED TAXABLE	464288687	15	475	SH		DFND		475	0	0
ISHARES TR MICRO-CAP ETF	ETF SMALL CAP	464288869	1,617	24,128	SH		SOLE		24,128	0	0
ISHARES TR MICRO-CAP ETF	ETF SMALL CAP	464288869	172	2,561	SH		DFND		2,561	0	0
ISHARES TR 0-5YR HI YL CP	ETF FIXED TAXABLE	46434V407	210	5,133	SH		SOLE		5,133	0	0
J P MORGAN CHASE & CO COM	COMMON STOCK	46625H100	4,720	52,428	SH		SOLE		51,926	377	125
J P MORGAN CHASE & CO COM	COMMON STOCK	46625H100	38	425	SH		DFND		425	0	0
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	6,429	49,028	SH		SOLE		48,046	865	117
JOHNSON & JOHNSON COM	COMMON STOCK	478160104	609	4,646	SH		DFND		4,646	0	0
KIMBERLY CLARK CORP COM	COMMON STOCK	494368103	2,577	20,150	SH		SOLE		19,573	577	0
KIMBERLY CLARK CORP COM	COMMON STOCK	494368103	396	3,100	SH		DFND		3,100	0	0
L3HARRIS TECHNOLOGIES INC COM	COMMON STOCK	502431109	6,696	37,177	SH		SOLE		36,471	570	136
L3HARRIS TECHNOLOGIES INC COM	COMMON STOCK	502431109	117	649	SH		DFND		649	0	0
LA-Z BOY INC COM	COMMON STOCK	505336107	555	27,044	SH		SOLE		27,044	0	0
LAM RESEARCH CORP COM	COMMON STOCK	512807108	2,477	10,319	SH		SOLE		10,272	17	30
LAM RESEARCH CORP COM	COMMON STOCK	512807108	25	104	SH		DFND		104	0	0
LILLY ELI & CO COM	COMMON STOCK	532457108	3,325	23,971	SH		SOLE		23,794	21	156
LILLY ELI & CO COM	COMMON STOCK	532457108	3,919	28,254	SH		DFND		28,254	0	0
LOCKHEED MARTIN CORP COM	COMMON STOCK	539830109	321	948	SH		SOLE		909	39	0
LOWE'S COMPANIES INC COM	COMMON STOCK	548661107	5,678	65,987	SH		SOLE		65,550	274	163
LOWE'S COMPANIES INC COM	COMMON STOCK	548661107	106	1,235	SH		DFND		1,235	0	0
MDU RES GROUP INC COM	COMMON STOCK	552690109	939	43,664	SH		SOLE		42,014	1,550	100
MDU RES GROUP INC COM	COMMON STOCK	552690109	21	975	SH		DFND		975	0	0
MARKETTAXESS HOLDINGS INC COM	COMMON STOCK	57060D108	1,599	4,808	SH		SOLE		4,638	170	0
MASIMO CORP COM	SMALL CAP STRATEGY	574795100	1,761	9,945	SH		SOLE		9,586	359	0
MCDONALDS CORP COM	COMMON STOCK	580135101	1,836	11,106	SH		SOLE		10,991	115	0
MCDONALDS CORP COM	COMMON STOCK	580135101	143	864	SH		DFND		864	0	0
MERCK & CO INC COM	COMMON STOCK	58933Y105	242	3,142	SH		SOLE		3,142	0	0
MERCK & CO INC COM	COMMON STOCK	58933Y105	117	1,525	SH		DFND		1,525	0	0
MICROSOFT CORPORATION COM	COMMON STOCK	594918104	15,986	101,367	SH		SOLE		99,802	1,310	255
MICROSOFT CORPORATION COM	COMMON STOCK	594918104	531	3,366	SH		DFND		3,366	0	0
MICROCHIP TECHNOLOGY COM	COMMON STOCK	595017104	1,392	20,535	SH		SOLE		19,385	1,000	150
MICROCHIP TECHNOLOGY COM	COMMON STOCK	595017104	180	2,650	SH		DFND		2,650	0	0
NATIONAL VISION HLDGS INC COM	SMALL CAP STRATEGY	63845R107	405	20,878	SH		SOLE		19,604	1,274	0
NETFLIX INC COM	COMMON STOCK	64110L106	777	2,070	SH		SOLE		2,070	0	0
NEXTERA ENERGY INC COM	COMMON STOCK	65339F101	3,262	13,557	SH		SOLE		13,427	100	30
NEXTERA ENERGY INC COM	COMMON STOCK	65339F101	780	3,240	SH		DFND		3,240	0	0
NIKE INC CL B COM	COMMON STOCK	654106103	699	8,451	SH		SOLE		8,451	0	0
NORTHERN TR CORP COM	COMMON STOCK	665859104	3,490	46,256	SH		SOLE		45,457	624	175
NORTHERN TR CORP COM	COMMON STOCK	665859104	72	948	SH		DFND		948	0	0
NOVARTIS A G SPONSORED ADR	FOREIGN EQUITIES	66987V109	798	9,679	SH		SOLE		9,679	0	0
NUCOR CORP COM	COMMON STOCK	670346105	641	17,798	SH		SOLE		17,630	28	140
NUCOR CORP COM	COMMON STOCK	670346105	47	1,298	SH		DFND		1,298	0	0
NVIDIA CORP COM	COMMON STOCK	67066G104	1,335	5,063	SH		SOLE		3,863	1,200	0
O'REILLY AUTOMOTIVE INC COM	COMMON STOCK	67103H107	1,530	5,084	SH		SOLE		5,084	0	0
OMNICOM GROUP INC COM	COMMON STOCK	681919106	3,239	59,000	SH		SOLE		58,168	772	60
OMNICOM GROUP INC COM	COMMON STOCK	681919106	87	1,586	SH		DFND		1,586	0	0
OMNICELL INC COM	SMALL CAP STRATEGY	68213N109	1,367	20,851	SH		SOLE		20,366	485	0
ORACLE CORP COM	COMMON STOCK	68389X105	3,212	66,465	SH		SOLE		64,957	1,338	170
ORACLE CORP COM	COMMON STOCK	68389X105	99	2,042	SH		DFND		2,042	0	0
PEOPLE'S UNITED FINANCIAL COM	COMMON STOCK	712704105	811	73,362	SH		SOLE		70,762	2,300	300
PEOPLE'S UNITED FINANCIAL COM	COMMON STOCK	712704105	92	8,300	SH		DFND		8,300	0	0
PEPSICO INC COM	COMMON STOCK	713448108	8,296	69,079	SH		SOLE		68,041	996	42
PEPSICO INC COM	COMMON STOCK	713448108	310	2,582	SH		DFND		2,582	0	0
PFIZER INC COM	COMMON STOCK	717081103	5,383	164,979	SH		SOLE		163,609	1,098	272
PFIZER INC COM	COMMON STOCK	717081103	190	5,814	SH		DFND		5,814	0	0
PHILIP MORRIS INTL INC COM	COMMON STOCK	718172109	514	7,049	SH		SOLE		6,940	109	0
PHILIP MORRIS INTL INC COM	COMMON STOCK	718172109	117	1,600	SH		DFND		1,600	0	0
PHILLIPS 66 COM	COMMON STOCK	718546104	839	15,647	SH		SOLE		15,647	0	0
PHILLIPS 66 COM	COMMON STOCK	718546104	118	2,200	SH		DFND		2,200	0	0
POOL CORPORATION COM	SMALL CAP STRATEGY	73278L105	1,286	6,537	SH		SOLE		6,239	298	0
T. ROWE PRICE GROUP INC COM	COMMON STOCK	74144T108	5,776	59,154	SH		SOLE		58,515	518	121
T. ROWE PRICE GROUP INC COM	COMMON STOCK	74144T108	79	804	SH		DFND		804	0	0
PROCTER & GAMBLE CO COM	COMMON STOCK	742718109	7,387	67,154	SH		SOLE		66,112	937	105
PROCTER & GAMBLE CO COM	COMMON STOCK	742718109	307	2,793	SH		DFND		2,793	0	0
REPUBLIC SERVICES INC COM	COMMON STOCK	760759100	334	4,445	SH		SOLE		4,445	0	0
ROPER INDS INC NEW COM	COMMON STOCK	776696106	1,638	5,253	SH		SOLE		5,253	0	0
S&P 500 ETF SPDR	ETF LARGE CAP/MULTI-CAP	78462F103	2,329	9,035	SH		SOLE		9,035	0	0
S&P 500 ETF SPDR	ETF LARGE CAP/MULTI-CAP	78462F103	2,092	8,116	SH		DFND		8,116	0	0
INTERNATIONAL TREASURY BOND ETF SPDR	ETF FIXED TAXABLE	78464A516	6,723	241,936	SH		SOLE		235,114	6,822	0
S&P 400 MID-CAP ETF SPDR	ETF MID CAP	78467Y107	6,524	24,816	SH		SOLE		24,415	401	0
S&P 400 MID-CAP ETF SPDR	ETF MID CAP	78467Y107	132	504	SH		DFND		504	0	0
SPDR SERIES TRUST BLOOMBERG BRCLYS	ETF FIXED TAXABLE	78468R622	4,825	50,925	SH		SOLE		49,361	1,564	0
SPDR SERIES TRUST BLOOMBERG BRCLYS	ETF FIXED TAXABLE	78468R622	53	560	SH		DFND		560	0	0
SCHLUMBERGER LTD COM	COMMON STOCK	806857108	183	13,571	SH		SOLE		13,401	20	150
SCHLUMBERGER LTD COM	COMMON STOCK	806857108	4	309	SH		DFND		309	0	0
CHARLES SCHWAB CORP COM	COMMON STOCK	808513105	733	21,798	SH		SOLE		21,798	0	0
SCHWAB STRATEGIC TR US DIVIDEND EQ	ETF LARGE CAP/MULTI-CAP	808524797	2,906	64,627	SH		SOLE		64,627	0	0
SCHWAB STRATEGIC TR US DIVIDEND EQ	ETF LARGE CAP/MULTI-CAP	808524797	17	389	SH		DFND		389	0	0
CHARLES SCHWAB INTERMEDIATE	ETF FIXED TAXABLE	808524854	6,439	109,572	SH		SOLE		105,113	4,459	0
SCHWAB STRATEGIC S/T US TREASURY ETF	ETF FIXED TAXABLE	808524862	2,048	39,598	SH		SOLE		37,956	1,642	0
SCHWAB STRATEGIC TR US TIPS ETF	ETF FIXED TAXABLE	808524870	253	4,400	SH		SOLE		4,400	0	0
MATERIALS SECTOR ETF SPDR	ETF S&P SECTOR	81369Y100	1,958	43,482	SH		SOLE		42,888	499	95
MATERIALS SECTOR ETF SPDR	ETF S&P SECTOR	81369Y100	45	1,010	SH		DFND		1,010	0	0
HEALTHCARE SECTOR ETF SPDR	ETF S&P SECTOR	81369Y209	7,995	90,253	SH		SOLE		87,894	2,359	0
CONSUMER STAPLES SECTOR ETF SPDR	ETF S&P SECTOR	81369Y308	8,004	146,938	SH		SOLE		143,649	3,289	0
CONSUMER DISCRETION SECTOR ETF	ETF S&P SECTOR	81369Y407	2,375	24,219	SH		SOLE		24,131	13	75
CONSUMER DISCRETION SECTOR ETF	ETF S&P SECTOR	81369Y407	22	225	SH		DFND		225	0	0
ENERGY SECTOR ETF SPDR	ETF S&P SECTOR	81369Y506	1,013	34,876	SH		SOLE		34,220	656	0
ENERGY SECTOR ETF SPDR	ETF S&P SECTOR	81369Y506	1	46	SH		DFND		46	0	0
FINANCIAL SECTOR ETF SPDR	ETF S&P SECTOR	81369Y605	1,637	78,655	SH		SOLE		78,008	647	0
INDUSTRIAL SECTOR ETF SPDR	ETF S&P SECTOR	81369Y704	728	12,333	SH		SOLE		12,325	8	0
TECHNOLOGY SELECT SECTOR ETF SPDR	ETF S&P SECTOR	81369Y803	956	11,899	SH		SOLE		11,899	0	0
COMM SERVICES SPDR	ETF S&P SECTOR	81369Y852	2,754	62,261	SH		SOLE		61,390	801	70
COMM SERVICES SPDR	ETF S&P SECTOR	81369Y852	11	257	SH		DFND		257	0	0
REAL ESTATE SELECT SEC ETF	COMMON STOCK	81369Y860	1,910	61,616	SH		SOLE		61,616	0	0
REAL ESTATE SELECT SEC ETF	COMMON STOCK	81369Y860	6	186	SH		DFND		186	0	0
UTILITIES SECTOR ETF	ETF S&P SECTOR	81369Y886	2,688	48,529	SH		SOLE		46,644	1,810	75
UTILITIES SECTOR ETF	ETF S&P SECTOR	81369Y886	8	150	SH		DFND		150	0	0
SITEONE LANDSCAPE SUPPLY INCCOM	SMALL CAP STRATEGY	82982L103	1,185	16,098	SH		SOLE		15,429	669	0
SLEEP NUMBER CORP COM	SMALL CAP STRATEGY	83125X103	448	23,389	SH		SOLE		22,335	1,054	0
THE J.M. SMUCKER COMPANY COM	COMMON STOCK	832696405	2,457	22,132	SH		SOLE		21,719	413	0
THE J.M. SMUCKER COMPANY COM	COMMON STOCK	832696405	58	523	SH		DFND		523	0	0
SNAP ON INC COM	SMALL CAP STRATEGY	833034101	888	8,159	SH		SOLE		7,917	242	0
SPROTT PHYSICAL SILVER TR COM	COMMON STOCK	85207K107	55	10,600	SH		SOLE		10,600	0	0
STARBUCKS CORP COM	COMMON STOCK	855244109	2,122	32,286	SH		SOLE		32,286	0	0
STARBUCKS CORP COM	COMMON STOCK	855244109	38	578	SH		DFND		578	0	0
STRYKER CORP COM	COMMON STOCK	863667101	10,205	61,296	SH		SOLE		60,695	567	34
STRYKER CORP COM	COMMON STOCK	863667101	73	441	SH		DFND		441	0	0
SYSCO CORP COM	COMMON STOCK	871829107	859	18,833	SH		SOLE		17,633	1,200	0
SYSCO CORP COM	COMMON STOCK	871829107	14	300	SH		DFND		300	0	0
TJX COS INC NEW COM	COMMON STOCK	872540109	2,859	59,810	SH		SOLE		59,098	500	212
TJX COS INC NEW COM	COMMON STOCK	872540109	36	750	SH		DFND		750	0	0
TESLA MOTORS INC COM	COMMON STOCK	88160R101	202	385	SH		SOLE		385	0	0
TEXAS INSTRS INC COM	COMMON STOCK	882508104	727	7,271	SH		SOLE		7,114	157	0
THERMO FISHER SCIENTIFIC INCCOM	COMMON STOCK	883556102	369	1,300	SH		SOLE		1,300	0	0
3M COMPANY COM	COMMON STOCK	88579Y101	1,831	13,410	SH		SOLE		13,135	275	0
3M COMPANY COM	COMMON STOCK	88579Y101	177	1,295	SH		DFND		1,295	0	0
TORO CO COM	COMMON STOCK	891092108	1,143	17,557	SH		SOLE		16,986	571	0
TRAVELERS INC COM	COMMON STOCK	89417E109	1,810	18,222	SH		SOLE		18,056	116	50
TRAVELERS INC COM	COMMON STOCK	89417E109	61	617	SH		DFND		617	0	0
TRUIST FINANCIAL COM	COMMON STOCK	89832Q109	3,429	111,196	SH		SOLE		110,628	343	225
TRUIST FINANCIAL COM	COMMON STOCK	89832Q109	56	1,806	SH		DFND		1,806	0	0
US BANCORP DEL COM	COMMON STOCK	902973304	1,052	30,531	SH		SOLE		29,781	650	100
US BANCORP DEL COM	COMMON STOCK	902973304	10	300	SH		DFND		300	0	0
UNILEVER ADR	FOREIGN EQUITIES	904767704	215	4,250	SH		SOLE		4,250	0	0
UNILEVER ADR	FOREIGN EQUITIES	904767704	51	1,000	SH		DFND		1,000	0	0
UNILEVER NV NY SHARE F NEW ADR	FOREIGN EQUITIES	904784709	227	4,650	SH		SOLE		4,650	0	0
UNION PAC CORP COM	COMMON STOCK	907818108	2,477	17,566	SH		SOLE		17,416	150	0
UNION PAC CORP COM	COMMON STOCK	907818108	18	125	SH		DFND		125	0	0
UNITED PARCEL SERVICE COM	COMMON STOCK	911312106	478	5,116	SH		SOLE		4,946	120	50
UNITED PARCEL SERVICE COM	COMMON STOCK	911312106	138	1,475	SH		DFND		1,475	0	0
UNITED TECHNOLOGIES CORP COM	COMMON STOCK	913017109	6,527	69,195	SH		SOLE		68,538	615	42
UNITED TECHNOLOGIES CORP COM	COMMON STOCK	913017109	40	425	SH		DFND		425	0	0
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	6,260	25,102	SH		SOLE		25,102	0	0
UNITEDHEALTH GROUP INC COM	COMMON STOCK	91324P102	2	7	SH		DFND		7	0	0
VF CORP COM	COMMON STOCK	918204108	3,106	57,442	SH		SOLE		56,317	845	280
VF CORP COM	COMMON STOCK	918204108	83	1,541	SH		DFND		1,541	0	0
VALERO ENERGY NEW COM	COMMON STOCK	91913Y100	1,450	31,956	SH		SOLE		31,956	0	0
VALERO ENERGY NEW COM	COMMON STOCK	91913Y100	0	10	SH		DFND		10	0	0
VANGUARD INTERMEDIATE-TERM	ETF FIXED TAXABLE	921937819	13,825	154,759	SH		SOLE		150,049	4,710	0
VANGUARD INTERMEDIATE-TERM	ETF FIXED TAXABLE	921937819	151	1,685	SH		DFND		1,685	0	0
VANGUARD S/T BOND INDEX ETF	ETF FIXED TAXABLE	921937827	263	3,205	SH		SOLE		3,205	0	0
VANGUARD TOTAL BOND MKT INDXETF	ETF FIXED TAXABLE	921937835	2,873	33,662	SH		SOLE		33,662	0	0
VANGUARD W HIGH DIV YIELD ETF	ETF LARGE CAP/MULTI-CAP	921946406	4,428	62,587	SH		SOLE		60,863	1,724	0
VANGUARD W HIGH DIV YIELD ETF	ETF LARGE CAP/MULTI-CAP	921946406	61	865	SH		DFND		865	0	0
VANGUARD INFO TECH ETF	ETF S&P SECTOR	92204A702	13,359	63,042	SH		SOLE		63,042	0	0
VANGUARD INFO TECH ETF	ETF S&P SECTOR	92204A702	41	195	SH		DFND		195	0	0
VANGUARD FTSE ALL WRLD EX US ETF	ETF INTERNATIONAL	922042775	2,220	54,112	SH		SOLE		54,112	0	0
VANGUARD I S&P 500 COM	ETF LARGE CAP/MULTI-CAP	922908363	2,829	11,944	SH		SOLE		11,944	0	0
VANGUARD REIT INDEX ETF	ETF REAL ESTATE	922908553	10,525	150,677	SH		SOLE		147,808	2,607	262
VANGUARD REIT INDEX ETF	ETF REAL ESTATE	922908553	74	1,061	SH		DFND		1,061	0	0
VANGUARD MID-CAP INDEX ETF	ETF LARGE CAP/MULTI-CAP	922908629	3,540	26,890	SH		SOLE		26,890	0	0
VANGUARD I LARGE CAP ETF	ETF LARGE CAP/MULTI-CAP	922908637	995	8,405	SH		SOLE		8,405	0	0
VANGUARD I EXTENDED MARKET ETF	ETF LARGE CAP/MULTI-CAP	922908652	429	4,733	SH		SOLE		4,733	0	0
VANGUARD SMALL-CAP ETF	ETF SMALL CAP	922908751	3,577	30,988	SH		SOLE		30,988	0	0
VERIZON COMMUNICATIONS INC COM	COMMON STOCK	92343V104	5,600	104,239	SH		SOLE		102,923	1,046	270
VERIZON COMMUNICATIONS INC COM	COMMON STOCK	92343V104	282	5,253	SH		DFND		5,253	0	0
VISA COM	COMMON STOCK	92826C839	9,126	56,639	SH		SOLE		56,539	100	0
VISA COM	COMMON STOCK	92826C839	50	312	SH		DFND		312	0	0
WAL MART STORES INC COM	COMMON STOCK	931142103	6,078	53,499	SH		SOLE		53,199	300	0
WAL MART STORES INC COM	COMMON STOCK	931142103	80	702	SH		DFND		702	0	0
WALGREEN BOOTS ALLIANCE INC COM	COMMON STOCK	931427108	231	5,054	SH		SOLE		5,054	0	0
WASTE MANAGEMENT INC COM	COMMON STOCK	94106L109	585	6,325	SH		SOLE		6,205	120	0
WASTE MANAGEMENT INC COM	COMMON STOCK	94106L109	69	750	SH		DFND		750	0	0
WELLS FARGO & CO COM	COMMON STOCK	949746101	1,866	65,019	SH		SOLE		64,422	597	0
XILINX INC COM	COMMON STOCK	983919101	3,044	39,053	SH		SOLE		38,955	25	73
XILINX INC COM	COMMON STOCK	983919101	154	1,982	SH		DFND		1,982	0	0